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Topic: banks refusing to let me open an account (Read 823 times)

member
Activity: 214
Merit: 10
January 20, 2018, 03:34:59 PM
#79
Kailangan nyo talaga pala makapagopen ng bank account dahil bibili pala kayo ng condo. Marami pa din po kasi mga bangko sa pilipinas ang wala pa ediya o lubos na kaalaman pagdating sa bitcoin. At ang madalas pa hindi nila ito kinikilala na maging source of income mas mabuti sana baguhin nyo nalang. O kaya subok kayo sa ibang bangko marami naman bangko na mapagpipiliian dito sa pilipinas baka may isang pumayag lalo na kung ang ipahayag nyo pinagmumulan ng kinita mo ay sa pag bibitcoin.
newbie
Activity: 42
Merit: 0
January 20, 2018, 08:38:12 AM
#78
Hindi naman yata lahat ng banko ang nag refuse,meron ding ilan dyan.but base yan sa laki ng e-deposit.kung sobrang laki lang,pwedeng hatiin or d kaya,quarter.
member
Activity: 182
Merit: 10
January 20, 2018, 07:39:55 AM
#77
lot of banks don't accept btc cause it's a treat to them more of them don't know that btc really exist or they don't want to make a way for btc to expose to a lot of  more people
jr. member
Activity: 518
Merit: 1
January 18, 2018, 05:54:54 AM
#76
May nabasa ako na binan na ng bangko central ng pilipinas ang bitcoin diba? Yung pag bitcoin related ang bank account mo. Ikoclose nila? Di ko lang alam kung bakit nila binaban? Ano ba yung reason nila?

The Philippine central bank, Bangko Sentral ng Pilipinas (BSP) and the country’s regulators are planning to create regulatory standards for digital assets like bitcoin. This week the BSP Deputy Governor, Chuchi Fonacier, said the bank is working with the Securities and Exchange Commission in order to create regulatory guidelines for Philippine businesses and exchanges who deal with cryptocurrencies.

https://news.bitcoin.com/the-philippines-central-bank-considers-regulation-standards-for-bitcoin/

Bitcoin is not banned by Phil. Central bank.

Well, if bitcoin is really the reason why you can not
open a bank account is because of the misbehavior of another banks that bitcoin is scam. Better do not say that bitcoin is your source of income. Actually Philippine central bank is planning to regulate bitcoin.
member
Activity: 82
Merit: 10
January 18, 2018, 04:56:27 AM
#75
Yeah number 1 kontra talga sa mga Bitcoin ngayon here In Ph is the BDO..lahat na ng mga may transactions ng Bitcoin ay ikino-close na nila.Maybe they really hate bitcoin's powerful progression now and maybe takot sila na mawala nyan sila In the Future at isinisecure na nila ipapaclose ang mga may bitcoin
newbie
Activity: 16
Merit: 0
January 18, 2018, 03:23:42 AM
#74
Yes most of the banks know nothing about bitcoin. They are closely minded just like my professor who works in one of the banks here in Ph.
I asked him and he don't believe that it's exisiting. Just ask help with coins.ph they will help you.
member
Activity: 420
Merit: 28
January 17, 2018, 10:14:36 PM
#73
That's the problem about most of the banks here in philippines, they really don't believe and they don't know about bitcoin, maybe when you go to the other banks don't mention about bitcoin is your source of funds
sr. member
Activity: 980
Merit: 261
January 17, 2018, 08:05:55 PM
#72
So far Many banks cant accept Bitcoin as source of your income. So you don't need to mention them about bitcoin you can told them that source of your income is through remittance from your love ones or if you have a work or mini business.

medyo katanggap tanggap pa yan kasi kung makikita nila na malalaki ang pumapasok na pera sayo na taliwas naman dun sa average na dapat na papasok na pera sayo medyo makukwestyon ka nyan tulad ng nabasa ko dto dati na pinatawag sya ng banko para tanungin bakit ang laki ng mga pumapasok na pera sa kanya tpos nasabi nya na bitcoin ang income nya pinaclose ang acct nya .
newbie
Activity: 28
Merit: 0
January 17, 2018, 06:58:06 PM
#71
So far Many banks cant accept Bitcoin as source of your income. So you don't need to mention them about bitcoin you can told them that source of your income is through remittance from your love ones or if you have a work or mini business.
sr. member
Activity: 658
Merit: 250
January 17, 2018, 06:28:14 PM
#70
Noong una cguro pero sa ngayon parang marami ng nakakaalam dito sa bansa ng bitcoin at yong income dito cguro naman i a acknwoledge na nila na pwdng mag bukas ng bank acc na source of income mo is came from bitcoin.
May issue yung isang user sa fb pina open nga sya ng account pero nung nakita na may bitcoin transactions yung account biglang force close agad.
member
Activity: 168
Merit: 10
January 17, 2018, 05:27:45 PM
#69
So I'm a foreigner living in the Philippines and have been funding my stay using coins.ph, but I wanted to open a bank account in order to invest in condos but the banks have been rejecting my account applications on the grounds that my source of income is bitcoin.

Any suggestions? Any bitcoin friendly banks here?

My brother who just created an account with BDO, hide the fact that BTC and other alts is his source of income. It's the best way and the easiest way to have your bank account created and avoid the necessary requirements and talks...

Just like their suggestions, I would also encourage you to contact coins.ph. It is very easy to reach them by using their application. I think they'll help you and assist you in that matter.
member
Activity: 308
Merit: 10
January 17, 2018, 10:33:28 AM
#68
maybe they don't know about Bitcoin.. but there are some bank that not accepting bitcoin because bitcoin has no fix price.. bitcoin price is changing depends on the investor and holder..so i think they dont want to be involved in bitcoin.. for example you deposited and then you withdraw to their bank with $1000 using your bitcoin. then the next day. bitcoin drop to $900.. so the bank losses is $100.
newbie
Activity: 49
Merit: 0
January 16, 2018, 08:33:57 PM
#67
Noong una cguro pero sa ngayon parang marami ng nakakaalam dito sa bansa ng bitcoin at yong income dito cguro naman i a acknwoledge na nila na pwdng mag bukas ng bank acc na source of income mo is came from bitcoin.
newbie
Activity: 23
Merit: 0
December 18, 2017, 07:53:12 PM
#66
To open a bank account in the Philippines you need an ACR I-card (Alien Certificate of Registration card). You may be able to open an account with just your passport and another form of ID other than the ACR. Some banks will accept an Immigrant Certificate of Registration (ICR) as proof of your residency. You will have to go to the bank in person to open an account and if you you don’t have an ACR card you might have to have a meeting with the bank manager.
Once you have your ACR card it is a fairly straightforward process. You will need your passport (or another photo ID), one passport-sized photo and proof of your address such as a utility bill or rental contract. You then fill in the forms at the bank and make the minimum deposit. You can get a bank book for making withdrawals and deposits straight away, but you will need to wait to receive your debit card in the post.
The bank you choose will depend on many factors, predominantly where you live and what you want to do with your money. If you will be making a lot of international transfers it might be better to choose a multi-national bank such as HSBC, Citibank or Deutsch Bank AG. Branches of all major banks can be found in most cities across the country.
sr. member
Activity: 770
Merit: 253
December 18, 2017, 09:01:41 AM
#65
Wew, wala pa kasi sa protocol ng banks yang bitcoin. Bakit pa kasi yun ang sinabi mong means of income mo. Pwede ka namang wag na lang mag Banko, gawin mong bank yun wallet mo sa bitcoin, tataas pa yan.

yung iba kasi need nilang magkaroon ng bank statement lalo na yung iba hinahabol nila yung bank statement , ung iba kasi gustong kumuha ng mga bagay bagay na kailangan ng bank statement lalo na kung installment basis ang mode ng payment nila kaya yung iba nag oopen ng acct .

Totoong pwede ka naman mabuhay na walang bank account. Pero need mo magkaroon ng bank account para maging existing person ka sa mata ng mga bangko at gobyerno. Oo, pwede ka naman na di na maging existent sa mata nila pero dadating sa punto ng buhay mo na mangangailangan ka mag home loan or auto loan, mangangailangan ka mag credit card para makapag installment sa mga furniture sa bahay nyo or para mamahaling gadgets, mangangailangan ka ng bank statement para ma-approve ang visa application mo kung pupunta ka ng ibang bansa. Madaming advantages pag may bank account ka. Wag tayo maging ignorante sa mga ganyang bagay. Tandaan, maging open minded sa mga bagay bagay lalo na't sa mga basic traditional financial institutions gaya ng bangko Smiley
Kahit ako din sabi ko dati pwede ko naman itago ang pera ko sa isang lalagyan eh, pwede naman dito sa bahay namin kasi wala naman makikialam at kami kami lang naman ang tao dito ng aking pamilya, at sa totoo lang dati pinagiipunan ko pa ng matagal ang isang bagay para magkaroon lang ako hanggang sa hindi naman makaipon kaya napaisip ako na need ko talaga ang credit card kaya nagopen na ako ng account, narealize ko basta lang good payer ka maganda ang credit card lalo na sa needs lang at hindi gastadera.

maganda ang credit card ang nagiging pangit lang dyan yung mga gastadera gusto nila na anytime kahit wala silang pera may magagamit sila kaya in the end e nalulubog sila sa utang , malaking tulong ang bank statement lalo na kung gusto mong makabili ng mga bagay bagay sa buhay mo na masyadong malaking pera ang involved na installment basis ang gagawin mong mode ng payment .
Maganda talaga na meron kang open account sa isang bank lalo na kapag wala kang trabaho at purely online job ka lang kasi kailangan mo ng mga bank statement kapag gusto mo kumuha ng bahay or magbank loan lalo na kung gusto mo din magpatayo at kulang ka ng iyong capital. Advantage din dahil kapag emergency nauubusan pera nagagamit ko to.
sr. member
Activity: 980
Merit: 261
December 18, 2017, 08:40:07 AM
#64
Wew, wala pa kasi sa protocol ng banks yang bitcoin. Bakit pa kasi yun ang sinabi mong means of income mo. Pwede ka namang wag na lang mag Banko, gawin mong bank yun wallet mo sa bitcoin, tataas pa yan.

yung iba kasi need nilang magkaroon ng bank statement lalo na yung iba hinahabol nila yung bank statement , ung iba kasi gustong kumuha ng mga bagay bagay na kailangan ng bank statement lalo na kung installment basis ang mode ng payment nila kaya yung iba nag oopen ng acct .

Totoong pwede ka naman mabuhay na walang bank account. Pero need mo magkaroon ng bank account para maging existing person ka sa mata ng mga bangko at gobyerno. Oo, pwede ka naman na di na maging existent sa mata nila pero dadating sa punto ng buhay mo na mangangailangan ka mag home loan or auto loan, mangangailangan ka mag credit card para makapag installment sa mga furniture sa bahay nyo or para mamahaling gadgets, mangangailangan ka ng bank statement para ma-approve ang visa application mo kung pupunta ka ng ibang bansa. Madaming advantages pag may bank account ka. Wag tayo maging ignorante sa mga ganyang bagay. Tandaan, maging open minded sa mga bagay bagay lalo na't sa mga basic traditional financial institutions gaya ng bangko Smiley
Kahit ako din sabi ko dati pwede ko naman itago ang pera ko sa isang lalagyan eh, pwede naman dito sa bahay namin kasi wala naman makikialam at kami kami lang naman ang tao dito ng aking pamilya, at sa totoo lang dati pinagiipunan ko pa ng matagal ang isang bagay para magkaroon lang ako hanggang sa hindi naman makaipon kaya napaisip ako na need ko talaga ang credit card kaya nagopen na ako ng account, narealize ko basta lang good payer ka maganda ang credit card lalo na sa needs lang at hindi gastadera.

maganda ang credit card ang nagiging pangit lang dyan yung mga gastadera gusto nila na anytime kahit wala silang pera may magagamit sila kaya in the end e nalulubog sila sa utang , malaking tulong ang bank statement lalo na kung gusto mong makabili ng mga bagay bagay sa buhay mo na masyadong malaking pera ang involved na installment basis ang gagawin mong mode ng payment .
sr. member
Activity: 770
Merit: 253
December 18, 2017, 07:39:31 AM
#63
Wew, wala pa kasi sa protocol ng banks yang bitcoin. Bakit pa kasi yun ang sinabi mong means of income mo. Pwede ka namang wag na lang mag Banko, gawin mong bank yun wallet mo sa bitcoin, tataas pa yan.

yung iba kasi need nilang magkaroon ng bank statement lalo na yung iba hinahabol nila yung bank statement , ung iba kasi gustong kumuha ng mga bagay bagay na kailangan ng bank statement lalo na kung installment basis ang mode ng payment nila kaya yung iba nag oopen ng acct .

Totoong pwede ka naman mabuhay na walang bank account. Pero need mo magkaroon ng bank account para maging existing person ka sa mata ng mga bangko at gobyerno. Oo, pwede ka naman na di na maging existent sa mata nila pero dadating sa punto ng buhay mo na mangangailangan ka mag home loan or auto loan, mangangailangan ka mag credit card para makapag installment sa mga furniture sa bahay nyo or para mamahaling gadgets, mangangailangan ka ng bank statement para ma-approve ang visa application mo kung pupunta ka ng ibang bansa. Madaming advantages pag may bank account ka. Wag tayo maging ignorante sa mga ganyang bagay. Tandaan, maging open minded sa mga bagay bagay lalo na't sa mga basic traditional financial institutions gaya ng bangko Smiley
Kahit ako din sabi ko dati pwede ko naman itago ang pera ko sa isang lalagyan eh, pwede naman dito sa bahay namin kasi wala naman makikialam at kami kami lang naman ang tao dito ng aking pamilya, at sa totoo lang dati pinagiipunan ko pa ng matagal ang isang bagay para magkaroon lang ako hanggang sa hindi naman makaipon kaya napaisip ako na need ko talaga ang credit card kaya nagopen na ako ng account, narealize ko basta lang good payer ka maganda ang credit card lalo na sa needs lang at hindi gastadera.
sr. member
Activity: 476
Merit: 250
December 18, 2017, 07:24:01 AM
#62
Wew, wala pa kasi sa protocol ng banks yang bitcoin. Bakit pa kasi yun ang sinabi mong means of income mo. Pwede ka namang wag na lang mag Banko, gawin mong bank yun wallet mo sa bitcoin, tataas pa yan.

yung iba kasi need nilang magkaroon ng bank statement lalo na yung iba hinahabol nila yung bank statement , ung iba kasi gustong kumuha ng mga bagay bagay na kailangan ng bank statement lalo na kung installment basis ang mode ng payment nila kaya yung iba nag oopen ng acct .

Totoong pwede ka naman mabuhay na walang bank account. Pero need mo magkaroon ng bank account para maging existing person ka sa mata ng mga bangko at gobyerno. Oo, pwede ka naman na di na maging existent sa mata nila pero dadating sa punto ng buhay mo na mangangailangan ka mag home loan or auto loan, mangangailangan ka mag credit card para makapag installment sa mga furniture sa bahay nyo or para mamahaling gadgets, mangangailangan ka ng bank statement para ma-approve ang visa application mo kung pupunta ka ng ibang bansa. Madaming advantages pag may bank account ka. Wag tayo maging ignorante sa mga ganyang bagay. Tandaan, maging open minded sa mga bagay bagay lalo na't sa mga basic traditional financial institutions gaya ng bangko Smiley
member
Activity: 406
Merit: 13
December 18, 2017, 06:46:43 AM
#61
Maybe because they doesn't know yet what bitcoin is or even if they know they dont acknowledge it yet as one of the source of income. Just dont state yet that bitcoin is your source of income because in my case I just told them that it is an online business.
sr. member
Activity: 1078
Merit: 262
December 18, 2017, 02:19:49 AM
#60
Wew, wala pa kasi sa protocol ng banks yang bitcoin. Bakit pa kasi yun ang sinabi mong means of income mo. Pwede ka namang wag na lang mag Banko, gawin mong bank yun wallet mo sa bitcoin, tataas pa yan.

yung iba kasi need nilang magkaroon ng bank statement lalo na yung iba hinahabol nila yung bank statement , ung iba kasi gustong kumuha ng mga bagay bagay na kailangan ng bank statement lalo na kung installment basis ang mode ng payment nila kaya yung iba nag oopen ng acct .
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