so if you think you are late ,no you are not. So be eager to know bitcoin more. and know the opportunities in store.
At what year did you start knowing bitcoins ? 2 or 3 years ago ? Id say that was a bit late because we all know that bitcoin started on 2009 . but including me i was also late to know bitcoins but just like what you said , we are still luclky not because we are early but because there are still people that dont know bitcoin yet .
i already learnt alot of lesson which bitcoin taught me including to be patient , to be wise and wont easily believe on others , etc ..
Come to see on that 3500 usd dump in price and now we are on 10800 atm.Then you did make some money on few months time.
This is what I do like with crypto where you can utilize up its volatility to make money.So its never been too late and don't let your mind do think up this way.