Topic: Beyond crypto, we are being scammed by scammers. - page 2. (Read 315 times)

The question starts with; how did they know your number and also about your search for money and then decide to use it against you?

I don't know if I've shared this story of mine on the general board but I know I have on my local board. It was something that happened to me when I went to create my BVN and first bank account.

It all started as a joke when I got to the bank - they were having a network issue so they rescheduled us for another day but on getting home I received a call and when I took the call the person at the other end called my name, date of birth and told me that I did come to the bank that day to create my Bvn and account - that I should check my message that I'll see both of them there and tell him the both of them so that he can just help me activate it so I won't have to come back to the bank again - I checked but there was nothing there (because of the network issue nothing was done for me) 

On returning to the bank on the rescheduled date - I sat opposite the bank worker who was creating the account for me - and then I got a call from the same number, and he asked for the same thing (my Bvn and account number) I told him that I still haven't gotten it and ended the call. I then asked the worker I'm front of me if they had any worker by that name the caller told me but he denied it stating that it was a scam attempt.

But the issue now is - how were they able to get my information within less than 24 hours? Not only my phone number but also my details, I knew for sure that nobody was standing close to me during the period I was filling in my details, and yet it got leaked somehow.

The word scam has been existing before the discovery of cryptocurrencies. There are more scammers outside the crypto space, hence we need to be very vigilant. I suspect that the organization you applied for a soft loan from might be the scammer. There are usually a lot of these organizations in my country who pretend to give people interest-free loans and grants but their real intention is to scam the people.

I am sorry that you had to lose such an amount even when you are not gainfully employed. But the most important thing is that you have learned a lesson from this experience. I am sure that you will never be a victim of such a scam because you are now aware that nobody should have your personal financial information. Nobody needs your card details to pay money into your account because what they only need is your account number. Hope you have reported to the bank and the law enforcement agency because the transaction could be traced and these criminals tracked.

I'm sorry for your loss. But scammers are precisely aiming at a psychological attack, which is called “now or never!” This is a fairly common scam. To say that someone has won a prize, but there are only three candidates, and the one who applies for the prize faster will receive the prize.
People stop thinking, and scammers put pressure on them. Haste turns off consideration.
OP, you are not alone, but now you have had a good experience.
Always think about why they are calling you, why you should win prizes, and whether there is something connecting you with these people. Any doubtful facts should be included.
And most importantly, If you suspect that you are being deceived, you are not mistaken; you are being deceived. Intuition works great in these cases. Listen to her.

I am sorry but it was your problem that you have given willingly those details of your OTP. The banks are always giving the reminder that you shouldn't give anyone your OTP even the bank employees but only you. This is the reason why I don't entertain unknown calls telling that I've won money with the lottery or anything that are related to money if they can't verify who they are. Most of these scammers have taken our phone numbers somewhere where we've written it on forms on the malls, banks, or anywhere and the same goes when we register on a website that their database have been leaked. You shouldn't be gullible with such random calls when you don't know what they are saying and no idea how did you won such promos or giveaways that they are saying. Another thing is with these scammers email, you don't click any link from them and I hope that you have learned a valuable lesson here to never entertain random calls.

You choose a complicated thread title. If someone after reading your thread title, do not have a clue of what the thread is all about, there's a problem somewhere.

There are even scammers offline and who know you in person and keep scamming you directly or indirectly. I have known a group of boys who scam their own friends with women and they still mingle.
Scammers are becoming smarter everyday and it pains me when people fall for cheaper scams as the one that happened to you. It is something popular that you are not supposed to fall for. However, sorry about that and take heart.

I think the mistake was from your ends because they already knew your weak point what makes scammers gets into so hard is when they knows your weak point then they start working from there to harm and scammed you so easily, at first you were desperate sourcing for money to expand your business and I believe it was there your information was leaked to them then they decided to work on you through the little information they got from you without you knowing that you unknowingly releasing your information to them to start working on you that was why you were easily scammed.

Then other thing I noticed about it is when you needed the money so urgently and you know what that means to someone who is in hurry for money and you will definitely make a mistake, and the worst part of it is that you couldn't think that if someone is sending you money the only thing they needed is just an account number and the displayed name, but instead you were being covered and carried away by greed causing you to lose even the smaller balance you have on your phone without knowing you are gradually being deceived by them.

Such scam attempt is already i known methods with bank scams, it is quite popular in my country and they have used that method to scam almost all the gullible bank customers, but then you have to know that there will definitely be an insider in all of this and at some point you need to install caller identify on your phone, that way you get alerted if your caller is a scammer, a spammer or whatever and that way you already have an insight of what to expect from each of your callers and who they are, secondly you will have to block you cards and change your pin if not the scammer will still have full access to your account and can do whatever he wishes on the account since you already granted them the access at first.


But if you take the necessary steps to clean up your account,  you will be free and have full control of the account, but try not to listen to anyone who calls claiming to be from your bank, because your bank will never call and will only reach you via email and whenever it involve anything that has to do with account security,  you should not do it online and rather you visit your bank branch to carry out such services.

Perhaps you aren't enlightened with the rate of scams in the world before hand which is the reason you fell for the scam. It has been on air that scammers are roaming around looking for vulnerable people to scam, such scam has been popular be the fact that you haven't heard of it till now shows that not everyone has heard of it yet but for me I have a very much similar experiences with scammers but I didn't give in because I'm always suspicious of everything untill it's proven beyond doubt.

In such a situation as yours what is always best is to seek people around you opinions before you can go ahead to take any action. if someone was aware of your transaction with the scammer maybe he or she would have brought you out of your unconscious/conscious state of mind, hence scam would have been prevented.

Perhaps you have learnt a big lesson out of this experience and as such you wouldn't be making such mistake again, as you rightly said beyond the crypto world there are a lot of scams that seems so really but if everyone can be suspicious of everything then scam will reduced because once scammers notice that you're trying to find the truth before you take any action they will flee away.

Anyways, sorry for such a bad experience and lost of funds that would have been used to purchase some Bitcoin now that we are in the bull season.

You should get a new credit card as soon as is possible. Having a card which the numbers are public is a great security risk and you could be facing similar scam attempt at another point you least expect it.

You should also do some checks to discover how your phone number was gotten and if you have out your email, check all accounts linked to that email.

Knowing and understanding everything, this is the first time in my life that I have been cheated by fraudsters. How?
    I was an entrepreneur before entering the crypto sector. But due to various problems, I had to resign from entrepreneurial life. Anyway, a few days ago, I got a call from a popular organization of entrepreneurs. A person claiming to be the manager of the company (a scammer) called me and told me that I had won a lottery from their company and received a grant of 18,500 (local currency). If I give him my bank account or credit card number, he can send me the donation. I was skeptical at first, but later I trusted him for a while as he told me that all my personal information was absolutely correct. Because earlier, I applied for low-interest loans and grants from various organizations to boost my venture in my entrepreneurial life.
    But trusting him for a moment disappointed me. He told me that he emailed me three days ago, but I didn't reply, so he called me himself because today is the last day to receive donations. I should give him the bank account number or credit card number now, or I won't get the donation after the time is up. They were doing everything in such a hurry that I didn't have time to think about anything and got a little greedy. I gave him my credit card number, but after a while, he called me and said there was a problem with my card. And the grant wasn't going through, so if I don't fix it now, I'm going to be in big trouble. . . . .
I was nervous as well as scared. The fear was so great that I forgot that I was being deceived. They were deceivers. He told me that now I have to give my card's OTP number to fix the card. If they don't know the OTP number, they can't do anything, and the problem won't be solved. They menuplate me in such a way that I lose my presence of mind and give them the OTP number of my card. And after payment, he withdraws 18,500 (local currency) from my credit card. This is not the end. The second time the same thing happened to me, I refused to give the OTP number, knowing everything. When I called the guy that time, the number was blocked, and that's when I realized I'd been scammed.
     My brain got activated, and I immediately checked my mail, but I didn't get any mail about this. I was so angry with myself that I could not express it in words. I wouldn't have fallen into such a big scam if I checked my mail earlier without being afraid of his words. Both my greed and my fear have harmed me greatly.
  There are plenty of scammers outside of the crypto world that we are constantly getting scammed by. Such events often happen in earthly life, but still, we all knowingly panic or fall into temptation. I shared what happened to me as a result of my knowingly careless behavior. I want to warn everyone: If you get such a tempting call, do not share your personal information with anyone out of fear or greed. No one should make the same mistake as me.