Any Reputable Bitcoin Lending Sites ?

Kyraishi

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Quote from: jdlr on August 21, 2017, 01:36:12 PM

I want to borrow bitcoin, without collateral.

Any websites that use my credit rating ? just as Zopa do ?

New to this, so any advice welcome

I would suggest using bitbond if you have no collateral whatsoever.

They will take all your ID and stuff, and do a background and credit check on you. So i'm pretty sure this is what you're looking for. Interest rates are lower than on forum but is still going to be way higher than bank interest. There are a few other alternatives like btcpop but i wouldn't suggest using any of them.

If you were going to use your credit rating to get a loan i'd suggest getting a loan from the bank for much less interest and using the proceeds to buy bitcoin. You're going to get the same amount of bitcoin and pay less in interest.

On this forum, no collateral loans are highly frowned upon. Don't even bother.

Karartma1

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I tried bitbond and i got robbed twice by the borrowers (I lent to the low paying loans with low interest but high rating). End result two defaulted loans and 0.1 bitcoin lost.

alani123

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Sites? No matter how reputable a website can be it's always the userbase that disappointing when it comes to loans. Loans really are a very risky thing to try and profit from especially given that bitcoin's nature of transaction makes it easy and non-consequential for a default.

MMysterious

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Quote from: Cobalt9317 on August 27, 2017, 03:10:24 AM

Try out in lending section someone might understand your situation but if you are just trolling the board no one will pay attention to your request, alternatively make sure that your loan request is acceptable not 1BTC or higher by your topic OP I also need to make a loan request in that section.

I agree, it is better if you just try your luck in the loan section here rather than looking for a website to loan. There is no assurance most especially it does not require collateral, don't you think?

Cobalt9317

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Try out in lending section someone might understand your situation but if you are just trolling the board no one will pay attention to your request, alternatively make sure that your loan request is acceptable not 1BTC or higher by your topic OP I also need to make a loan request in that section.

JohnBitCo

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Quote from: hello_good_sir on August 25, 2017, 11:28:37 PM

Quote from: jdlr on August 21, 2017, 01:36:12 PM

I want to borrow bitcoin, without collateral.

Any websites that use my credit rating ? just as Zopa do ?

New to this, so any advice welcome

If you have collateral then just post your loan request alongside what your collateral is in the lending section of the forum, there will be a lot of people willing to entertain this because of the fact that you have collateral.

I definitely would not recommend using a lending site, to borrow or to lend. If you let the lender hold your collateral, and the lending site collapses, then you could be losing out on a lot of money. vice versa to the lender, if they fill a no collateral loan. And we have indeed seen several p2p lending sites already close down.

Credit ratings don't mean shit in the cyberspace. Anyone can steal someone else's identity.

Again the same thing I don't know what their security is or their protection for the people giving loans but obviously they have been around for a while. Escrow is one option but then whats the use of lending site and they can even have a fraudulent escrow.

hello_good_sir

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Quote from: jdlr on August 21, 2017, 01:36:12 PM

I want to borrow bitcoin, without collateral.

Any websites that use my credit rating ? just as Zopa do ?

New to this, so any advice welcome

If you have collateral then just post your loan request alongside what your collateral is in the lending section of the forum, there will be a lot of people willing to entertain this because of the fact that you have collateral.

I definitely would not recommend using a lending site, to borrow or to lend. If you let the lender hold your collateral, and the lending site collapses, then you could be losing out on a lot of money. vice versa to the lender, if they fill a no collateral loan. And we have indeed seen several p2p lending sites already close down.

Credit ratings don't mean shit in the cyberspace. Anyone can steal someone else's identity.

virasog

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Quote from: taxmanmt5 on August 25, 2017, 09:42:52 AM

I cannot vouch for anything other than the fact that they've been there for a while when I mentioned a website called btcpop. I haven't actually been on that website quite some time but one of their main services the last that I know of was to act as the middleman between people that want to borrow Bitcoin and people that want to loan Bitcoin.

The process itself I don't know if it was protected by escrow by the website but it did seem like it had a reputation system in there for people to rate each other on how the repayment of the loans went and several other systems that would at least provide some protection there. I also know that poloneix, if you look at your transfers in the wallets allow users to transfer some of their Bitcoin Holdings into wallet specifically set aside for loans to other users.

taxmanmt5

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I cannot vouch for anything other than the fact that they've been there for a while when I mentioned a website called btcpop. I haven't actually been on that website quite some time but one of their main services the last that I know of was to act as the middleman between people that want to borrow Bitcoin and people that want to loan Bitcoin.

el kaka22

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Credit rating will not be a valid reason for loans in Bitcoins because in case of fiat loans, one has the risk of spoiling the credit rating for defaulting repayment.
But in case of Bitcoins, which is still in the peer to peer stage, the lender has nothing which he can do to the credit score, so to all instance it's just useless in lenders point of view.

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Quote from: krishnapramod on August 24, 2017, 10:43:25 AM

Quote from: jdlr on August 21, 2017, 01:36:12 PM

I want to borrow bitcoin, without collateral.

Any websites that use my credit rating ? just as Zopa do ?

New to this, so any advice welcome

Right now, BitBond is the best P2P Bitcoin lending/borrowing website. Yeah like Zopa, you can post a loan request on BitBond without collateral, but the loan getting filled entirely depends on your credit score.

1. Personal info - Name, address, citizenship.

2. Financial info - Employment status.

3. Verification - Identity video verification and a proof of residence document.

http://help.bitbond.com/article/9-borrow-bitcoins-in-3-steps

You can also try, BTCPOP, https://btcpop.co/home.php

Yeah we doesn't need to give collateral for get loan from lending site but you need take more longer time till your borrow request get approved. I prefer to borrow money from members if this forum because would be fast and trusted even though we need to give a collateral.

krishnapramod

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Quote from: jdlr on August 21, 2017, 01:36:12 PM

I want to borrow bitcoin, without collateral.

Any websites that use my credit rating ? just as Zopa do ?

New to this, so any advice welcome

Right now, BitBond is the best P2P Bitcoin lending/borrowing website. Yeah like Zopa, you can post a loan request on BitBond without collateral, but the loan getting filled entirely depends on your credit score.

1. Personal info - Name, address, citizenship.

2. Financial info - Employment status.

3. Verification - Identity video verification and a proof of residence document.

http://help.bitbond.com/article/9-borrow-bitcoins-in-3-steps

You can also try, BTCPOP, https://btcpop.co/home.php

Quote from: BitMaxz on August 21, 2017, 02:29:06 PM

I don't thing there is a lending site that can gives you loan without collateral but you can try to go in bitlendingcludb.com and loanbase.com never tried this site but better to wait for some other people to give some advice if what site can gives you loan without collateral..
For now i can say better to find a good collateral that can be allowed so that you can get your loan. .

Bitlendingclub/loanbase have stopped their services and BTCJam is also closing.

pawanjain

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Although i have not used this option on the site i do know that they have a lending feature on their website. Its an exchange to be precise and its known by many people.
The site is Poloniex which gives a lending feature from where we can ned bitcoins for some amount of interest over it. I dont really know whether we can withdraw those coins or not because most people lend their btc there and use it for trading and interests . You can try it out on poloniex.com

italianMiner72

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crazyivan

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Well, the reason why there re not many lending sites which borrow BTC without collateral is cause people tend to SCAM!

I m personally against those kind of sites as well cause they make borrowers lose money and are bad for crypto industry in general. If classic financial services, banks, have not been able to find a way to provide safe way for non collateral lending for the last 50 years, I m sure this wont work for BTC either.

So, my friend, find a collateral and you ll get your money.

jdlr

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what I mean is, you can borrow money from paypal, it is tied to your bank account, they have your name, address and details verified, if you dont pay back the loan, there are legals ways to go after you.
Same goes when you apply for a credit card at your bank account, and they give you a credit limit for the card without any collateral.
You are not a perfect stranger to paypal or your bank.

Same as that, why isnt there websites that use the method of paypal to lend bitcoins instead of fiat

warningsigns

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Would you lend money to a perfect stranger without any security or collateral? Where is the peace of mind if that borrower defaults or disappears? Frankly I find threads like this disturbing and unsettling. Granted we all live in difficult times and in a tougher economy but that is absolutely no justification for asking to borrow from strangers without offering collateral.

You can borrow from your family members or friends (some of them might even balk if they themselves are struggling) or convince your bank to arrange an overdraft or a character loan. Or you could get a credit card.

As for reputable lending sites, they will ask for collateral. Period. There are no free lunches on this planet and none of these lenders dispense free cash. You can keep insisting "it's a loan and i'm paying it back" but that doesn't hold water. Try reversing roles. If someone/anyone here sent you a pm asking to borrow money, would you blindly send him your bitcoins and hope for repayment to follow whenever?

JanpriX

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Quote from: jdlr on August 21, 2017, 01:36:12 PM

I want to borrow bitcoin, without collateral.

Any websites that use my credit rating ? just as Zopa do ?

New to this, so any advice welcome

Been wanting to have answers to this kind of question too. I'm also looking for quite some time now on how can I borrow BTC without any collateral and my search for it came to nothing. If we are talking online services that would provide you loan in terms of BTC, I'm afraid to say that there seems to be none as of this moment. I gave up on that idea and just go to my bank, borrowed money from them and just turned that cash into BTC. You must know that cryptocurrencies provide you with anonymity and because of that, no one in their right mind will provide you any loan without any collateral. Undecided

chaser15

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Quote from: jdlr on August 21, 2017, 01:36:12 PM

I want to borrow bitcoin, without collateral.

Any websites that use my credit rating ? just as Zopa do ?

New to this, so any advice welcome

It's hard to find these days. If there is, the credibility of it is as stake.

Also for a bitcoin lending company, it will be hard for them if they will just accept loan request without collateral even you have to show your legit documents to them. The only thing you can do is to loan at banks or with your friends and families. Let's wait for other response, but now I will told you, chances are low that there is so better find other way.

pinoycash

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Quote from: jdlr on August 21, 2017, 01:36:12 PM

I want to borrow bitcoin, without collateral.

Any websites that use my credit rating ? just as Zopa do ?

New to this, so any advice welcome

Character Loan from banking institution is your only way to get non-collateral loan, if you have good bussiness relation with a bank getting a loan from them is easy and usually get approve in 1 day. Loan Cash then Buy Bitcoin.

Topic: Any Reputable Bitcoin Lending Sites ? (Read 1030 times)