Topic: BTCJam (Read 2399 times)
... yeah. Thought so.
So:
Does anyone here still use BTCJam?
How is it working out for you these days?
When someone defaults and you get an 'arbitration award' via email... does anything actually happen after that?
I ask because I finally gave up on BTCJam in September 2013. I have 16 'Arbitration Award Case' pdfs on my hard drive now from the times of April to September. And only one of those ended up repaying me. The others... well, maybe the awards 'were passed on to the authorities' but what fucking good is that?
I suppose I'll also ask for form's sake, not because I expect an acceptable answer: Tulkas, all those defaults from before April 2013... what are you DOING about them?
Does anyone here still use BTCJam?
How is it working out for you these days?
When someone defaults and you get an 'arbitration award' via email... does anything actually happen after that?
I ask because I finally gave up on BTCJam in September 2013. I have 16 'Arbitration Award Case' pdfs on my hard drive now from the times of April to September. And only one of those ended up repaying me. The others... well, maybe the awards 'were passed on to the authorities' but what fucking good is that?
I suppose I'll also ask for form's sake, not because I expect an acceptable answer: Tulkas, all those defaults from before April 2013... what are you DOING about them?
How come shbtc has a rating of 31?!?
His loan was secured. Secured loans get a rating bonus.
How come shbtc has a rating of 31?!?
Can you finally sort out my Facebook registration? I linked my account about 4 months ago and revalidated it twice during the past few months and it still asks me to revalidate it, with Facebook reporting that the link is invalid or something like that. I e-mailed you about it 2+ times about it during the past several months. My username there is the same as here.
Hi,
My BTCJam alias is AlexC. But the emails have started coming again.
Thanks
Alex
My BTCJam alias is AlexC. But the emails have started coming again.
Thanks
Alex
Regardning the notification e-mails.
I am not getting them all only some of them. I don't know if they are not getting send or I it is me that is not receiving them.
Does anybody else seems to be missing out on some notification e-mails ?
For instance my loan #5916, i never got a notification e-mail about the investment.
What can I do to help track this down?
Regards
AlexC
Our arbitration policy is online.
This means legally binding loans.
https://btcjam.com/faq/arbitration
I paid the 0.57 from July 1 because I'm not a scammer but I'm not stupid.
I am in a complicated situation, I have 0,32 unpaid loans to be received before the 1st of June, for this reason I was late to pay my "investors" 0,57 the 1st of June but with an effort i went to pay yesterday (the funds are still in my account) but what a surprise!!! i have to pay 0,5 more by late payment.
Now I understand why I dont have my 0,32 paid, if every time 1 person is late in a payment by days, you charge the double and THEY WILL NEVER PAY ME!!!!
I do not agree with this charge and if Btcjam do not make anything i will pay my investors directly and never ever use that site.
P.D. Btcjam: if you dont agree with that I guess it will not be a problem for you because you are so confident of charging people rates that have not been pay me, that are for you and my 0,32 too.
Now I understand why I dont have my 0,32 paid, if every time 1 person is late in a payment by days, you charge the double and THEY WILL NEVER PAY ME!!!!
I do not agree with this charge and if Btcjam do not make anything i will pay my investors directly and never ever use that site.
P.D. Btcjam: if you dont agree with that I guess it will not be a problem for you because you are so confident of charging people rates that have not been pay me, that are for you and my 0,32 too.
Oh look! The "future of Bitcoin finance".
I am in a complicated situation, I have 0,32 unpaid loans to be received before the 1st of June, for this reason I was late to pay my "investors" 0,57 the 1st of June but with an effort i went to pay yesterday (the funds are still in my account) but what a surprise!!! i have to pay 0,5 more by late payment.
Now I understand why I dont have my 0,32 paid, if every time 1 person is late in a payment by days, you charge the double and THEY WILL NEVER PAY ME!!!!
I do not agree with this charge and if Btcjam do not make anything i will pay my investors directly and never ever use that site.
P.D. Btcjam: if you dont agree with that I guess it will not be a problem for you because you are so confident of charging people rates that have not been pay me, that are for you and my 0,32 too.
Now I understand why I dont have my 0,32 paid, if every time 1 person is late in a payment by days, you charge the double and THEY WILL NEVER PAY ME!!!!
I do not agree with this charge and if Btcjam do not make anything i will pay my investors directly and never ever use that site.
P.D. Btcjam: if you dont agree with that I guess it will not be a problem for you because you are so confident of charging people rates that have not been pay me, that are for you and my 0,32 too.
Hi,
My BTCJam alias is AlexC. But the emails have started coming again.
Thanks
Alex
My BTCJam alias is AlexC. But the emails have started coming again.
Thanks
Alex
What is your alias? Let me check if something happened.
Hi,
I used to get an e-mail from BTCJam when anything happened to my account, e.g. I made a payment, someone made a payment to me etc. This has has recently stopped, and I kind of miss those status statements.
Has anyone else also noticed this?
/AlexC
I used to get an e-mail from BTCJam when anything happened to my account, e.g. I made a payment, someone made a payment to me etc. This has has recently stopped, and I kind of miss those status statements.
Has anyone else also noticed this?
/AlexC
it seems the note sell feature is currently broken.
i cant put anything up for sale.
i cant put anything up for sale.
What do you mean by "anything"? All your investments?
also, the notes i have previously put up are no longer visible under "Your Notes"
OMG..You sound like a bunch of whiney, government fed babies on here: "Wahhh..I want to invest with zero risk..wahhh"
Grow the F up. Why don't you look at the LOAN HISTORY of people and see if they have repaid loans? Invest with people who you can verify their online identity and reputation.
Honestly, you all sound like you want someone to hold your hand while you take a shit.
Grow the F up. Why don't you look at the LOAN HISTORY of people and see if they have repaid loans? Invest with people who you can verify their online identity and reputation.
Honestly, you all sound like you want someone to hold your hand while you take a shit.
Holy *whoosh* of sonic boom proportions, Batman...impressive job of missing the point entirely.
My point from before, for your convenience:
This is a P2P lending site, we verify the identity of borrowers, only paypal verified accounts are accepted. They have a very rigid procedure to verify an account, you must have access to the credit card statement of the person, you must be able to deposit some pennies via credit card on paypal account with the same identity and the address must match.
Please, i invite you to submit a falsified ID to the site an try to get it approved.
We have also started to implement the first steps toward collection, we have now international arbitration and the identities of the borrowers will be disclosed in case of default. More news soon.
Please, i invite you to submit a falsified ID to the site an try to get it approved.
We have also started to implement the first steps toward collection, we have now international arbitration and the identities of the borrowers will be disclosed in case of default. More news soon.
I am strongly tempted to take up your offer to submit falsified information, if only to see what happens with my own eyes. I'm still not wholly convinced that all parameters used to build user's credit rating are foolproof, nor am I fully convinced by Paypal's seal of verification (if only because I'm skeptical of Paypal these days).
But, with all that said, I'm very pleased to hear that BTCJam is aware of these recurring problems and that ya'll are taking a proactive approach to resolving them. You have my kudos for that if nothing else, and I may use the site more frequently in the future with such guarantees in place.
Also, the rating system is here to prevent anonymous people to run with your coins. We also have implemented international arbitration, the defaulters will have their identities disclosed as we get the partnership going.
and when will that happen?John, do you really think the best thing to do is to use the unverified, informal, anonymous, post count reputation based lending that goes on this forum?
We have a contract signed with them, the loan is considered a default after 120 days late.
The documents will be handed to the authorities and to investors if the award is issued.
I have yet to see an example of what you said happening. Can you point me an example of where you have taken such measures to recover the principle (and the interests involved)?
I see such threads popping up a lot: https://bitcointalksearch.org/topic/anything-on-btcjam-166974
We are finishing the API integration, the legal aspects are solved
. The new agreement is online and all the current loans will be affected.We are waiting the integration to finish to make the announcement.
Hopefully this will cut down on the scamming rates then. Is judge.me arbitration possible if the defendant plays dumb?
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That's a fine addition to BTCJam, Tulkas!
it seems the note sell feature is currently broken.
i cant put anything up for sale.
i cant put anything up for sale.
What do you mean by "anything"? All your investments?
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