So, "The Government" created a "Financial Instrument," said "This financial instrument has value, so you soldiers better take it and use it, or else we'll make yourselves enforce yourselves to use it by making you hold your own guns to your heads," and that's that? Yeah, makes complete sense.
Ohboy. You're sharper than a blanket. No. The government didn't create anything. The people needed a financial instrument, and its overseers, thus creating The Government. When things don't make sense to you, just remember that God still loves you even though your head's filled with lint & mouse droppings. Chin up!
Aside from the fact that government isn't a "financial instrument" by ANY definition, at any time in history, anywhere on the planet (banks ate the closest you can come to claiming that; governments are only administrative instruments)
Here's the part you missed:
I know your intelligence is so low as to be indistinguishable from trolling, so let me rephrase this question, just for you:
That security, which is made up of people, who wish to be paid, wearing police, army, and security costumes, has to be paid with some sort of value, regardless of whether they are paid through a government or paid directly. Where does that value come from in the first place? And why does there have to be a government to collect and give that value to the army, which then distributes that value to the people in costumes, instead of people just giving that value to the army directly?
The claim that was made was that "armies cost too much, and securing private property is too expensive." I made the naive mistake of thinking people would be smart enough to think through my question of "who is paying for it now?" to come to a conclusion other than "Government." I guess I was wrong, and should have just flat-out said:
Armies are currently being paid for with money collected from businesses, corporations, and wealthy individuals. All of them have a vested interest in protecting their own property, and all of them would be able to pay the exact same amount they are paying now to get AT LEAST the exact same amount of private security to secure their property.
I am sorry I overestimated the lot of you.
I'm sorry, sweetie, but i've missed nothing. I'm glad you edited your post, my playful kitten! Mewmix!
Let's see what you've rattled off there...
You want the people to "pay the army directly"? Just what, exactly would be the mechanics of that? Let's say i live in your Equestria, where the standing army is paid by individual citizen pone. Rainbow Dash and Pinkie Pie decided to chip in & buy themselves some protection from the evil Clompers. They frightened Applejack, who in turn also decided to go in on the deal. Twilight Sparkle and Fluttershy, went all "whoa, nelly!" and didn't offer up. Spike said brb, i'm broke, and Rarity... well, you know how Rarity is.
Wat do? (BonusPoint: Who the best pone?)
Paying for an army is not very similar to buying a pig, there's that whole scale issue. Just how does an individual go about paying for an army? That's right, a financial instrument is needed. And an oversight committee to manage that financial instrument & the standing army. 
