$100 gadgets and complicated security won't work in the long run. Have I missed something glaringly obvious here? Where is the Apple-like user experience for BTC? Because if it doesn't come... well BTC will never really arrive.
Also, "talk nerdy to me" doesn't really apply here. This needs to be something discussed in plain language. Right? I mean people get that.. I hope.
Awesome, we have a volunteer to create the ultimate Bitcoin user experience!
So, how are you going to attack the issue?
You should probably go through all the most popular wallet options, list their bad points, good points, then lay out how you would make the perfect wallet.
If you make a comprehensive analysis of what needs to be done, and developers see eye to eye with you, then I'm sure someone will volunteer hundreds of hours of their free time to build it for you. (no joke)
But if you sit there and say "oh well, no, I mean... just like, make it better, ok?" or "I think the wallet should have unicorns and microwave popcorn for the user!" then no one will take you seriously.