I dont think its scam. You paid nothing and got nothing so maybe the system is having some problem ? Must tell is how it is since this site can be nice for me maybe.
A scam comes in so many forms. It does not necessarily entail you paying to be summed. From the description of OP, I tend to think that this site is cheating people that it will offer loans so that they reveal their details. These details are later sold to third parties for different purposes. Therefore, you end up providing details and you don't get the loan.
thats too.. scam traffic, or the form that u fill in first sign up.. maybe they just want to spam your email..
since u post here many member just curious and open this site too and scam is succesfull LOL. maybe it just technical error coz its new and still beta test