Yes, thank you very much eddie for posting in my thread where I am offering loans to users asking for no collateral... gtfo. I lost that money in that game and guess what, I'm okay with the risk I took.
I asked about the proper way to accept forum accounts as collateral, so directing me to a trusted account 'holder' with minumum fee would be appreciated.
Well I sure am glad I didn't "insure your deposit" in that "game" then.
The way to secure a forum account as collateral is they PM you there password, then you login and change there password and email thereby taking control of the account until they repay the loan. Then after they repay, you PM them the password back so they can take control of there account back.
It is customary for the collateral to be sent first, giving the lender the opportunity to scam by running off with the account. That is why I suggest an escrow because I feel it is quite likely that you will scam..
I am giving you the benifiet of doubt that you are not a scammer but rather just naive and ignorant to how things work around here and what actions are ethical and what actions are frowned upon..
Tip:
Promoting ponzi scam "games" in your signature is highly frowned upon, see your negative trust.
Posting ref links for ponzi sites, especialy outside of games and rounds, is frowned upon atleast by me as you are promoting a SCAM.
Trying to do ANY DEALS specifically for building trust or reputation is frowned upon and indicative of a scammer.
I would like to think that you just don't know these things, "naive and ignorant", so if you want to be a upstanding citizen of this community for your hobby you should read up on proper ethics and actions around here and abide by them unless you want everyone to think you are a scammer.
Here is a good place to start learning about escrows
https://bitcointalksearch.org/topic/bitcointalk-escrows-trade-safely-855778Also some of the other lenders here may be wiling to escrow accounts for you, including me. I would escrow accounts for you if the lendee agrees with no fee.
Escrow choice must be trusted by both parties so you will have to agree on who holds the collateral if you both choose to use escrow..
Please know that I'm not just trying to be a dick. If you are not a scammer then please do some research to figure out what actions you can avoid doing if you don't want everyone to think you are a scammer.