After spending many years as a financial advisor, I find the ravings of many "experts" today as banal. There are those that speak of coins as a "Ponzi" scheme and denounce the validity of the new form of economy. There are also some that want this world to go back to the 50s, and with it all the junk that we have been working to rid ourselves of.
Looking at the new order, I can see many similarities to the monetary base that we are used to. Our economic base is not tied to any metals or valuables, but believed to be of value and tradeable as though it were tangible treasure. We have not backed our currency for many years (since 1971) but our currency has been the standard of the world.
Why then are these "old-timers" so afraid of crypto? Because they are afraid of change. The same reason that we still have racism in this country and others, the same reason that we still have wars. The world has changed, and not everyone is comfortable with that. But to not change with it is socialogical death.
Yes, it is prone to swings in value. Anything that has potential is. But we need to have a universally accepted basis so that sane commerce can prevail. It is the future, and there will always be something that is new. But by understanding it and working within it, one can determine whether it is something to stick with or ignore. I choose to stick.
In my opinion, both Cypto and Stocks are good but they have diferrences and really depends on your stratgey and risk apettite.
Crypto is very risky that you don't have proof that you owned investments and it's just a matter of wallets. The increase and decrease of prices are really depends on the demands of people around the world. Though this is our future investments that we need to learn it and live with it. The risk is very high and the return might be higher as well only if the market is good globally.
On the other hand, Stocks is very secured investments that you will be at ease that you really owned shares of stock in that company you have invested in. However, the return of investments is low but the risk is low as well and it is only just a matter of to be patient and wait for the perfect timing for your investments to grow.
Both are good and it is better to invest in both because putting all eggs in one basket is very risky so we need to be resilient at anytime. Goodluck!