Investors want to know if they can make a profit. For EHF it's hard to predict. The white paper is not that detailed about the business side despite the 277 pages.
For example 10-50% discount when paying with tokens, what does that mean? If a medical bill is twice as high when paying with fiat everyone will pay with tokens. So in practice there's no discount. But suppose it's really a 50% discount, means 50% less revenue. Good for users, bad for investors.
Just an example, I've got more questions but this shows not everything is really thought thru.
Hi,
As for the discounts, we believe that many investors will want to spend some EHF tokens paying for the Platform's services.
And yes, they will pay 10-50% less than other customers.
As you could see, the financial model (even the conservative scenario) is based on this assumption, and still NPV (10-y, 12%) is close to $600M, and EV (Y2023)= $1.4 bln.
How could the token holder check, if he / she really receives appropriate discount?
Just considering the cost in USD and the token price by the day of payment.
Yes, 50% discount isn't an average one
But if token holders pay, for instance, 15% less for appropriate medical examination, will EHF and other investors lose money?
It is not necessarily, i.e. a business partner could be interested in flow of customers, agreeing to a reduction in profits per customer.
There are many opportunities.
In worst-case scenario, when EHF loses all the profits per client due to a discount (that's far from an average case), the missed profits per client aren't expenses, and they doesn't obligatory mean missed profit on a company scale.
In our view, the business aspects are quite well represented in the WP.
However, I'm agree indeed, some points could be improved and more details could be added.
Thank you!
