[BOUNTY] Suretly - page 8. | Bitcointalksearch.org

Aleksandra 81

member

Activity: 434

Merit: 11

Quote from: suretly on April 09, 2018, 07:40:34 AM

Quote from: ?? on ??

Quote from: Todaytech on April 08, 2018, 11:01:26 AM

Quote

Is there a statistics on the return of microcredits from new users?

The guarantors will be interested not only in statistics on new platform customers, but also on the old ones.

A new user is someone who has not yet taken out a loan.
I would like to know how often such users take just one microcredit and do not return.
Statistics of trusted users are of little interest, since these users have already been checked by time.

Hi, CLywaTeLb!
Borrowers will not register themselves as the app users. We will get all needed info from microfinance companies through API.
As a user of the app you will see the percent of loan repayment among people like the borrower you want to vouch for.

That is, borrowers will not even know where the guarantors came from?

Todaytech

newbie

Activity: 364

Merit: 0

Quote from: suretly on April 13, 2018, 07:41:38 AM

Quote from: Todaytech on April 11, 2018, 10:34:05 AM

What percentage of the profit will the guarantors receive?

Hi! The fee is calculated based on the credit rating and the probability of return, and it may differ from one borrower to another.

Based on the information of pilot project, about 21% of our users earned 10% per 10-15 days.

These users worked with short-term loans?

berlinboy

newbie

Activity: 364

Merit: 0

Quote from: suretly on April 12, 2018, 07:48:23 AM

Quote from: oficman on April 12, 2018, 07:45:46 AM

With which group of borrowers is it more often necessary to work as guarantors to increase their rating?

That is not vouchers' duty to increase rating of a borrower ))) If the borrower pays the loan back, his rating improves.

I can not understand: will the guarantors have a rating or not? If so, how can it be raised?

oficman

member

Activity: 434

Merit: 10

Quote from: suretly on April 12, 2018, 07:50:05 AM

Quote from: Todaytech on April 12, 2018, 04:19:41 AM

How many bugs are already detected by users?

Not that much!

Less than 10. And, we registered over 120 (!) people willing to test the app!

Excellent! The fewer errors, the better the functionality of the application will work.

Aleksandra 81

member

Activity: 434

Merit: 11

Quote from: suretly on April 12, 2018, 07:48:23 AM

Quote from: oficman on April 12, 2018, 07:45:46 AM

With which group of borrowers is it more often necessary to work as guarantors to increase their rating?

That is not vouchers' duty to increase rating of a borrower ))) If the borrower pays the loan back, his rating improves.

So the guarantor will not be able to raise his rating in order to earn more?

suretly

full member

Activity: 826

Merit: 100

Quote from: Aleksandra 81 on April 12, 2018, 03:07:01 AM

Will the percentage of profit be increased by the guarantors?

Sorry, I did not understand the question

suretly

full member

Activity: 826

Merit: 100

Quote from: Todaytech on April 11, 2018, 10:34:05 AM

What percentage of the profit will the guarantors receive?

Hi! The fee is calculated based on the credit rating and the probability of return, and it may differ from one borrower to another.

Based on the information of pilot project, about 21% of our users earned 10% per 10-15 days.

suretly

full member

Activity: 826

Merit: 100

Quote from: Todaytech on April 12, 2018, 04:19:41 AM

How many bugs are already detected by users?

Not that much!

Less than 10. And, we registered over 120 (!) people willing to test the app!

suretly

full member

Activity: 826

Merit: 100

Quote from: oficman on April 12, 2018, 07:45:46 AM

With which group of borrowers is it more often necessary to work as guarantors to increase their rating?

That is not vouchers' duty to increase rating of a borrower ))) If the borrower pays the loan back, his rating improves.

suretly

full member

Activity: 826

Merit: 100

Quote from: ?? on ??

Quote from: suretly on April 09, 2018, 07:40:34 AM

Borrowers will not register themselves as the app users. We will get all needed info from microfinance companies through API.
As a user of the app you will see the percent of loan repayment among people like the borrower you want to vouch for.

I will ask otherwise.
Let's say I want to vouch for a new borrower. There are reliable data on it, and there is no credit history. What is the frequency of loss for the guarantor (me)?

Hello!

First of all, as a voucher you will see the rating of a borrower and probability of return.

And, based on the data of pilot project, around 20% of vouchers took losses. BUT! 25% of them preferred to vouch for borrowers of G rating (the lowest possibility of return). Also, 20% jn vouchers got 10% profit (per 2 weeks).

oficman

member

Activity: 434

Merit: 10

With which group of borrowers is it more often necessary to work as guarantors to increase their rating?

Todaytech

newbie

Activity: 364

Merit: 0

How many bugs are already detected by users?

berlinboy

newbie

Activity: 364

Merit: 0

How many users are already testing the platform?

Aleksandra 81

member

Activity: 434

Merit: 11

Will the percentage of profit be increased by the guarantors?

oficman

member

Activity: 434

Merit: 10

Quote from: berlinboy on April 11, 2018, 10:41:28 AM

Quote from: Todaytech on April 11, 2018, 10:34:05 AM

What percentage of the profit will the guarantors receive?

And will this percentage of profits increase?

That would be good. And what needs to be done to increase the percentage of profits?

berlinboy

newbie

Activity: 364

Merit: 0

Quote from: Todaytech on April 11, 2018, 10:34:05 AM

What percentage of the profit will the guarantors receive?

And will this percentage of profits increase?

Todaytech

newbie

Activity: 364

Merit: 0

What percentage of the profit will the guarantors receive?

Aleksandra 81

member

Activity: 434

Merit: 11

Quote from: berlinboy on April 10, 2018, 11:39:37 AM

And I'm interested in something else. If a person has already vouched for one borrower, can he work with other borrowers?

I think if the guarantor has a lot of money on the balance sheet, then he can act as a surety for several borrowers at once.

berlinboy

newbie

Activity: 364

Merit: 0

And I'm interested in something else. If a person has already vouched for one borrower, can he work with other borrowers?

Todaytech

newbie

Activity: 364

Merit: 0

How many borrowers can a single person vouch for?

Topic: [BOUNTY] Suretly - page 8. (Read 60365 times)