Topic: DCA vs Zone Specific Strategies While Accumulation of Bitcoins (Read 507 times)

We must have a proper plan to store bitcoins in any situation. Bitcoins are difficult to accumulate under all circumstances without proper planning. If we want to deposit a certain amount of Bitcoins weekly or monthly then we must first create a weekly or monthly routine so that no matter how high the cost is or how high the demand is, we can deposit a certain amount weekly or monthly according to the routine. Storing Bitcoins is a very necessary task for every Bitcoin user. You have enough money if you plan properly with that money but you cannot use that money properly. You must deposit a portion of your weekly or monthly income into Bitcoin and you must assume that the amount of money you are depositing in Bitcoin is not your income, that is, the amount of money you are depositing in Bitcoin is going out of your money. We need to make it a habit to deposit bitcoins according to routine so that we can enrich our bitcoin investment by depositing certain amount of bitcoins every week or month.

I think that we are saying these kinds of things differently Makus because almost always, I recommend to almost everyone to get into bitcoin as soon as possible and don't delay and to establish some kind of a stake in bitcoin, and I don't recommend that people try to find any kind of a great entry point or that they wait and study the bitcoin matter.  From my point of view, they can study once they are already in, and surely bitcoin can be somewhat complicated, but there are still ways to start right away and get price exposure, but don't get so much price exposure that you are either gambling and/or not prepared fo rthe price to move in either direction, including potentially correcting 70% to 90% after the purchase.  Another thing that I say is that I am not responsible for whatever people choose to do. They can do what they want, and an overwhelming majority of the time people fail/refuse to act, and if I had known them for a long time, they might remember that they should have had listened to me many years earlier, but I still tend to repeat the same thing.. "get the fuck started." and if you are unsure about it, then just take a smaller position size, build your position size and/or learn about bitcoin since it is such a great thing to know about - including that if they have some level of price exposure, then they are going to be more likely to pay closer attention and perhaps to learn better, as compared with someone who does not have any bitcoin exposure.

Regarding a specific situation in which a person is regretting that s/he bought too much at an earlier time, then they might well have to consider what to do and if they are going to keep buying, stop buying or sell, and surely I hardly ever recommend to sell unless it is some kind of an emergency, then there are selling strategies too, in order to lessen some of the BTC price exposure, but most people do not have the problem of having too many bitcoin, an overwhelming majority of people have the problem (maybe even in the ballpark of 99% of the world's population) of not having enough bitcoin.... so if the overwhelming majority of folks have a problem that they do not have enough bitcoin, then most of the time selling is not a good solution, unless it is just to deal with some kind of a short term situation that they might have put themselves into if they had bought too many BTC in accordance to their own budget and to have not been prepared for BTC prices to either go down or sideways more than they expected, and perhaps for longer than they expected.


Yep.. I largely agree with the sentiment of the story in terms of describing that selling the BTC was the mistake, and generally people are likely going to figure out ways to manage their budgets, especially if they start to feel that they have a lot of value building up in bitcoin, and so selling is not necessarily a problem if you have figured out a kind of longer term plan, and surely the guy in the story had little to no plan to even be in a position to sell 95% of his bitcoin, instead maybe selling 5-20% might be more practical, but really if the guy is not in some kind of a BTC surplus situation, it makes little sense to sell very many bitcoin at all unless it is spend and replace and also figuring out how many BTC that he might need in a longer overview kind of a time horizon, which is not easy to do with bitcoin based on how great its volatility tends to be and is likely going to continue to be.


Lump sum would usually be a kind of advanced strategy for a person who already has a pretty diversified investment portfolio, other kinds of employment of lump sum are better to be supplemented by DCA and buying on dip... but hey, people can do what they like, including getting their lil selfies reckt because they invest too much at into BTC at once and they do not sufficiently/adequately prepare for BTC prices to move against them.

We can expect a lot from our investment but we must not forget that many things can happen in our life and by that, we must have extra, emergency funds like you said. We need them for what we don't expect but if it comes, we can solve unexpected situations well enough.

If we are not well prepare for unexpected situations, we will have very big trouble.

The massive dump shortly after World Health Organization announced that it is a pandemic and named it as Covid-19 in March 2020, is unexpected situation. Thank you for recalling it as a reminder for extra plans in our investment capital and general financial management.

Extra funds can help us living well enough through hardest time like many people lost their jobs during and after the pandemic.

This is extremely important as I can relate before. Always have extra funds, emergency funds. Because in the Bitcoin market, always expect the unexpected. I experienced this before when COVID-19 started, we saw a huge dump there, and everyone must remember it.
With I have no emergency funds, I nearly loaned money to someone just to buy cheap Bitcoins but it changed my mind, I know it's wrong to loan just to buy Bitcoin or any asset that is not guaranteed.

Well said JJG, I would never recommend a beginner to invest much at his initial level, reason being that, at that level the investor might not have the ability to make decisions using his knowledge rather than emotions, at least the person should apply DCA with smaller amount before graduating gradually to accumulate with higher figures. I will also recommend knowledge before diving into holding, and knowledge without application is as good as waisted efforts because, there is no need for learning at the first place if you'll  discard all that you've learnt when the time for applying them arrives, it's wise to ask experienced persons questions, so you'll learn from practical individuals rather than reading too many articles that has misleading solutions to your question.




Here is a post I saw a month ago where a bitcoiner was advising other not to sell their coins the way he did.





I have seen cases where by people buy so much coin and within a short period, they came back selling them, not because they've achieved their goal but because they applied the wrong strategy at the wrong time. I am not a fan of accumulating with lump sum as it can easily tamper with your emotions, especially when you are a beginner.

Adjusting the position for each purchase for me will not be a big problem in accumulating Bitcoin. Because at each stage someone may not have an appropriate budget so their purchasing level is a little small but that is not a problem. Because from the initial investment stage they did not accumulate large amounts of bitcoin so it would not have a negative impact on the planning they had done. But if they commit large quantities in the initial stages of purchasing they will likely have to balance the budget accordingly at later levels and stabilize their planning at each stage.

But each person may have quite different ways of accumulating Bitcoin. It could be that they buy instantly in the early stages with large amounts and when the price falls they only have a small budget to accumulate Bitcoin. Which could be that in the course of their Bitcoin investment it becomes negative if you look at the estimated value they execute. But still it will not affect performance fatally enough if they continue to buy to be able to balance a structure in better planning in the years to come.

So DCA is fine but you can simply enhance it with

Step ladder down buys at an exchange

and step ladder up sells at an exchange.

Along with a dca cash reserve.


Step 1 set up 100usd a week dca
step 2 set up a -15,-20,-25,-30 % buy for 250 + 250 + 250 +250

Step 3 set up a sell off ladder at levels like 72k 88k 101K 125K

Step 4 stack some case reserves 50 a week dca

so in a year

you purchase 5200 usd in btc
you may buy lump or not 1000 usd cash for lump buy's
you may sell lump or not 0.04 btc for up sales
and 2600 cash

this plan calls for 7800 dca in a year and 1000 + 1000 for possible swing up or swing down

and at the end of each year re evaluate your next years setup.

Most likely they need to adjust their position size - or at least maybe the amount that they are putting into bitcoin.. because maybe they put in too much in the beginning.. and sure they could also be in the negative if they front loaded at higher prices and then even if they continue to buy, they are not able to bring down their average cost per BTC below their current average cost per BTC.


Sometimes people conclude that they prepare for the bear season by selling, and sure, I am not really opposed for selling on the way up, but it can be a bit problematic to be selling on the way down.  And, another thing with selling is that frequently there are needs NOT to sell too much too soon.--- especially if you consider yourself to be in BTC accumulation phase, and maybe you don't really have a lot of bitcoin, so it would not even make a whole hell of a lot of sense to sell much of your BTC, especially if you are really early in your BTC accumulation phase.. .and only you (or each one of us) can determine much BTC that we believe that we need based on where we are at in life and other personal circumstances.

It is true that nothing can be predicted with certainty about market movements. Sometimes we find that the price of a particular coin goes up periodically after we sell our investments but when we buy a coin the price of that coin goes down again. Many people may sometimes think that the market is in the opposite direction of our investment, but this is not the case. If we take a good look, we will realize that the timing of our investment was wrong we did not invest at the right time. We have to have a lot of understanding about the market, besides having a lot of understanding about the market we have to wait for the right time when we can invest. Before investing we should have the idea that we must hold our investment for a long time. Whenever we hold our investment for a long period of time we will see that after a long time we have got a lot of good from our investment.

People often acknowledge that while the DCA is a good strategy, it might be best to just wait out the times of extreme volatility of the bull and the bear markets. I think it's enough to only wait out the rapid bull markets, as I see no issues with buying when it's going down.
I appreciate the detailed guide of the op with the tips for different zones, and surely some might be willing to upgrade their strategies to use some of those tips. However, a major advantage of the DCA is how simple it is, whereas this sort of guide makes it a much more elevated (and complicated) strategy because a person needs to identify the zones (which IMO are often identifiable only in hindsight, by the way) and follow specific zone-dependent guidelines.

The best part in accumulating is actually when market is showing it is at a discount price. There I already use the strategy I have mentioned before to buy and then set when to sell. Honestly, there a several means to reduce stress in this market period

Indeed, your views on Bitcoin accumulation and financial management throughout bull and bear markets are generally shared! First, supporting your friend during their Bitcoin accumulating scepticism is admirable; such moral support is crucial during crypto market turmoil. Division of funds and selectively DCA over possibly long bear markets shows insight and disciplined investing that many ignore.

The mental and emotional sides of investing, especially in a risky market like cryptocurrencies, must also be explored. A strong support network and ongoing knowledge-sharing sessions may help one cope with market unpredictability and psychological fatigue. Forums, discussions, and community events where people share experiences and strategies can strengthen one's determination and the crypto community's.

Even so, he can use Dual Investment. This strategy is easy to implement with no stress. Works more like DCA but the advanced version of it where you can set when to sell or buy automatically

Dear the time span of all these short to long-term investments can vary from market to market or perspective to perspective, as you know here in the Bitcoin and crypto market a one-year investment is considered a mid-term investment. Information can be wrong or right here but what matters is the source and the point of view of explaining the cycle to the end. You can compare the interval between the stock market and Bitcoin to authenticate what I'm trying to say.

The Investment category falls under the total cycle timeline in your analysis if the cycle is 4 years 1 year is short term and 2-3 years is mid-term and 3-4 years is long term. So what matters is the total timeline of your analysis. Here in the Bitcoin market we generally consider every analysis of zones based on the 4-year cycle.


HODL can be really a good approach in both terms to maximize the returns and to avoid any FOMO and fear with market momentum, in other words a risk management proof strategy.

This is truly an extensive explanation for both new members who are just starting their Bitcoin journey as well as those who have been there. It truly cover most of the discussion in various threads I have been following and it is good to see them all brought together under one thread.

I tend to favour long term HODL because I have found that more effective and comfortable for me, which also allows me to maximize profits. In other words, long-term HODL allows me to grow in wealth, and as you know, the feeling that you have aged for the future has a way of adding to longevity.

Considering the little time we have before next year's halving, I think anyone preparing for the anticipated bull run expected to start next year can combine the DCA method and instant execution at key price points. In this way, you would have injected a reasonable amount of money into Bitcoin before the price shifts to a new zone. I have seen a lot of discussion in favour of this approach, and that confirms it is an effective way of accumulating Bitcoin.

This forum is really great in this manner my friend, because I got to learn a lot about crypto and BTC, just by reading posts and replying to them. And the best part, where we learn more is when someone writes a word which is not in y mind's dictionary. I mean new to me. So, what I simply do is go to Google and search about it and read about it, and while reading it, I get to know about more terms. Is that not awesome?

And the accumulation and emergency funds are the terms, about which I get to be familiar with recently by jayjuangee. I can see you were also active there and the OP was too, I think from that topic we all get to know about this new information. I don't know if you have any experience, or if you are also like me. I would like to ask; did you make your first purchase of BTC till yet or not? Well, I am still making enough money but, in this inflation, I was able to make only $30 but saved in local currency. I hope to buy some BTC from the gladiator (our local community guy as he is making p2p) But for that, I will wait to see his legitimacy.

Oops, I was going 0ff-topic. The thing is, we should definitely have emergency funds otherwise we will be devastated, I recently made a reply to JJG, and you should read that, in my post history. You will get to know more if you will read all the replies we had.

You have got a valid point, I honestly, did now know the terms, like semi mid term etc. I searched it on AI and asked about it and it says, mid-term investment is less than 3 years and long-term is longer than 5 years. I don't know if this information is accurate, but I am aware of the types of trading and also know how long a trader holds on his/her trades, and if that limit crosses I start to call it to hold. And that's a maximum of 1 year.

But I think I should check on it more because I need more confirmation to start accepting new knowledge because I was getting the wrong idea till now just by accepting the statements others made on the time period of trading and holding.

It's not your fault, sometimes it happens here, I mean I also made this mistake once, when I read the topic and a few lines of the post and interpreted it wrong and made a reply that was totally off-topic, but I think DCA talks are somehow relevant to your topic, I did not read all of the replies one by one made on this topic.

But, If you say so, then I think I can agree with you on it.

And talking about the irrelevancy of the commentators, I think your topic is a broad one, I mean, it would be wise if you would talk about each of the zones in different topics, like a version or series. That would be wise and try to remain more relevant in your individual topics because that's how you will get relevant replies on your topics. Otherwise, members are really not in a very rush but except a few, and all they do is notice some mistake or correction, or if they have any idea about something that you have written in the post, they share those ideas and nothing else.

i was going through and stumble upon this thread which i really feel informative like Accumulation of Bitcoin is really good part if you are going for the big race and have set your goals to take ATH profit ...

Well, DCA is really interesting thing for the accumulation of bitcoin. I appreciate you for that you may have invest you quality time to compile this data And Secondly, You give the advice to avoid the FOMO which is really positive point in your Post. Most of the time people stuck in the FOMO trap and take sudden decision being emotional or in Hurry.

I also had created the thread over FOMO like how people can overcome this If you don't mid i'm mentioned it here....>>>A Guide for Cryptocurrency Newbies for Overcoming FOMO



You also Point out this thing here even you learn it from here which is really good thing like we learn from each other experiences we had in our daily life. what you learn you share here with us. You had done your best part to emphasis to always be ready for the emergency fund  for those who are putting their all funds for the Bitcoin accumulation blindly. like, they don't spread out some of their money aside so that they will be able to use it in the emergency situation or whenever they need it.

At the end i would say OP, keep bringing here informative topics like this. Reading these kinda threads may help newbies to learn and groom their self at the same time. 

Will it be most efficient at the end of the day, I really don't think so, Newbies can go for this strategy as they are not very experienced and they don't possess the lumps and sums. Why be dependent if you are capable of doing much better?


Haha... So my senior brother/sister you are in a very big misconception, the Bitcoin cycle is a reality and its proper analysis is very important because you won't be able to make any efficient decision without it.



Do consider that..  here we are not discussing the financial goals, it's purely about the Bitcoin accumulation, Everyone knows family is to be always your first priority, senior.


A very good point I was considering this point here but due to the length optimization I exclude this external factor. Anyway all you need to know about strategy is already there for the proper accumulation process as pre and after management, we can discuss later in any other topic.


First of all the 1-year hold and invest can't be considered a long-term investment it may fall into the semi-mid-term investment. Let me clarify but in the Bitcoin, a cycle lasts 4 years and in the cycle, the time span is not at all specific with any zone as any zone may last 2 years+ or any zone may last in a few months. booking profit on ATH cant be a long-term holding as a long-term.


Thanks for the appreciation pretty disappointed by the response on the thread as everyone seems to be discussing the DCA DCA & DCA nobody considering the discussion of the Zone specific strategies which were mentioned to be discussed as after this whole study before posting and in my post as well I did mention that DCA can be an allrounder but it is not at all efficient if it is justified that was used to be the purpose of this topic. Everyone posted hurry I think except for a few ones  (3 to 4) that they considered a redundant or typical topic. There were a few concerns which are not clarified. I was expecting a full-on debate on different strategies to obtain useful insights from seniors.

That it I will consider other replies in the next post.

Let's see what impact it brings in the new replies after changing the Subject title.

Simply awesome way to go with the Bitcoin. I couldn’t agree more on the mentioned methods here because I am already following couple of them. First DCA is my favourite and secondly aggressive buying in the bear market is just best way to recover everything. I mean that’s the best point where we can boost our average purchase cost and thus can easily put me into even safe zone. This directly takes me closer to the profit window. However with the same strategy I am already living a good line with my portfolio above Break even point since I am holding most of the coins since last year and with various payments now and then I am automatically making DCA work for me. It’s definitely one vote up strategy.