That's right, but if you want to invest, this is a perfect time to do it. who knows, if you can invest specifically, in bitcoin, the next 2 to 3 months you will get a big profit. The choice is in your hand.
Now, as long as Bitcoin is cheap, it's worth investing in, because in just a couple of months there will be a halving that will raise the price of Bitcoin.
Not until the COVID-19 panic will be over, but of course bitcoin will not die, its here to rise soon and the altcoins will follow.
I am just not sure if its before the halving but its likely after the halving schedule as the panic situation will be minimize and controlled.
Right now, people are still in panic but this should not last longer, government are doing the right thing to quarantine people and this will prevent the spread of the virus and our economy will be okay again, with that, crypto will rise as well.