It is undeniable that more people prefer to use centralized services. Because of all that, maybe because the services provided on platforms or in any field are indeed very good. That way many people become accustomed to using the service. Regarding anonymity, I think people don't really care about this, because maybe it's caused by the habits and experiences they've been through during their lifetime, most of them are used to life with an open identity. So more people are choosing openness than anonymity.
as well as accounts on existing social media such as on Facebook, Twitter, Instagram, and tiktok. Most of these people are all open in identity. So now everyone is used to being open in identity.
And why are so many people currently choosing centralized services, that's probably because the first service or platform that comes to the top has a centralized system, so people will automatically join in.
It's because aside from most people are already accustomed to such system, people also find it too annoying to deal on their own finances only adding to their problems like they needed to think were they will put that money to be secure enough or if they should spend it into something valuable and many more things to think about. As the banks existed solely to hold their money, it is already a load lifted off of their chests and they can focus on other things such as working to add more money while the banks are "promising" like interest rates annually.as well as accounts on existing social media such as on Facebook, Twitter, Instagram, and tiktok. Most of these people are all open in identity. So now everyone is used to being open in identity.
And why are so many people currently choosing centralized services, that's probably because the first service or platform that comes to the top has a centralized system, so people will automatically join in.
Also, although I agree with you that people seems too lazy to rely on their own capabilities in regards of financial management, some also won't choose things that they think it is risky when they knew that their are other option they can choosw in which they can play it safe.
I think it's mostly a habit because these centralized systems have been around for hundreds of years, and it has also served us for hundreds of years. While the concept of decentralization or anonymity has only been noticed in recent years since bitcoin was created. So it is very difficult for everyone to change and move to decentralization in a short time.
And I also agree with you on one more thing, self-preservation of assets is considered a burden, and they won't have time to do other things, so they will find a place where they feel safe enough to deposit money, and that's the bank.
Overall, banks are created and exist because of human need, so as long as people still have old habits and thoughts, the centralized system will still rule our world.
