Hey... I'll bundle all replies in a single post. I've been busy and didn't have time to check the forum.
Does it mean that upcoming physical FCF debit cards for individuals will be with KYC verification or without?
The physical cards require KYC.
Great to see that you finally added Bitcoin payments for virtual cards, but you didn't answer me one question I asked before if this can be used to purchase upcoming physical FCF cards without any KYC verification?
Sorry, I didn't see the question when I posted about the BTC listing. YES, it will be available to fund your physical cards with BTC or any other token that is accepted.
Scammers would continue to sell cards and they wouldn't refund any money to people, this is not the case here, but do your own research.
Maybe this wasn't aimed at FCF directly, but I'd like to clear this up too: The banks don't do refunds on the prepaid cards. We (or other prepaid card sellers) are not responsible for refunds/ chargebacks in case of cancelled orders. That being said, we did some refunds to people that discovered that they can't use the virtual cards for what they wanted to use them. Just might take some time and convincing as this is a manual process.
Some e-comerce platforms do not send a SMS but a notification on your smartphone (exemple with Amazon)
That is a form of 3D Secure, either by SMS or with the bank's/fintech's app. At the moment our cards don't have 3D Secure. We're working on adding it in the future.
- Some ask you to confirm the transaction within a 5 minutes time frame (exemple with Amazon again).
For european citizens,you know what I mean? (I don't remember the name, DSP2 or...) I'm talking about the "forced" approval for each TX while using a card
For transactions that just ask you to confirm the transaction using a code provided in the transaction description, this is possible by viewing the transactions. Regarding EU citizens, yes, I know that most card processors in EU use 3D Secure, so these cards are not usable in those cases.
- When you try to order a card, you need to provide your name/adress. You can't really provide a bogus ID, because when you will use it, some shops may find the transaction suspicious (since the name of the card doesn't match the name of the customer) and so block it.
It's your responsibility to enter the correct data. We just don't require KYC documents for the virtual cards.