Staking is still too complex and difficult a process for the average user. The lack of proof-of-staking, or the actual rewards provided, is what holds people back at this point. While this may very well change in the future, right now it is unlikely that a large number of users will adopt staking as a primary way to earn passive income outside of just sitting on their tokens. Investing on your own requires knowledge, self-control, and the ability to stay away from stress.
Of course. Staking is not for everyone, especially when there's some level of technical knowledge required when doing such practice. There are a lot of risks involved, so staking only makes sense to those who have some spare money willing to lose it at some point in the future. With volatile market prices and fluctuating interest rates, some people may prefer to save money at a bank instead. If you're willing to take risks, then I'd recommend staking over saving money at a bank anytime. I've been staking for 3 years now and have obtained great results. Stablecoins are usually the most profitable especially when the Blockchain in question has low transaction fees.
By investing a small portion of your money every week on "De-Fi" apps, you can build a nice passive income system that will last for years. As long as you don't invest more money than what you can't afford to lose, you'll have nothing to worry about.
