Bitcoin loan for students in higher institution.

leonair

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Quote from: ilovealtcoins on March 26, 2023, 09:36:50 AM

Quote from: coinerer on March 25, 2023, 09:58:00 AM

Quote from: S A KHAIR on March 25, 2023, 09:00:12 AM

Quote from: Rockson1 on March 23, 2023, 09:46:04 AM

Good day guys; I said let me know if the forum have a board where students are being support in education by giving them student loan To help them in education, so many members here I believe are students in various higher institutions so many of them fine it difficult to pay school fee's or pay rented apartment,buy textbooks and hand outs or even feed very well or access to student loan boad,please I want to know if there is any room for students in this forum in universities to access student Ioan, i said let me drop it here because I have not seeing education board.

This is a forum for speculation, and gambling, not a financial institution, and not even suitable for students. If you are here to make money we are very welcome. If you are a student, you can easily get a loan from the government because they have preferential policies for students. I used to be a student and I also use that way to complete my studies.

This forum is not limited to just speculation and gambling. Everything is done in this forum and loan is also available but it requires a high rank and reputable account but op is not applicable for loan. op can earn some free money through the bounty from here and pay for his education. However, it is not guaranteed that op bounties will get paid at a specific time or that every bounty project will be successful and get paid well. So he has to work hard here. And if he really needs a loan. Then various organizations provide student loans, he can apply there. But he will not get any student loan through bitcoin or decentralization way. In order to get a loan from this forum, he must keep some equivalent amount of collateral

Yes, he cannot get any loan on the forum with his account. But if you are advising to join the bounty campaign of junk projects, it is not necessarily a good idea. In that case, I advise him to find an outside job that will give him a better income than joining spam campaigns that won't bring him any profit. They just make him waste time.

Op can get loan but he/she will not get loan without collateral. op must provide collateral to get a loan on this forum. and if loan provider agree to give loan this he/she can it is there personal matter so we can't tell op will not get any loan it is impossible. but generally op is not enable for no collateral loan. The only way for him to earn money or get a loan from this forum is that either he has to take a loan with collateral or else he has to earn from the bounty or he can do the service of any of his skills in the service thread and earn from it.

Godday

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Why are you thinking about borrowing Bitcoin? I have no problem with that but I think if it is a large amount and it is something that is volatile then I advise you to think ahead. You may be able to take out a loan if you are a trader. And of course the bitcoins that you have borrowed are not necessarily able to be used at several payment places. You can't like buying books or paying for college with your Bitcoin because not all campuses accept cryptocurrency payments.

Inwestour

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Quote from: Rockson1 on March 23, 2023, 09:46:04 AM

Good day guys; I said let me know if the forum have a board where students are being support in education by giving them student loan To help them in education, so many members here I believe are students in various higher institutions so many of them fine it difficult to pay school fee's or pay rented apartment,buy textbooks and hand outs or even feed very well or access to student loan boad,please I want to know if there is any room for students in this forum in universities to access student Ioan, i said let me drop it here because I have not seeing education board.

Would you like to take a student loan in bitcoin? Have you thought about the risks that such a loan might entail?

If you now take out a loan in bitcoin, you will have to sell it because most likely the university will not accept payment in bitcoin. You will sell it for 28k, but after some time you will need to repay the loan, and you probably understand that at that moment the price may be 50k or even 100k, maybe even higher, and you will need to buy bitcoin at that price to repay the debt. Of course, this is just an example, because the price of bitcoin may be the same, or fall, but there is a risk and it is significant.

stadus

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I don't want to make OP disappointed but I believe he needs to know that this place is not for student loans or anything aside from crypto. Even that, nobody will take your request about this. You can somehow ask for this from your government official as believe they have this program that supports student loans. Maybe it was sorry but I will tell you OP that it was impossible for you to get such a loan here in the crypto forum. Because the truth is that even old members asking for loans are sometime denied, how much more into a person who is new in the forum like you.

CryptSafe

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Quote from: Pokapoka124 on March 26, 2023, 03:10:57 PM

Quote from: Rockson1 on March 23, 2023, 09:46:04 AM

Good day guys; I said let me know if the forum have a board where students are being support in education by giving them student loan To help them in education, so many members here I believe are students in various higher institutions so many of them fine it difficult to pay school fee's or pay rented apartment,buy textbooks and hand outs or even feed very well or access to student loan boad,please I want to know if there is any room for students in this forum in universities to access student Ioan, i said let me drop it here because I have not seeing education board.

I think you have the wrong impression about the forum, bitcointalk isn’t a company or a NGO. Even though the forum has a Lending board, I don’t think what you’re proposing here is possible. There are so many factors to consider, how do you qualify who’s eligible for this loan without disclosing their identity. Also you have to consider the time frame of repaying the loan, tuition fees in US range 18,000k a year for certain courses so if a person is given a 18k loan in bitcoin. How do you pay that value of bitcoin when the price goes up? It will be more easier to repay the traditional student loan debt considering the volatility of bitcoin.

Creating an education board here would make no sense though as this platform onset from development or inception has been focused on Crypto, casino and other promotion. Like you have said, there is no way you can give a student a loan without getting their identities or KYC if you may wish and we all know this platform is psuedo anonymous in activities. Come to talk of it, setting a student board for loan means you setting up requirements they must meet up with before getting the loan so if the students are in no way near the criteria for the loan what will happen? As we all know, students loans are kinda.muvh higher than the normal loan range here so who would want to risk their funds for such a loan above $10000 to a student with no identity here when in reality their active account is not up to a member rank. Do you not think it is risky to engage with?

Pokapoka124

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Quote from: Rockson1 on March 23, 2023, 09:46:04 AM

Good day guys; I said let me know if the forum have a board where students are being support in education by giving them student loan To help them in education, so many members here I believe are students in various higher institutions so many of them fine it difficult to pay school fee's or pay rented apartment,buy textbooks and hand outs or even feed very well or access to student loan boad,please I want to know if there is any room for students in this forum in universities to access student Ioan, i said let me drop it here because I have not seeing education board.

I think you have the wrong impression about the forum, bitcointalk isn’t a company or a NGO. Even though the forum has a Lending board, I don’t think what you’re proposing here is possible. There are so many factors to consider, how do you qualify who’s eligible for this loan without disclosing their identity. Also you have to consider the time frame of repaying the loan, tuition fees in US range 18,000k a year for certain courses so if a person is given a 18k loan in bitcoin. How do you pay that value of bitcoin when the price goes up? It will be more easier to repay the traditional student loan debt considering the volatility of bitcoin.

CODE200

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Quote from: Viscore on March 25, 2023, 04:30:52 PM

Quote from: sulendra12 on March 24, 2023, 05:40:01 PM

Quote from: Rockson1 on March 23, 2023, 09:46:04 AM

Good day guys; I said let me know if the forum have a board where students are being support in education by giving them student loan To help them in education, so many members here I believe are students in various higher institutions so many of them fine it difficult to pay school fee's or pay rented apartment,buy textbooks and hand outs or even feed very well or access to student loan boad,please I want to know if there is any room for students in this forum in universities to access student Ioan, i said let me drop it here because I have not seeing education board.

Not trying to be rude but if you want to ask money in here with loan then the chance of you getting one is incredibly low, because you need collaterals to do it and most of the people here are really skeptical with newbies trying to get loan as their first post in this forum. Have you actually asked for loan in your local bank or something? Pretty sure they have some sort of plan for students loan especially with your problem.

Right. Do not expect that you can easily ask for a loan from the forum especially that you have not proven anything in the forum, and you don’t have any collateral to present. Here in our country, I remember our school before has offered educational loan for students, so you can ask from your department head if they are also offering that. Otherwise, you have to provide a stable income first so you can be approved for any loan.

This kid come here like its so easy to give what he want. When we talk about the money for the scholarship that you want to have, it cant be granted by just asking it. There are many process you need to pass in order to become scholar. In this forum you cant do that here and ask people if they can give load for students. If you really want to finish studying in a higher institution, you must put hard work and effort to reach what ever you want. Try to go to your government and ask them. they might have scholarship program for students like you who have big dreams in life. You have high percentage there to got scholarship than to get loan here like what you are asking.

ilovealtcoins

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Quote from: coinerer on March 25, 2023, 09:58:00 AM

Quote from: S A KHAIR on March 25, 2023, 09:00:12 AM

Quote from: Rockson1 on March 23, 2023, 09:46:04 AM

Good day guys; I said let me know if the forum have a board where students are being support in education by giving them student loan To help them in education, so many members here I believe are students in various higher institutions so many of them fine it difficult to pay school fee's or pay rented apartment,buy textbooks and hand outs or even feed very well or access to student loan boad,please I want to know if there is any room for students in this forum in universities to access student Ioan, i said let me drop it here because I have not seeing education board.

This is a forum for speculation, and gambling, not a financial institution, and not even suitable for students. If you are here to make money we are very welcome. If you are a student, you can easily get a loan from the government because they have preferential policies for students. I used to be a student and I also use that way to complete my studies.

This forum is not limited to just speculation and gambling. Everything is done in this forum and loan is also available but it requires a high rank and reputable account but op is not applicable for loan. op can earn some free money through the bounty from here and pay for his education. However, it is not guaranteed that op bounties will get paid at a specific time or that every bounty project will be successful and get paid well. So he has to work hard here. And if he really needs a loan. Then various organizations provide student loans, he can apply there. But he will not get any student loan through bitcoin or decentralization way. In order to get a loan from this forum, he must keep some equivalent amount of collateral

Yes, he cannot get any loan on the forum with his account. But if you are advising to join the bounty campaign of junk projects, it is not necessarily a good idea. In that case, I advise him to find an outside job that will give him a better income than joining spam campaigns that won't bring him any profit. They just make him waste time.

Viscore

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Quote from: sulendra12 on March 24, 2023, 05:40:01 PM

Quote from: Rockson1 on March 23, 2023, 09:46:04 AM

Good day guys; I said let me know if the forum have a board where students are being support in education by giving them student loan To help them in education, so many members here I believe are students in various higher institutions so many of them fine it difficult to pay school fee's or pay rented apartment,buy textbooks and hand outs or even feed very well or access to student loan boad,please I want to know if there is any room for students in this forum in universities to access student Ioan, i said let me drop it here because I have not seeing education board.

Not trying to be rude but if you want to ask money in here with loan then the chance of you getting one is incredibly low, because you need collaterals to do it and most of the people here are really skeptical with newbies trying to get loan as their first post in this forum. Have you actually asked for loan in your local bank or something? Pretty sure they have some sort of plan for students loan especially with your problem.

Right. Do not expect that you can easily ask for a loan from the forum especially that you have not proven anything in the forum, and you don’t have any collateral to present. Here in our country, I remember our school before has offered educational loan for students, so you can ask from your department head if they are also offering that. Otherwise, you have to provide a stable income first so you can be approved for any loan.

Hyphen(-)

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Quote from: Rockson1 on March 23, 2023, 09:46:04 AM

Good day guys; I said let me know if the forum have a board where students are being support in education by giving them student loan To help them in education, so many members here I believe are students in various higher institutions so many of them fine it difficult to pay school fee's or pay rented apartment,buy textbooks and hand outs or even feed very well or access to student loan boad,please I want to know if there is any room for students in this forum in universities to access student Ioan, i said let me drop it here because I have not seeing education board.

This forum has its own set of rules and regulations that govern all of the forum's activities and standards.
Taking a loan is not prohibited in the forum, which is why there is a specific section for lending and other services, but I don't think new forum users with lower ranks below member rank are ineligible because most loans do request collateral in the event of a lack of refund. However, if you are below member rank, leaving the account for another will be easier because the number of merits he/she has gained so far is small.

hannahB4

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The forum is basically for discussions around bitcoin, I wondered why you will be considered taking a loan on the platform rather than coming with investment mindset, though your subject helped realized that one may get loan on some basis and meeting certain criteria, it is good to know that such thing exist on the forum.

deathcode

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Quote from: adzino on March 24, 2023, 10:32:05 PM

Quote from: Rockson1 on March 23, 2023, 09:46:04 AM

Good day guys; I said let me know if the forum have a board where students are being support in education by giving them student loan To help them in education, so many members here I believe are students in various higher institutions so many of them fine it difficult to pay school fee's or pay rented apartment,buy textbooks and hand outs or even feed very well or access to student loan boad,please I want to know if there is any room for students in this forum in universities to access student Ioan, i said let me drop it here because I have not seeing education board.

Like others said there is no specific board in this forum where student loans are given (and this forum isn't a financial institution. Users voluntarily give out the loans). You can head over to the lending section, but I doubt anyone would be willing to finance your studies. And then, you are a newbie, so the chances are even more low. If you had strong collaterals, then maybe yes, someone might be willing to lend you something. But you are better off taking private loans from banks or ask for financial aid from your university.

Actually there is nothing wrong with asking or maybe with the OP's question, maybe by asking like that the OP is really serious about trying to get a loan to continue his studies to a higher level.
Instead of borrowing in this forum, it might be wiser if OP borrows from the bank where he lives or OP has to look for a scholarship to continue his studies at university.
Because in my opinion, currently almost all universities provide scholarships for underprivileged prospective students and prospective students who have achievements and sometimes there are even some universities that provide free lecture programs with certain conditions, such as they must reach the minimum value limit that has been set in each lecture semester.
Or maybe the OP should also look for a scholarship from a certain foundation or company or even someone who provides scholarships to continue their studies.

Frankolala

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OP, my little advise for you is that you are a student and don't need any loan not to add to more burden to yourself. Instead you should take your time to learn here,build your account and get a signature campaign so that you can start earning little,this is help you to solve some of your financial challenges.

You are just a Jnr.Member with no reputation yet,it becomes risky for anyone to give you a loan because you have not built your trust on forum members. If anyone will give a loan,it will be in USSD and not in bitcoin because of the volatile nature it has. One thing that I see in loan is that,collecting loan is not the problem but paying back can become a big problem. Nobody cares about what you need the loan for but trust and good reputation matters a lot in this forum.

Coin_trader

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Quote from: SyndicateLabs on March 25, 2023, 10:08:41 AM

Quote from: Rockson1 on March 23, 2023, 09:46:04 AM

Good day guys; I said let me know if the forum have a board where students are being support in education by giving them student loan To help them in education, so many members here I believe are students in various higher institutions so many of them fine it difficult to pay school fee's or pay rented apartment,buy textbooks and hand outs or even feed very well or access to student loan boad,please I want to know if there is any room for students in this forum in universities to access student Ioan, i said let me drop it here because I have not seeing education board.

I think the problem OP mentioned will be easier to solve by asking you to search for those necessary learning materials online and the idea of building such a support fund is not necessary for the purpose use above.
We've got a lot to say about this, and finance isn't the only way to grow knowledge. Today's society develops powerful information technology and data, accessing the system of any university to retrieve documents is not too difficult.

OP main goal is simply a loan and not a support group for students that need fund assistance. I know some of my countrymen use the lending section before for their studies and they are paying back the loan through the signature campaign. Some of them is already not active here after they graduated in college and get job. Most of my student friend before is active on getting loan here last 2019 or 2020 IIRC.

I believe funding is not a problem if the user can guarantee that it will pay back. Loan is something that need a commitment of paying back. We are all anonymous here and the OP is asking for something that needs a KYC since this is a student loan without a guarantee that the student will pay after his/her studies.

Yawa2020

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Quote from: ?? on ??

I don't know the detail, but U.S. government offer 10 years payment term[1]. The student usually start pay back after graduate or leave[2] from university. Furthermore you could apply to postpone or reduce payment under financial problem[3] and it seems most people qualifies for student loan[4].

[1] https://www.consumerfinance.gov/ask-cfpb/how-long-does-it-take-to-pay-off-a-student-loan-en-621/
[2] https://www.consumerfinance.gov/ask-cfpb/when-do-i-need-to-start-paying-my-federal-student-loans-en-585/
[3] https://www.consumerfinance.gov/ask-cfpb/what-is-forbearance-en-631/
[4] https://www.consumerfinance.gov/ask-cfpb/how-do-i-apply-for-student-loans-en-569/

Wow! Thanks for the update. I am actually not from USA but I will go through the link content later to find some more information about the student loan and compare with ours here. Is there anyway one can bookmark or save a particular comment in the forum for later read?

|MINER|

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As far as I know there is no such thread in the forum for students seeking loan for studies there. And I don't think there is a specific need to go for student loans because lending services are already available here. Here you can take loan for your personal use that may be to pay student fees. I don't think you can go there with this small account and get a loan unless you can provide valid collateral. So if you are seeking for loan in this forum then you should have a good reputation in this forum at first.

uneng

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Quote from: vv181 on March 25, 2023, 09:37:30 AM

There are various institutions that are better suited to offer student loans. Using bitcoins for a long term loan is prone to volatility, the amount that had been used may be extremely different than what the future prices might be. The nature of most lending that occurs here is based on a cryptocurrency collateral or trust with an account, a real-life identity seldom or never being used.

In another hand, an institution wherever OP resides could offer flexible options and suitable for a loan. What OP should have done is research any plan for its own country, merely expecting a bitcoin forum to offer such services is silly.

True. The university or the local government are more likely to lend money to the student or to offer him the option of paying in installments with really cheap interest rates or none at all, with the exception of the inflation adjustment which is done yearly.

It doesn't worth to borrow money in BTC on this forum for educational purposes. First, because he will need a decent collateral which has to be interesting for the virtual lender (very scarce options) and second because the interest rates will be much more expensive.

SyndicateLabs

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Quote from: Rockson1 on March 23, 2023, 09:46:04 AM

Good day guys; I said let me know if the forum have a board where students are being support in education by giving them student loan To help them in education, so many members here I believe are students in various higher institutions so many of them fine it difficult to pay school fee's or pay rented apartment,buy textbooks and hand outs or even feed very well or access to student loan boad,please I want to know if there is any room for students in this forum in universities to access student Ioan, i said let me drop it here because I have not seeing education board.

I think the problem OP mentioned will be easier to solve by asking you to search for those necessary learning materials online and the idea of building such a support fund is not necessary for the purpose use above.
We've got a lot to say about this, and finance isn't the only way to grow knowledge. Today's society develops powerful information technology and data, accessing the system of any university to retrieve documents is not too difficult.

coinerer

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Quote from: S A KHAIR on March 25, 2023, 09:00:12 AM

Quote from: Rockson1 on March 23, 2023, 09:46:04 AM

Good day guys; I said let me know if the forum have a board where students are being support in education by giving them student loan To help them in education, so many members here I believe are students in various higher institutions so many of them fine it difficult to pay school fee's or pay rented apartment,buy textbooks and hand outs or even feed very well or access to student loan boad,please I want to know if there is any room for students in this forum in universities to access student Ioan, i said let me drop it here because I have not seeing education board.

This is a forum for speculation, and gambling, not a financial institution, and not even suitable for students. If you are here to make money we are very welcome. If you are a student, you can easily get a loan from the government because they have preferential policies for students. I used to be a student and I also use that way to complete my studies.

This forum is not limited to just speculation and gambling. Everything is done in this forum and loan is also available but it requires a high rank and reputable account but op is not applicable for loan. op can earn some free money through the bounty from here and pay for his education. However, it is not guaranteed that op bounties will get paid at a specific time or that every bounty project will be successful and get paid well. So he has to work hard here. And if he really needs a loan. Then various organizations provide student loans, he can apply there. But he will not get any student loan through bitcoin or decentralization way. In order to get a loan from this forum, he must keep some equivalent amount of collateral

puloweh555

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Quote from: Rockson1 on March 23, 2023, 09:46:04 AM

Good day guys; I said let me know if the forum have a board where students are being support in education by giving them student loan To help them in education, so many members here I believe are students in various higher institutions so many of them fine it difficult to pay school fee's or pay rented apartment,buy textbooks and hand outs or even feed very well or access to student loan boad,please I want to know if there is any room for students in this forum in universities to access student Ioan, i said let me drop it here because I have not seeing education board.

The council for loans already exists, but not enough conditions for you. I think no one will give you a loan, especially since your account is still new. It's better if you ask a friend or relative for a loan, it's wiser, because of course the person who wants to give you a loan will see your account reputation first. My advice, now your mindset must be changed. Make this forum a place for you to pay off debts (by joining a bounty) don't make this forum a place for you to owe money.

Topic: Bitcoin loan for students in higher institution. (Read 347 times)