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Topic: Best way to manage money? (Read 61127 times)

sr. member
Activity: 672
Merit: 250
December 16, 2016, 11:34:59 AM
i can divide ur saving into  some categories which i thing will be  helpful to u
-expenditure 60 percent of the salary
-saving 10 percent of ur salary
-20 percent to ur parents
-10 percent in ur bank
i think it is the best possible way u can enjoy ur life and save also.

I don't understand if why we should put 10% more in bank if we are already saving 10% of our salary? Anyway, the strategy is not bad at the end, i don't personally has any big salary in real world i actually do not have a job because i'm studying, so right now i'm just spending and saving my money i'm earning from bitcoin.
hero member
Activity: 574
Merit: 500
December 16, 2016, 10:44:02 AM
Best way to manage money is quite easy. It requires you to not invest into things that cost you a lot of money on a day to day basis - like big house or a big car. And use your money to earn you the money.

Very important issue with not spending money too much is not having any addiction. Most of the money people spend on things they think they need to buy but they are sickly addicted to. If you want to travel somewhere, there are a lot of cheap places around the world that are buetiful yet inexpensive.
hero member
Activity: 588
Merit: 500
December 16, 2016, 07:31:58 AM
Managing our money means enjoy ur life .dont waste ur monsy in too many luxurious things at all .well u have to be careful and eat and travel everywhere in the world .always save 20 percent of ur income on a monthly basis like in case of emergency.

It's pretty ironic because it has been believed by all of us that the way to enjoy life is to get a lot of money and spend it on luxurious things. I'm sure it's just one of the things that social media has done to us but we're all materialistic and we all secretly want all those fancy things even if you say that you have to save money and appreciate all the cheap things.

Moreover, travelling from a country to another is really really really expensive. All of the money you saved by managing money well for a long time will just go to that one vacation to another country.
legendary
Activity: 3374
Merit: 2198
I stand with Ukraine.
December 16, 2016, 06:28:26 AM
How to manage money?I can deliver you a very easy solution to find out a easy process to manage money.However,in my opinion we should change our mentality to save some money in our daily life purpose.It's very effective and east too.In my personal experience i can give you 100% guarantee about that without facing any difficulty.

So how's your way of managing money effective has been effective to you? Would you mind if you can share it here for free.

Because with that type of saying, you are probably going to offer that with fee, just like what I can see with the forum ad space.

I'm just curious and interested to that process you are saying.
Might as well be a copy+paste of some advertisements. The words that he used sounds all so familiar and that surely sounds like someone selling an e-Book online of his success experience would say. Most of them say that they have this method and it guarantees you good result. They say that it's what they've been doing and so on so forth. This type of manipulation is very common. They make you interested about something but let's you pay to get more details about it.

If you really want to manage your money, I suggest to not buy some eBook like this. It might be just some pretty basic method which anyone that has the right mind can think of. There are books and subreddits out there dedicated for managing your money. Don't waste your money for something like this.

I agree that these days when you can find lots of very helpful information on the internet for free it is pointless to pay your money for something very similar to what you can find.

Best way to manage money is spending responsibly. If you can't afford a thing right now you shouldn't buy it, but rather you should wait until you'll have money for that.

Yes it is the best way, you should just spend your money wisely. Don't use it for the things that will just give you short term happiness but rather use it for long term happiness or goals. Also don't make yourself rich in the eyes of the people if you really can't be, because you are just fooling yourselves and not the people. Just spend money in the right way.
nice saying, i think that is too much important, we should always be careful while spending our money, as earning money is not an easy job, we do great effort for earning money and the most important thing is that we should also do planning for future regarding our money.

Unless your money came from fast deals and dirty ways you won't mind to manage that money. For it come and go very fast, but of course for the money you work hard, you are going to use that in the right way. And you want your effort to be worth it upon earning that money of yours, so use it into more important things.

The thing is that some people think gambling for example is a very important thing because you can make money fast with it. Others think that investing in an HYIP is important because they promise high profit in a short period of time. So it's not so simple. Who knows for sure what is really important?
sr. member
Activity: 379
Merit: 250
December 16, 2016, 05:56:33 AM
Monthly savings of 30% of wages, the rest before spending.
member
Activity: 70
Merit: 10
December 16, 2016, 05:48:54 AM
Managing our money means enjoy ur life .dont waste ur monsy in too many luxurious things at all .well u have to be careful and eat and travel everywhere in the world .always save 20 percent of ur income on a monthly basis like in case of emergency.
hero member
Activity: 3024
Merit: 745
Top Crypto Casino
December 16, 2016, 02:30:33 AM
How to manage money?I can deliver you a very easy solution to find out a easy process to manage money.However,in my opinion we should change our mentality to save some money in our daily life purpose.It's very effective and east too.In my personal experience i can give you 100% guarantee about that without facing any difficulty.

So how's your way of managing money effective has been effective to you? Would you mind if you can share it here for free.

Because with that type of saying, you are probably going to offer that with fee, just like what I can see with the forum ad space.

I'm just curious and interested to that process you are saying.
Might as well be a copy+paste of some advertisements. The words that he used sounds all so familiar and that surely sounds like someone selling an e-Book online of his success experience would say. Most of them say that they have this method and it guarantees you good result. They say that it's what they've been doing and so on so forth. This type of manipulation is very common. They make you interested about something but let's you pay to get more details about it.

If you really want to manage your money, I suggest to not buy some eBook like this. It might be just some pretty basic method which anyone that has the right mind can think of. There are books and subreddits out there dedicated for managing your money. Don't waste your money for something like this.

I agree that these days when you can find lots of very helpful information on the internet for free it is pointless to pay your money for something very similar to what you can find.

Best way to manage money is spending responsibly. If you can't afford a thing right now you shouldn't buy it, but rather you should wait until you'll have money for that.

Yes it is the best way, you should just spend your money wisely. Don't use it for the things that will just give you short term happiness but rather use it for long term happiness or goals. Also don't make yourself rich in the eyes of the people if you really can't be, because you are just fooling yourselves and not the people. Just spend money in the right way.
nice saying, i think that is too much important, we should always be careful while spending our money, as earning money is not an easy job, we do great effort for earning money and the most important thing is that we should also do planning for future regarding our money.

Unless your money came from fast deals and dirty ways you won't mind to manage that money. For it come and go very fast, but of course for the money you work hard, you are going to use that in the right way. And you want your effort to be worth it upon earning that money of yours, so use it into more important things.
hero member
Activity: 588
Merit: 500
December 16, 2016, 01:20:29 AM
How to manage money?I can deliver you a very easy solution to find out a easy process to manage money.However,in my opinion we should change our mentality to save some money in our daily life purpose.It's very effective and east too.In my personal experience i can give you 100% guarantee about that without facing any difficulty.

So how's your way of managing money effective has been effective to you? Would you mind if you can share it here for free.

Because with that type of saying, you are probably going to offer that with fee, just like what I can see with the forum ad space.

I'm just curious and interested to that process you are saying.
Might as well be a copy+paste of some advertisements. The words that he used sounds all so familiar and that surely sounds like someone selling an e-Book online of his success experience would say. Most of them say that they have this method and it guarantees you good result. They say that it's what they've been doing and so on so forth. This type of manipulation is very common. They make you interested about something but let's you pay to get more details about it.

If you really want to manage your money, I suggest to not buy some eBook like this. It might be just some pretty basic method which anyone that has the right mind can think of. There are books and subreddits out there dedicated for managing your money. Don't waste your money for something like this.

I agree that these days when you can find lots of very helpful information on the internet for free it is pointless to pay your money for something very similar to what you can find.

Best way to manage money is spending responsibly. If you can't afford a thing right now you shouldn't buy it, but rather you should wait until you'll have money for that.

Yes it is the best way, you should just spend your money wisely. Don't use it for the things that will just give you short term happiness but rather use it for long term happiness or goals. Also don't make yourself rich in the eyes of the people if you really can't be, because you are just fooling yourselves and not the people. Just spend money in the right way.
nice saying, i think that is too much important, we should always be careful while spending our money, as earning money is not an easy job, we do great effort for earning money and the most important thing is that we should also do planning for future regarding our money.
legendary
Activity: 2954
Merit: 1153
December 15, 2016, 03:25:02 PM
Budgeting money without any debt is easy as long as you keep watch of your saving and your expenses.  Problems lies ahead when we get into  trouble of having debt.  So I think it is more complex to manage money when we have some debt to pay monthly or weekly.  Most of people who get into debt often find themselves adding more debt just to pay for their previous debt.  When trapped in this situation we can get out of this by having a budget plan for debt payment.  Here is some tips on how to manage your money in a situation like this.  https://www.thebalance.com/how-to-manage-your-debt-960856
newbie
Activity: 37
Merit: 0
December 15, 2016, 02:45:25 PM
By having a good spending plan scheduled out
hero member
Activity: 2884
Merit: 794
I am terrible at Fantasy Football!!!
December 15, 2016, 02:31:29 PM
Me, im just a simple person. I dont bring money if its not needed. I just bring money just enough for me to eat or have some fun. I dont really spend that much because i know its really hard to earn money. Stop using credit cards. You are only making yourself a graveyard because you are going to spend money and make your debts piling up. In the end, you are wearing rags and homeless.

I think if only people can really appreciate every money they earn. I think its their lifesaver.
Credit card are usually for convenience but there are people who does not see it that way, they always advance to buy something because they are tempted with their overwhelming credit limit until they forgot to follow their budget. It requires a lot of discipline and if you are easily tempted then better stay away from credit card, it will only give a negative effect in your life.
Having credit cards is not really a bad thing since it do really helps us on our daily living especially on our needs but there are really times that it would really tempt us to buy our wants using that card and its really hard to stop it especially you know that you could able to buy it with a single swipe. If you are a credit card holder then its better to follow your budget and dont waste off money because you will suffer in the end for sure.
The problem with credit cards is most people don't know how to use them, they buy things they don't need with credit cards and pay very high interest rates for something they could have bought by just applying money management skills.

That is why I don't want to have one. I don't like to buy things in credit, only debit. If I don't have the money I don't buy anything. And the interest you should pay over the credit card just make you lose money.
Best way to manage money is buying things in cash, cheaper stuff, extra economy for you!
I dislike credit cards as well, but in some countries you cannot obtain credit for something bigger like a house or a car if you don't have some history of buying something in credit and paying it, so in those countries you don't have an option but to have a credit card.
hero member
Activity: 910
Merit: 523
December 15, 2016, 12:42:19 PM
So I have seen a lot of topics relating to different methods of managing money ("How to earn Bitcoin, "How to save money") and the likes. Now I would like to see what are the best ways people can come up with in regards to managing their money. I find creating a budget is one of the fundamentals of managing money. If you have no records, you can't know exactly how much money you have to spend each month. Another piece of advice I would like to give to people is to not use your credit card unless you're able to pay it off in full at the end of the week.

Any input?
You're right to not use credit card, and I won't ever use any kind of banks services which will make me suffer under debts.
The best way to manage money is have a plan about every day, week, month and even a year expenses. Saving some and investing another part of your salary to create second source of income.
full member
Activity: 196
Merit: 100
December 15, 2016, 12:10:49 PM
i can divide ur saving into  some categories which i thing will be  helpful to u
-expenditure 60 percent of the salary
-saving 10 percent of ur salary
-20 percent to ur parents
-10 percent in ur bank
i think it is the best possible way u can enjoy ur life and save also.
hero member
Activity: 3024
Merit: 745
Top Crypto Casino
December 15, 2016, 10:42:13 AM
How to manage money?I can deliver you a very easy solution to find out a easy process to manage money.However,in my opinion we should change our mentality to save some money in our daily life purpose.It's very effective and east too.In my personal experience i can give you 100% guarantee about that without facing any difficulty.

So how's your way of managing money effective has been effective to you? Would you mind if you can share it here for free.

Because with that type of saying, you are probably going to offer that with fee, just like what I can see with the forum ad space.

I'm just curious and interested to that process you are saying.
Might as well be a copy+paste of some advertisements. The words that he used sounds all so familiar and that surely sounds like someone selling an e-Book online of his success experience would say. Most of them say that they have this method and it guarantees you good result. They say that it's what they've been doing and so on so forth. This type of manipulation is very common. They make you interested about something but let's you pay to get more details about it.

If you really want to manage your money, I suggest to not buy some eBook like this. It might be just some pretty basic method which anyone that has the right mind can think of. There are books and subreddits out there dedicated for managing your money. Don't waste your money for something like this.

I agree that these days when you can find lots of very helpful information on the internet for free it is pointless to pay your money for something very similar to what you can find.

Best way to manage money is spending responsibly. If you can't afford a thing right now you shouldn't buy it, but rather you should wait until you'll have money for that.

Yes it is the best way, you should just spend your money wisely. Don't use it for the things that will just give you short term happiness but rather use it for long term happiness or goals. Also don't make yourself rich in the eyes of the people if you really can't be, because you are just fooling yourselves and not the people. Just spend money in the right way.
legendary
Activity: 3374
Merit: 2198
I stand with Ukraine.
December 15, 2016, 08:20:35 AM
How to manage money?I can deliver you a very easy solution to find out a easy process to manage money.However,in my opinion we should change our mentality to save some money in our daily life purpose.It's very effective and east too.In my personal experience i can give you 100% guarantee about that without facing any difficulty.

So how's your way of managing money effective has been effective to you? Would you mind if you can share it here for free.

Because with that type of saying, you are probably going to offer that with fee, just like what I can see with the forum ad space.

I'm just curious and interested to that process you are saying.
Might as well be a copy+paste of some advertisements. The words that he used sounds all so familiar and that surely sounds like someone selling an e-Book online of his success experience would say. Most of them say that they have this method and it guarantees you good result. They say that it's what they've been doing and so on so forth. This type of manipulation is very common. They make you interested about something but let's you pay to get more details about it.

If you really want to manage your money, I suggest to not buy some eBook like this. It might be just some pretty basic method which anyone that has the right mind can think of. There are books and subreddits out there dedicated for managing your money. Don't waste your money for something like this.

I agree that these days when you can find lots of very helpful information on the internet for free it is pointless to pay your money for something very similar to what you can find.

Best way to manage money is spending responsibly. If you can't afford a thing right now you shouldn't buy it, but rather you should wait until you'll have money for that.
hero member
Activity: 714
Merit: 500
December 15, 2016, 08:15:14 AM
How to manage money?I can deliver you a very easy solution to find out a easy process to manage money.However,in my opinion we should change our mentality to save some money in our daily life purpose.It's very effective and east too.In my personal experience i can give you 100% guarantee about that without facing any difficulty.

So how's your way of managing money effective has been effective to you? Would you mind if you can share it here for free.

Because with that type of saying, you are probably going to offer that with fee, just like what I can see with the forum ad space.

I'm just curious and interested to that process you are saying.
Might as well be a copy+paste of some advertisements. The words that he used sounds all so familiar and that surely sounds like someone selling an e-Book online of his success experience would say. Most of them say that they have this method and it guarantees you good result. They say that it's what they've been doing and so on so forth. This type of manipulation is very common. They make you interested about something but let's you pay to get more details about it.

If you really want to manage your money, I suggest to not buy some eBook like this. It might be just some pretty basic method which anyone that has the right mind can think of. There are books and subreddits out there dedicated for managing your money. Don't waste your money for something like this.

Have an interest in eBooks that are sold in the internet and offers how to earn money in the internet is something that is fun and exciting. But if we can't sort out or choose an existing e-book then it would give an impact of less pleasant. Because with just buying all the different e-book then we would lose a lot of money and where sometimes all your e-book has the core material and the same juice (only different from word processing). So we want to qualify well, then the money should be able to choose the best, good, and bad. And things to think about before is the best!!
legendary
Activity: 1008
Merit: 1060
December 15, 2016, 08:07:47 AM
How to manage money?I can deliver you a very easy solution to find out a easy process to manage money.However,in my opinion we should change our mentality to save some money in our daily life purpose.It's very effective and east too.In my personal experience i can give you 100% guarantee about that without facing any difficulty.

So how's your way of managing money effective has been effective to you? Would you mind if you can share it here for free.

Because with that type of saying, you are probably going to offer that with fee, just like what I can see with the forum ad space.

I'm just curious and interested to that process you are saying.
Might as well be a copy+paste of some advertisements. The words that he used sounds all so familiar and that surely sounds like someone selling an e-Book online of his success experience would say. Most of them say that they have this method and it guarantees you good result. They say that it's what they've been doing and so on so forth. This type of manipulation is very common. They make you interested about something but let's you pay to get more details about it.

If you really want to manage your money, I suggest to not buy some eBook like this. It might be just some pretty basic method which anyone that has the right mind can think of. There are books and subreddits out there dedicated for managing your money. Don't waste your money for something like this.
hero member
Activity: 3038
Merit: 634
December 15, 2016, 12:33:22 AM
How to manage money?I can deliver you a very easy solution to find out a easy process to manage money.However,in my opinion we should change our mentality to save some money in our daily life purpose.It's very effective and east too.In my personal experience i can give you 100% guarantee about that without facing any difficulty.

So how's your way of managing money effective has been effective to you? Would you mind if you can share it here for free.

Because with that type of saying, you are probably going to offer that with fee, just like what I can see with the forum ad space.

I'm just curious and interested to that process you are saying.
legendary
Activity: 3010
Merit: 1280
Get $2100 deposit bonuses & 60 FS
December 14, 2016, 01:07:25 PM
How to manage money?I can deliver you a very easy solution to find out a easy process to manage money.However,in my opinion we should change our mentality to save some money in our daily life purpose.It's very effective and east too.In my personal experience i can give you 100% guarantee about that without facing any difficulty.

I agree that to start a change one must change his way of thinking first.  But the process does not end there.  There are lots of people that have changed their perception but the problem is they don't know where to start or what to do.  This will be solved by providing them information on what to do or where to start.  The very basic would be giving pointers on setting up their daily to monthly budget. So listing the needs and separating it from wants is a good way to go.  Prioritized saving , monthly bills before going to the groceries and other stuff.  This should be discussed by the family so every one is aware about the budget plan.  Plan to cut off bills too, that way you can use the extra to more important stuff.  But then you should be flexible on every situation.
sr. member
Activity: 476
Merit: 250
December 14, 2016, 12:34:03 PM
How to manage money?I can deliver you a very easy solution to find out a easy process to manage money.However,in my opinion we should change our mentality to save some money in our daily life purpose.It's very effective and east too.In my personal experience i can give you 100% guarantee about that without facing any difficulty.
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