Not sure who wrote this, it's getting out of topic but I have some spare time to answer the red angry stuff.
WRONG, dunno what games you claim to have played, SWTOR/SWG/GW1/GW2/KnightOnline/Warhammer/WoW/Runescape/anything else you can think of are NOT centralized. Rather it is calculated in a similar fashion to bitcoin, sometimes a bitcoin block is found in 1 minute, sometimes 40 minutes. Sometimes you get an awesome drop from killing a monster the first minute, sometimes 40 minutes. It is all allocated based on an averaged random chance. Also there are MMO games and other games out there that DO let you convert into fiat, SecondLife comes to mind as the easiest example so you have no clue what you are talking about.Every game you listed is hosted on a central server. If the server is down, you cannot play.
The game devs can change any rules regarding the virtual currency anytime without notice.
All data are stored on a central database.
I've been doing some research and I cannot find any equivalent of Second Life that allows you to convert the virtual currency to FIAT money legally.
If you have so much clue of what we are talking about, I am waiting for your example and explanations...
WRONG. Younger people and middle age people primarily use online banking, it is free. Go to a bank and stand around for 10 hours, I would make a safe bet most of the people going in there are of an older generation/poor.Source ?
Here is one for my claim :
49% of US adults still do not use online banking. In many countries there are very little or no online banking at all.
You are using the word obsolete wrongly here. You are meaning to say outdated. Obsolete =/ outdated. For example, my graphics card is a HD6870 and is like 3 to 4 years old? It still runs most games at max graphics, it is outdated but not obsolete. If it was obsolete it couldn't still perform it's function as efficiently as a newer card does. However next year it will start becoming obsoleted because graphics get better, eventually it won't be able to run things in low graphics settings, which hence makes it obsolete.Obsolete is the right word here.
You can still use your graphic card with new games but it can be slow = outdated.
You cannot install any new application or update the OS of your old iPhone = obsolete.
Sellers and merchants pay fees and they are used to it. They use what they know, and if they start to know bitcoin more and more then they will use it. So because you never heard of someone using something I must be wrong huh? I used Google Wallet and so do some of my friends and using a credit card with Amex saves me 6% on groceries, which is like paying no tax since the tax is 6%. So I don't know wtf you're on about. People are going to use rewards credit cards and credit cards offer more benefits. Bitcoin doesn't offer cash advance, and credit rating boosts to get cheaper loans on a house and all the other stuff. You need to calm down and not be some kind of extremist on the forums. No one cares here, we all know wtf bitcoin is, stop trying to tell us it is something it is not. Christ.A lot of countries do not have access to bankcard or credit. Most counties in Africa for example.
Some countries that have debit cards refuse to use credit cards.
In France for example, there are almost only debit cards because credit cards are considered a scam by consumers.
I am so calm you cannot imagine, almost like sleeping, my hands are typing by themselves while I doing something else.
I don't even use 1% of my brain replying to you. No problem at all.