Crypto world is like signing a death warrant ,immediately you enter you are on your own, the Government cannot save you, there are so many mistakes on blockchain, heard so many people receiving huge bitcoin to their wallet by mistake, the funniest thing is that you can't retrieve it, unless a good Samaritan return them back to you, i misplaced my Steller wallet key with potential token in it I could not retrieve till date.
And hopefully this was made clear to you when you got rolling. Many wallets won't let you proceed any further until you've proven that you've backed them up. It's the early days still and that's just how it is.
I've always been aware of it and have always planned accordingly.
These central bank 'warnings' usually seem to be taken as some sort of attack by many crypto fans. In truth they're the facts and they're just raising awareness of what can happen.