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Let's ignore the issue of control, centralization or decentralization in this topic, because it is not the main content of the topic. But I wonder how CBDC can cause unemployment and how cryptocurrency creates a higher survival rate than traditional jobs? I think that when CBDC is born, it will also create new jobs and positions in the banking sector, employees will be trained and assigned new job tasks. As for cryptocurrency, it is a financial market, meaning when we invest there will be winners and losers, how can anyone get a stable income from it? The world is entering a digital world, old things need to be eliminated and new things will be created and that has been the rule of the world for thousands of years.
When a new financial product is added, infrastructure changes usually follow. CBDCs may create new jobs but also eliminate outmoded ones, especially transaction-related ones. Technology is so powerful that we can't stop employment loss and creation. Strangely, cryptocurrency can provide reliable income. You are right: it's primarily business. But its ecosystem (crypto mining, trading platforms, and digital wallets) creates jobs. Job opportunities in the crypto business are great, even though crypto investment returns are volatile
As you mentioned, old will give way to new. But what's really interesting is that this change is happening at a rate that has never been seen before in history. Rapid change brings opportunities and challenges.
Yes, things are changing quite quickly. We have genuinely evolved dramatically over time, things that we thought we could never accomplish but have now gradually been conquered by human intelligence.
I agree, cryptocurrency was born and from there also brought new job opportunities for everyone, especially in the programming field, I think that is the profession that benefits the most. And it also shows us that new technology always creates new needs and jobs, so why should we worry when AI and CBDC develop?
I feel like people's antipathy towards the government is so great, so everyone thinks that what the government creates are negative things that harm everyone. I'm not saying that CBDCs are good, but they also don't cause unemployment to increase like people are saying, nor do large unemployment rates bring any benefit to the government. How can a country become rich and developed if its people are poor? The government never wants the unemployment rate to increase.