The guy is willing to do an in-person local trade and likely contacted TC through a non-private means of communication if that is the case, so privacy is sort of a moot point. Anyway, you don't have to pay 6% for privacy, and for legitimate traders, who pay their taxes, privacy isn't worth 6% on a five-figure trade. That's not to mention there are a plethora of traders willing to do way better than that well into 6 figures. You should be on your knees kissing a trader's feet if he'll give you even 2% on a five-figure trade - that is a huge win.
Back from lunch, sorry for the late reply. But anyway, you are correct: Privacy isn't really a factor.
He is offering Bitstamp + 5%, cash in mail or f2f, but I'll check back with him and see if he he's amiable to any other non-reversible forms of payment.
I can do WU and we can come to some agreement about fees, I can only transact 2K per day through this method.
EDIT: This would probably be quicker for him anyway due to immediate pick up of funds.
I am doing a big exchange same like you but i might be able to help you out 
coz I am a newbie