Topic: [ANN][NOTE]DNotes - Celebrating DNotes 3rd Birthday - Forum Now Open - page 295. (Read 814544 times)

The CRISP Word Contest   -Prizes & Rules:  https://bitcointalksearch.org/topic/m.10712392

Thank you everyone for your entries!       


CRISP Dictionary Definition

kanus1113:     CRISP (Cryptocurrency Investment Savings Plan) - A group of programs designed to aid individuals and groups save digital currency as a long term investment.

infovortice2013: CRISP: We can define CRISP as a Combined Group of online Investing Plans Securiced and 100% backed in coldwallet warrantee.Proffesionaly tutored all the plans are
"the first ones"; so CRISP is the most innovating product at his time and is sharing an opportunity for all to join plans that can obtain logaritmic rewards but sure you will earn % interest of each plan.

IMZ:     Phrasal verb: crisp up: 'to gleefully own large amounts of CRISP,' as in 'Wow! I'm CRISPed right up at this point!"

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Non-competitive Entries (no prizes):

Dyna:      CRISP is A DNotes Global Initiative.

Cryptobroker79:  CRISP /krisp/

abbreviation
cryptocurrency investment savings plan

noun: CRISP, plural noun: CRISPS

1. -a DNotes global Initiative, designed to bring cryptocurrency to the everyday person.
   -a long term savings plan, using DNotes as the investment vehicle.
   -an alternative to traditional investments, savings, and retirement plans.

verb:CRISP, past tense:CRISPed, present participle:CRISPing

1. set aside wealth for the future.  "I CRISP for my future"
2. previously set up a CRISP.  "sure glad I CRISPed, it's out performed all of my other investments"
3. using a cryptocurrency investment savings plan.  "I've been CRISPing for years now, and my finances have never looked better"

grandmama (having some fun):   CRISPy Critters: I belong to the CRISPy Critters team... and am an animal when is comes to DNotes.   

Chase (also having some fun ):  CRISP Fund Baby
Definition - Modern day replacement of the "trust fund baby".  A child born to, or receiving a gift from, someone with a large amount of DNotes.  The parent or gift giver set up a CRISP for the child when they were born or very young and the child is now able to live off the appreciated value of the CRISP.  While the term "trust fund baby" carries negative connotations of never having to work, the grown up "CRISP fund baby" tends to be hard working and appreciative of what their parents did for them.   


CRISP Customized

infovortice2013:  Can be use for old, young(study), childrens, needs... but i like to see travel plans savers or 2 savatical years found or wherever user selfmake want.

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BoscoBlue / RJF / DNotes (Joint Entry):     
Boscoe Blue - Organizations may benefit from using CRISP, where the organizer can customize and contribute to their own CRISP program. For example, employee matching programs.   
RJF - Perhaps, in the future, we could have a "CRISP Generator" where you just plug in the required amounts, fund name and purpose, pick from a list what you want to calculate, etc and submit it for review and possible posting if acceptable. Of course there would be rules and guidelines and the creation process would rely on drop down choices to keep things in line and formatted as DNotes wishes. People could apply for a CRISP Hosting account at the time.
DNotes - Agreed, that sounds like a good idea. An organization would apply for registration. Get their own landing page like ABCOrganization.DNotesVault.com, registrations through that landing page would be tied to that organizations account. As well as an organizational administration panel where they could approve registrations and add 'rules' for accounts tied to that organization, like fund matching or initial sign up bonus. What type of organizations might be interested in something like this?                                     
RJF - I would think the list is long and distinguished. Schools, volunteer Fire/Rescue/OEM, public service such as Rotary, Masons, Optimists, Scout Troops, Charities, etc.  Anybody that wants to offer an incentive for joining, serving or remaining a member.

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RJF:  CRISP for Families! Either a CRISP for Families, or a pre-configured generator to create simple family CRISP Plans where Mom or Dad can "plug in" their configuration and comfort level, include their children, and end up with their own, family oriented, savings plan/account all rolled up in one CRISP customized for them.   

With growing distrust in banks and other financial entities and managers, people are starting to take their investments into their own hands, what better way to do this than a DNotes savings plan that you customize for your own needs and expectations? I can foresee a lot of activity with this and that is the main reason a self management system should be developed to take off DNotes developers. And, as always, the chance for much greater than traditional returns is always there.

I think this would be a template for all future CRISP plans if developed with flexibility in mind. Later on we can role crypto currency conversion into the system to allow for the deposit of other coins and their automatic conversion into DNotes being instantly added to your vault.

And keep in mind, unlike groups and businesses, families are free to open accounts as they wish without going through "due process" and loosing time and money waiting.


CRISP Board Game

kanus1113:      CRISPopoly (lol)  Similar to monopoly, except the objective is... Once the 'exchange' runs out of DNotes, you win the game if you saved the most.  It's a work in progress lol, but you get the picture.

infovortice2013: CRISPers 4 Dnotes

BoscoBlue:     How about Digital Life. A spin on the game of life that is all digital and allows opportunities to put money into CRISP accounts?

@ Dyna: I shall sit quietly and read for some time. In a word though: the discipline that I see here is unique in my experience of crypto communities.

Mark (IndiaMikeZulu), Australia

I read that article too but did not get the time to write a post. So far Bitcoin has limited success. However, I must add that Bitcoin, Coinbase and others have done an excellent job in developing awareness and got enough transactions going for others like us to be able to examine real data objectively. My personal conclusion at this point is that given the right environment and conditions, digital currency is a far superior form of payment when compared to credit and debit cards. For local payment it is as good as cash. For cross border transfer it is certainly better than fiat currency.

RJF is certainly correct that the most effective ways to cultivate adoption of DNotes by both consumers and merchants as a medium of exchange is through a grass root movement, starting with small business owners and their employees. Our strategic plan calls for a very complete package that can benefit them in many ways. It is more than signing merchants up to accept DNotes.

Our initial market target is small business owners and their employees from startups to $50 million in revenue, in the United States. This will take a few years to totally kick in but we do expect that DNotes will begin to be used as a medium of exchange starting sometime in 2016.

Few will argue that as a group small business is the engine of job creation. Unfortunately, they have also been adversely affected by mounting regulations, poor economic growth, rapidly increasing health care cost and a constant struggle to fund their own retirement as well as being able to take care of their employees adequately to keep them motivated. Their employees often share their misfortune and pain, directly or indirectly.

This will be a multi-year program with enormous potential to provide multiple solutions to assist small business owners and their employees. Although anyone can participate in CRISP for retirement, it is designed with small business owners as our primary target. We firmly believe that it will help supplement many small business owners underfunded retirement plans. CRISP for Employee Incentive Benefits is specifically designed to reward and motivate employees and promote an awareness that it is mutually beneficial for employees and employers to work in partnership to towards a common goal of an enriched environment that will benefit all participating parties. We believe that this will be a life changing project involving many professionals from different disciplines. A book project is involved to assist small business owners to drastically improve their odds of being successful and profitable, rather than being consumed in a life time of struggle.

Edit: Quote from RJF: Hell, the government offered to give the early Internet to AT&T and AT&T turned them down! It's all happening again, same story, different players. Not too hard to predict the outcome. Only difference is now, the little guy is smarter and wiser and won't let fortune slip away a second time...

Again you are correct. I have been a small business owner all my life. I take this as the biggest challenge of my life to make it happen. This time let us get as many business owners and their employees as possible to benefit from it, before the "big boys" have the chance to take it away.

Have you read about IBM, federal reserve, our central bank and a few big banks are working on a "token" as a currency to exploit the Block chain technology? Here we go again.

Yep. We all need to remember, the down and dirty bottom line after all the fluff is this, in it's most simple form, if it costs XYZ Corp the same or less to accept BTC as other forms of payment, they will continue to except it unless other, more political issues enter into the equation. At some point on the acceptance ladder, they will accept it no matter what it costs them as long as they are making a profit and sales are stable or growing.

Remember the brand new Internet? Who brought it to the public? The little guy did and I can personally attest to that. Big telecom wanted nothing to do with it until they saw us little guys making money from it than all hell broke loose. Same with crypto, nothing new here in that regard, the big boys follow the money. Hell, the government offered to give the early Internet to AT&T and AT&T turned them down! It's all happening again, same story, different players. Not too hard to predict the outcome. Only difference is now, the little guy is smarter and wiser and won't let fortune slip away a second time...

Great points RJF, I agree wholeheartedly. Large corporations will make big headlines, but the drivers will be the consumers and small business.

I read that and I think they missed the point to some extent. It's not the huge corporate merchants that will drive crypto adoption, it's the small businesses that will bring the public into the scene. This is a grass roots movement at it's heart and small business taking $$ away from big business will bring the big guys over eventually. Your statement about holding is correct. Once they find out who holds the money, they will do whatever it takes to get us to part with some it.

There is an interesting article out today on bitcoin merchant adoption.


"Is Bitcoin's Merchant Appeal Fading?"

"Steve Beauregard, CEO of cryptocurrency payments gateway GoCoin, had a different take, suggesting that many merchants haven't yet had a positive enough experience with bitcoin for a substantial uptick in adoption to take place.

"I believe merchants have been widely disappointed by the number of transactions they see in bitcoin," Beauregard said.

He went on to state that "consumer adoption is the problem", speaking out against the 'if you build it they will come' mentality of the bitcoin ecosystem in past years."

http://www.coindesk.com/is-bitcoins-merchant-appeal-fading/

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I agree with this comment:"consumer adoption is the problem", speaking out against the 'if you build it they will come' mentality of the bitcoin ecosystem in past years."  I believe it could end up being the other way around - If the consumer is holding (as in DNotes / CRISP), the merchants will follow.

No problem at all coin@coin, thank you for getting back to us. Good to see you again on the forum. 

Good going guys, just seen the translation message bounty for the Hard Fork, which is now long gone. 

Just want to say well done. Will test the latest Mac Client as I've been using the Vault instead.

Keep up the good work! Will try to check my messages more often!

An interesting way to present a DNotes press release:

https://www.youtube.com/watch?v=ksf-WU1QnB0

Certainly and will be very much appreciated, qiwoman2. Thanks.

Can I post this today on my blog? I been bit delayed but want to post a blog post tonight for DNOTES.. 

Agreed, this is my favorite press release to date. Brilliant writing, and the timing couldn't have been better, right after a huge story broke on sequencing fraud.

We will have to wait 10 or 15 years for the first of the "CRISP Fund Babies" to be in such a fortunate position (and old enough to enjoy it), so we have lots of time to figure out what to do with them! lol

Thank you for sharing your insights with us, Mark. I like the way you described your challenges, (battles) “It was like attacking the ocean with a bread-and-butter knife”. I believe, I do know what you meant, but I respect you that much more for actually gone down that route. We can appreciate how hard you all have worked to get to this point. Very impressive.

DNotes has spent a great deal of time studying many battles our industry has been fighting at a very high cost, in terms of money, time and human emotion. That explains in part why we are positioned so differently. Like your group we pick our battle and stay focused in winning one battle at a time. We maintain a low profile and launched our project in small scale, always taking our time to fine tune them. They are all designed to be highly scalable, strategically linked and positioned to exploit the network effect at the appropriate time.

In your case it makes sense to focus in working with “one business in a nation”. Most nations in general require a single application for a single license. The United States require a license for every state except two. It is demanding to say the least.

Thanks for participating in our forum and working closely with TeeGee. Let us know if we can be helpful in some ways. There are many challenges ahead. We have specifically positioned CryptoMoms to be a currency neutral site so that it could be mutually beneficial to everyone in our industry.  

Very interesting. So we can have CRISP for Kids which can be withdrawn at any time and then we can have CRISP Trusts which can only be accessed once they turn 18? Nice, I do like the idea very much. So name suggestions everyone? What shall we call it? I will DEFINITELY incorporate into CRISP Handbook.

Edit: I am truly impressed by the overload of great ideas!

WOW, excellent work. Just blown away right now after reading this. Tremendous press release. wow.................love it!

Don't expect clear guidance.

IndiaMikeZulu spent literally months on the phone in 2013, talking to accountants’ organisations, accountants, AML authorities, banks, credit unions, regulatory bodies, license issuers, the Australian Tax Office, and fellow crypto geeks. It was like attacking the ocean with a bread-and-butter knife.

Here are two insights:

One: ‘national chapters’: although cryptos are a global phenomenon, the regulations generally go nation by nation. So, krypto hoomernz in one nation (even from different cryptos!) can co-operate to gather data on the regulatory situation in that nation (including, I suggest, the postage of bullion).

Two: choose one business in a nation, and mentor it. That is, instead of dumpin’ the whole crypto thing in the lap of the business’s unsuspecting accountant, guide the business/accountant through the initial processes, ensuring them that assistance – perhaps even financial – will be forthcoming.

This business becomes the showcase. Mutual benefit all around.

Mark (IndiaMikeZulu), Australia

[Just to show you how out of our minds we are, with the resources of one overworked family-guy and one half-blind disability pensioner, we tackled an entire town in early 2014, in an effort to learn how crypto adoption might happen at all levels. Expensive and punishing! but it was one of only two projects like it in the world at the time.]

Excellent PR Dyna. This the kind of information people will lock onto and and take action.

Impressed. Perhaps Marc, our author of CRISP Handbook, may want to consider adding a new section to the Handbook.