Monbux you trying to get a loan without collateral.
LiquidGamerX points this out, and you call him a teenager with a pc?
Adults tend to be cautious, and children tend to lash out without rational thinking.
Resorting to attacking the person without answering in a professional matter is immature.
Its because the community became more aware of scammers, and are more cautious now.
https://bitcointalksearch.org/topic/edu-how-to-spot-a-scammer-read-this-before-lending-your-coins-119896 scammer thread.
You need to look through the eye of the lender, he Risks $$$ for the hopes of $$$ + interest.
Its like a gamble. Collateral guarantees safeness, and thus reduce the element of gambling on the basis
of trust.
Going by statics a person is better off taking the BTC and throwing it on satoshidice 79%, then doing the loan.
Maybe you could invest a small amount if you don't feel comfortable.
Any little bit helps. You will receive 10% interest when this loan is payed back. So the more you invest, the more btc you will make.