Not necessarily. Some accidents are simply not avoidable. And some people are just naturally not as skilled as others. That is a risk I take into account every time I get on the road. (The road built with my tax dollars, by they way.)
Do you also take into account that some of those drivers may be impaired?
Of course. I'm not naive enough to think that someone people don't break the law. In fact my father was a terrible menace and it's just good luck that he never killed anyone. Thankfully they took his licence or he probably would have. (Oddly he still had a pilot's license though.)
I am also fully aware that if the laws didn't exist at all, or if society accepted such behavior, the risks to myself and my family would be much higher. That's a non-starter to me...and for the umpteenth time, to most other clear thinking and semi-responsible people in our society as well.
In the same general vein, I am a gun owner also even though the law says that nobody should be breaking and entering my place or stealing my property.