It's depends on how you plan your investment, and it's a choice too, some people are spending when crypto when are still upsidedown and some people spend because of situations, and some person's try to holding for long-term. But investing definitely doesn't require much skill, just common sense makes shopping easy, when I was in sss one my chemistry teacher use to say common sense is not common, I was confusing but when I fall in crypto investment that is when I understand what my teacher was saying, because you can not just come to cryptocurrency and start investing, you must put something upstairs before investing, and now when the fee is frustrating people some person's are saving there coins.
Agree, different situations should be considered like for example some would choose to sell at high price given that they reach a significant amount of profit since through this they can use the converted money to buy something. Some would really choose to spend the crypto directly since there is an increasing number of stores that accepting it. But given those scenarios, I think I would still settle in selling in high price of crypto so that I can use the profit to buy this given it is in fiat currency and use the capital money to convert it again given that price drops. So, it really boils down to a personal preference to how you would see its greater impact and greater value when used in purchasing as a payment.
