2. Investment would always be accompanied by risk and this should be put up in mind into someone who do tend to consider out these options.
3. Not really worth it and i do have that thing in mind that i would rather keep my coins in my own wallet and let it grow into some percentages on where
it can be possibly be more than on what you had earned by staking or similar process.Also on the risk involved where you dont possess the keys
which i can say that it had increase the risk.
Yeah, I mean Binance did have a hack before and they paid everyone out from their funds, so they said. But we won't really know if they actually have all the funds in reserve until everyone does a withdrawal.
5% a year sounds nice until you realize you need 20 years just to cover your capital in case of exit scam of unrecoverable hack. Which is really not a worthwhile risk!