“
If you want happiness for an hour take a nap. If you want happiness for a day go fishing. If you want happiness for a year inherit a fortune. If you want happiness for a lifetime help someone else”. Author – unknown.
What difference A Year Can Make?Tomorrow, February 18, 2016 will be the 2nd Birthday of DNotes. It is also a full year when CRISP For Retirement was launched. The news clipping below was the shortest one I found and thought that it is a fitting reminder of our ways of helping “someone else” to provide some “relief for underfunded retirement accounts”
If you check out: http://dnotesvault.com/crisp-for-retirement.php
Below is the latest data:Not bad for participation, for those who are with us for the long-term.
CRISP for Retirement StatisticsFunded Retirement Accounts 252
Principal Deposit Value 79,073.21 USD
Total Interest Payments 383,780 NOTE
Current USD Value 43,487.78 USD
Current DNotes 6,344,372 NOTE
Retirement Fund Bonus Balance 616,220 NOTE
So what difference a year can make?
A lot. The value of DNotes had fallen by more than 75% from its high of $1.6 million at one point but has recently recovered a little. Frankly, that was our biggest surprise of the year. It is a case of supply and demand. Obviously, a lot more people were selling than buying DNotes. That is how the forces of free market work.
The good news is that we never missed a beat. CryptoMoms’ traffic has been climbing to over 100 visitors a day with rapidly increasing number of registered members of 17564 at the time of this post. Both CryptoMoms’ and DNotes Bitcointalk forums have been well supported by our communities with a lot of educational and helpful posts. We have since launched CRISP For Students, and CRISP For Employee Incentive Benefits. Additionally, we have launched our own news site, DCEBrief flawlessly. DCEBrief is gaining great respect from our industry. The most amazing of all is that a book titled “Improve Your Odds – The Four Pillars of Business Success” is now close to completion, to be published in two months. The book will be a revenue generator for the new company, with DNotes owning up to 25%. We are lean and agile; allow us to accomplish a lot with very little. Now, imagine what we can do if the book becomes a big hit, which I believe has a high probability. PM me with your email, if you are interested to read the Introduction and Chapter One. Wow! What a difference a year can make!
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Cryptocurrency DNotes Debuts Retirement Savings Plan Massimo Leung
February 18, 2015Cryptocurrency DNotes has launched a new savings plan to provide relief for underfunded individual retirement accounts.
According to DNotes Co-Founder Alan Yong, one million DNotes have been donated to Cryptocurrency Investment Savings Plan (CRISP) for Retirement to encourage savers to supplement their underfunded individual retirement accounts. Yong noted that individuals who commit to DNotes deposits of 5, 10, 15, or 20 years duration will receive a 100 percent deposit guarantee, and up to 12 percent yearly interest bonus on their deposit with 1 million DNotes limit on the bonus interest offered.
Yong went on to explain that not everyone has the means or ability to save for retirement, resulting in many reaching retirement age with social security as their only source of income.
RJF, Director of CR.I.S.P. for Retirement, also commented:
In these uncertain financial times, it is becoming more and more difficult to maintain a retirement account that will actually see you through your golden years. We believe that the concept of using DNotes to augment your retirement savings is an important consideration.
RJF went on to explain that CR.I.S.P. for Retirement is an unstructured and self-directed plan, using DNotes as the investment vehicle to supplement retirement savings, and re-occurring savings, in any amount, may be added at any time. The savings plan can apparently be started with any amount of DNotes by opening an account at DNotesVault with an expanded registration at CRISP for Retirement landing page.
CRISP is the brain-child of Chase, a core team member of CryptoMoms – a community with an avowed mission to encourage and assist women to participate in the cryptocurrency world currently dominated by men. CryptoMoms.com is a currency neutral site, offering content regarding cryptocurrency, which was created by and fully funded by the DNotes team.
Among the DNotes team’s various objectives, DNotesVault will be utilized to build the next generation of DNotes stakeholders using CRISP for kids and CRISP for students to be followed by other programs.
Yong stressed that,
"The beauty of DNotesVault is that we can setup and launch a new plan or program, such as a charity fund raising, as quickly as needed".
DNotes, DNotesVault, and CryptoMoms are all strategically linked.
DNotes has as a market cap of US$923,102 and 96,647,701 available supply.
Source:
http://allcoinsnews.com/2015/02/18/cryptocurrency-dnotes-launches-retirement-savings-plan/