Hello,
First of all, I would like to apologise if I disappointed you.
However, I also do not have a fundamental solution for the current situation. (If I knew it, I would have been working as an expert for Exchange)
Just my solution in one sentence is to find a good ICO and invest into it.
and the one I have found so far is Mossland. I also spent a lot of time on analysing it (team, their vision etc.).
I was worried about what you have just said, but I wanna ensure that i am not a part of the team.
So, I did not put any referral links for that in order to prove that.
Anyway thanks for your opinion