Human to human with no personal attack intended................ Get rid of it while you can, put your money into better coins. Bitconnect and Regal are really a rarity. Even Regal has lost a lot of value as a coin though, the only one that still thrives is Bitconnect, and It's amazing that people look for more lending systems, when Bitconnect is already there, and is possibly to big to fail now.
Look at all the new lending systems that came all at the same time. Bitbase Gone, Glasscoin Almost Gone, Natcoin Gone, Westercoin Problems, Credemce Coin. Being on an exchange really doesn't mean anything, as plenty of coins (not lending) scam out also.
All the best