your trust/reputation is not worth 1 btc. I don't think anyone is going to give you a loan and if they do they will likely never see their money again.
it seems you want to ruin my reputation by giving a bad reputation, your date if I have at my house you
IMO it seems you missed the meaning of
no collateral, no loan rule: in order to get a loan you must give collateral that is equal, or preferably higher to the amount you are being loaned. Also, the sticky point out that
collateral also needs to be something that can easily be sold like Altcoins or precious metals, but things that can be sent electronically are preferred.
What is considered collateral?Collateral is something that can
easily be resold to cover the loan value plus interest should the loaner default on the loan.
- The best collateral is another crypto-currency, such as Litecoin (also written as LTC). Coins must be moderately traded on multiple exchanges.
- Some digital wares such as domain names can be considered as long as the user cannot recover it.
- Small valuable items that can be shipped though the mail - i.e. gold, silver, iphones, etc.
- Large items, such as a motorcycle or guitar can be used if you live close to the person giving you the loan. Try
localbitcoins.comWhat is not considered collateral?-
Items not in hand. Don't trust a user that promises to give you something *when* they default! Tracking numbers only show something has been mailed - it could be an empty box.
-
Future income. You can prove you'll make
xx coins in the next few days, but nothing forces you to send those coins to pay your debt.
-
Identification. So what if they can prove who they are. Are you going to spend more money and time taking them to court on untested legal grounds? You'll probably just walk away, like everyone does. ID is useless.
- Games codes or similar. To verify the collateral you need to use the code, which destroys the collateral. Consider this a purchase, not a loan. (Post in
Digital Goods instead)
- Most new alt-coins or alt-coins that trade for satoshis are not good collateral as they can become worthless overnight.
- Paypal should never be used - they are anti-bitcoin and will rule against you 100% of the time. Escrow can't even help, as paypal charge backs can come over 6 months later!
- Most valuable online accounts can easily be recovered by social engineering (the user contacting support to say they were hacked, and regain control of the account)
=snip=
People here simply try to explain you that without providing a valid collateral of enough value you have almost no chance to get a loan here. Also, as the sticky point out failing to obey the
no collateral, no loan rule without enough community reputation & trade history assure you a fair quote of
-ve trust feedback due to you behaving like a scammer (i'm not saying you're one, yet).
=snip=
If you completely ignore this sticky and make a loan request with no collateral, without having massive trust on the forum, the chances of you getting negative trusted feedback and therefore having a Trade with Extreme Caution tag is almost 100%.
=snip=
Also, your abusing of trust feedbacks is not helping you in your loan search because, while you have the right to give Quickseller a
-ve trust feedback if you think he is a scammer, you have to substantiate it with a reference link and you're not allowed to spam multiple feedback just to game the trust score algorithm.
