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Saving has been the traditional way of planning for the future where people bank their funds in commercial banking sector waiting for when the need to take back from the bank arises even when we had centralized stocks where people could invest in many still thought it was wiser to deal directly with banks other than investing.
Currently, saving is still an action that is often used by most people, because the act of saving has long been known and has become a trend for most of those related to banking. by saving they still think it is something that must be done, so as not to be wasteful and can be controlled. so in touch with the bank to grow, is still the main thing compared to other actions.
Currently the ecosystem has changed and the pandemic outbreak launched in a new era where people's need became even more insatiable and spiked the cost of livelihood. To tackle the present state of economic challenge investing is more.preferred to saving even though it's more risky but a diversied portfolio is more secured than mere saving
The change in the system from analog to digital has also changed the system which cannot always be related to banks only, but can be related to other systems such as stock trading and crypto.
I agree that now many people are starting to look to invest in the various products available.
gold, stocks, crypto etc. have started to spread and become a very preferred alternative compared to just saving. Change is what causes everything to be as it is today, but for those who are still continuing to exist and cannot change immediately