How can you calculate risk/reward for a MN, assuming you're about to buy now? What price are you expecting to bail assuming the market won't listen to you?
If you have a MN already, one can probably want more and will be mining to increase his holdings, since mining rig will cost way less than MN.
Is MN to profitable? 9,5% per year for providing a service and risking a lot of money isn't much. And it was calculated to be not that much profitable in the future. If everything goes fine, than you will need your vps to be a beast costing like $100/month or even more. Who knows what price of Dash would be then.
If you have a MN already, one can probably want more and will be mining to increase his holdings, since mining rig will cost way less than MN.
Is MN to profitable? 9,5% per year for providing a service and risking a lot of money isn't much. And it was calculated to be not that much profitable in the future. If everything goes fine, than you will need your vps to be a beast costing like $100/month or even more. Who knows what price of Dash would be then.
Ok, maybe I am really totally misunderstanding something, so please bare with me...
Let`s say I have around 15K USD and I like DASH. I could now decide to either buy 1 MN or X11 Hashing Power.
I'm no mining expert, but I know that the probability of ROI in DASH with cloud mining is low.
With the MN, I know my entry price and my return in DASH. I know I will never get below 1 K DASH (the collateral) and get X % reward.
With mining, I risk ending even below 1K DASH at the end. I might have a nice profit in USD if the DASH price in USD rises, but probably less than if I just had bought DASH instead of mining. It's similar in BTC, but there are no MNs with BTC.
If I am correct so far, I wonder who even mines DASH, because even if one has less USD than it takes for 1 MN, I'd still rather put that in MN shares with MooCowMoo or others than to mine.
I guess I am wrong, because people are actually mining DASH, but I don't understand why, when (at least to me), having a MN or fractions of it is so much better. MNs as an asset are imho the coolest thing in crypto currently, from an investment perspective.
Agree on that. But you seem to forget the risk of price going down. You don't know how much. What is your level of risk you can take? In fiat or btc.
With the fraction of the MN you still need to trust 3rd party with your shares. There are many like me who doesn't like additional risk of 3rd parties.
That doesn't stop me wanting more though....
In number terms I could stretch myself, but at the current price I'd have almost nothing left and I don't know how long it will be until I'm earning again or what it will cost me to get up and running once I start (the plan is to set myself up as self-employed withing the next 18 months). So while investing in a masternode could well be the smartest thing to do right now and a life-changer in terms of my future financial security, and oh, the itch to do it is strong, I'd be investing money that I no way can afford to lose.... and that is not a smart risk to take 
(Am I looking at a sugar bowl or a steaming plate of bat's p*ss with one floating grain that I'm allowed to see 
).
