I guess it's kinda abused , we see shitload of posts from newbies (even worst ..Brand new) who just make accounts asking for loans without even the first rule on Lending section "No Collateral , no Lending" on the sticky thread .
& those days it's even worst (If you noticed) we see those posts for newbies asking for "PRO" & "Experts" . Preventing newbies on that section would be a very good idea and it's helpful for us but it 's helpful for the moderators to have less work & it also just spamming database if people realize that they are unable to get loans unless they are junior they will stop making useless accounts .
1.5 month time should be paid to ask for loans ( which is the required time to become Junior Member AFAIK ) from hilariousandco or Muhammed posts (not sure who originally posted this on Forum ranks/Position/Badge thread)
1 X 14 = 14
2 X 14 = 28
3 X 14 = 42 -- Jr. Member ( 1.5 month)
4 X 14 = 56
5 X 14 = 70 -- Member (2.5 month)
6 X 14 = 84
7 X 14 = 98
8 X 14 = 112
9 X 14 = 126 -- Full Member (4.5 month)
-snip-
I'am going to add a poll even if I know it will be tricked . Feel free to post if you agree or disagree with the idea with giving arguments of course .