Topic: Early-stage fintech web3 neobank is looking for venture and angel investors. - page 2. (Read 507 times)

The fact that you've shown how you deal with rejection in this forum so easily is all that it took means that you really don't deserve the funding. There's not even any effort in your post to pitch your product to the forum users, it's probably for the better that you're a sore loser about this here in the forum, maybe try this pitch somewhere else.

Allow me to thank you for your relevant question. At present, any store technically can accept payment in any cryptocurrency. In other words, there are currently no technical or legal obstacles to this. However, as the esteemed Vod noted, you as a user are not interested in this for many reasons. Businesses are also not interested in accepting cryptocurrency from you as a customer. If we look at this issue from the business's perspective, we see the following key problems:

• Stablecoins are no better than fiat currency, and they are even worse due to additional fees and, in some jurisdictions, regulatory restrictions.
• Volatile cryptocurrencies like Bitcoin or Ethereum are not attractive to businesses because they carry enormous currency risks that no business, especially wholesale, would ever take on.
  
• Business counterparts also do not accept cryptocurrency as payment, so a business receiving cryptocurrency cannot use it to pay its suppliers of goods and service providers.
  

These are the key problems that hinder the adoption of cryptocurrencies in C2B and B2B transactions.

Understanding this, I will answer your question as follows: we are eliminating the factors preventing businesses from accepting cryptocurrencies.

• With our blockchain and our coin, we will make accepting cryptocurrencies and cryptocurrency transactions more profitable for businesses than any other cryptocurrencies or fiat money. In other words, using fiat money and other cryptocurrencies will be more expensive than using our coin, and only using our coin will bring profit to the business. At the same time, we will allow businesses to operate with any other cryptocurrency, not just ours, as well as fiat money, at their discretion and within the legal regulations.
• Our pair of coins will not be volatile. This is the most interesting part of the project, and if you ask, I will explain it in more detail. For now, consider it as a stablecoin with an exchange rate of 1:1 to the euro.
  
• Finally, businesses will be interested in conducting B2B transactions in this coin and accepting C2B transactions. C2B transactions will bring businesses sustainable sales growth – and this is the key value for businesses. B2B transactions will also bring additional benefits to both counterparties. For now, you can think of this as cashback for businesses, not to mention the aforementioned competitively low transaction costs. Add to this the total liquidity, allowing businesses to convert to fiat at face value at any time, and we see no reason for businesses to reject this payment instrument.

 As for private clients, the availability of the option to make the final transaction in cryptocurrency with zero commission, instead of fiat, will provoke the reintegration of cryptocurrencies into the real sector. Considering the online operation of the fintech and the online financial verification of the client, we do not need to have an office next to the store, but the store owner will come to us for an account in our fintech when they find that they are losing competition to a similar store already using all our advantages.

How will you be able to do that? I mean how are you going to get your “favorite grocery store to accept cryptocurrencies”? Do all grocery stores in the world accept NFC payments? This is unacceptable because it requires you to be located all over the world and it also requires all grocery stores to accept payment using your system.

I will break it down into a few smaller campaigns.


I never saw any constructive criticism. But these eternal scam seekers, offended by the whole world, are well known to me. See you. By the way, man, keep writing. Just because you didn't understand the idea doesn't mean I can't explain it to you. Try to switch from hatred to constructive discussion, and we will definitely find common ground. I bought my first btc at $300. Do you really believe I don't know what I do?

All: We just delivered a 74-minute presentation. I know no one wants to watch a 74-minute presentation; this is just the first version. I will refine it to 2-3 minutes. However, if you wish to see it now, let me know. I'm confident that one day you all will use it. Right now, you have the opportunity to get in on the deal at the lowest price ever.

You are high maintenance man; this is my last response until you launch your $3 mil Kickstarter.   

I responded to your confusion on why no one was interested.   If you don't want to be called a jerk, don't post like one.

Finally, I'm not a victim, even if you misjudge me again; I did not participate in this scam.

Take it easy, man. You barged into my thread and started with insults, and now you're playing the victim because I didn't hit the quote button well enough.

What if you're the one missing the point of what I'm saying? Has it occurred to you that you don't know me any better than I know you? Okay, sure, I know about services that automatically top-up debit cards. And I'm not suggesting you pay with Bitcoin for products and services while paying huge fees. I'm talking about the fact that your final transaction is in fiat money. Whether you like it or not, the business that sells you the product receives fiat money in its account, not cryptocurrency. There are several reasons and consequences for this. Apparently, you'll argue with me about the reasons, citing yourself as an example and ignoring the other 500 million wallets, but the consequences are always the same—you pay more than the 0% fee I'm talking about.

No.   I'm trying to tell you that you were wrong in your very first assumption, so you do not know what you think you do.   Since you are ignoring my questions, I won't ask any others.

In other words, the final transaction you make when buying a gum is in fiat currency. Now, let's calculate your expenses for a fiat transaction: conversion fee from crypto to fiat, acquiring fee (it's implicitly included in the price of the product, as the merchant pays it, and it generally amounts to 2.5%), and a possible currency exchange fee if you're abroad and using a card denominated in a different currency. In total, you get at least 2 to a maximum of 5 fees, as Visa and MasterCard may have double conversion fees. Are you trying to tell me this is cheaper than the 0% fee in my project when you pay with my crypto to the merchant's account?

Yet you are unaware of services that can auto refill debit cards?  I haven't used cash in years, and I don't speculate on the crypto market at all.  

Or are you suggesting I broadcast my $1.99 gum purchase to the entire world, pay a 10,000% network fee and wait a quarter hour for confirmation?

Did I give you a reason to think that? If yes, then explain.



It doesn't matter. I know the market. I know that only 0.0045% of all businesses accept cryptocurrency as payment. This means that every day you pay for food, petrol, utilities, clothing, and entertainment with fiat money. And if you're not a jerk, you'll admit that you don't use cryptocurrency for daily purchases, and 99% of your crypto transactions are related to financial speculation.

Because you are a jerk?  


You don't know me...

Hello everyone. It’s very disappointing that you chose to remain silent and didn't support me. I am planning to launch my startup on Kickstarter, and before I do, you have a unique opportunity to get a huge bonus in exchange for your investment. I need to raise $3 million, but I will move gradually, from small to large. I know the fintech market very well, and I am confident that the time for my project has come. With your support, it would be much easier and simpler to implement this project and achieve success, which would also be your success. I am still ready to answer any questions you might have. Right now, I need to create several creative videos explaining my unconventional concept. This requires money, which I currently do not have. Well, I will go to Kickstarter, but you will lose the unique opportunity I am offering here on this forum. As long as I am not on Kickstarter and haven't caught the attention of a venture fund, you can join in, and together we can reintegrate $2.5 trillion in cryptocurrency into the real economy.

Thank you very much for your questions. Let me answer )




Web3 and neobank are categories of the investment opportunity, the same as real estate or publicly traded assets. Nostro Bank is the name of the project, and Nostro Corp. is the company's name. I hope now it's clear.



Neobanks are financial companies with limited bank licenses that operate fully remotely without physical branch networks. Examples of neobanks include Revolut, Mercury, and Payoneer. A financial company cannot open bank accounts and conduct fiat transactions without the appropriate regulatory license. Having such a license and conducting operations online turns the company into a neobank.



Let me ask you a question - how often do you use cryptocurrency for everyday purchases? You will answer NEVER. Not because you can't use it, but because you simply don't use it, that's all. The total cap of crypto is over USD 2.4 trillion. There are 360 million business entities worldwide. And less than 20,000 businesses accept crypto. This amount correlates with alt-coins quantity, as most of the businesses are the developers of those alt-coins. Finally, almost all crypto transactions are nothing more than financial speculations on the cryptocurrency stock exchanges without any impact on the real economy. Moreover, while financial speculation with crypto is a zero-sum game, real resources are spent to support the global ecosystem without usefulness.

Nostro doesn't lead the community to ignore freedom and liberation. Nostro creates a new-gen ecosystem to reintegrate USD 2.4 trillion of cryptocurrency into the real economy. We provide all possible advantages to businesses involved, offering flexible tools for operating with fiat and crypto without changing their business processes. We also offer numerous advantages to individuals, allowing them to legally pay for commodities, goods, products, or services with cryptocurrency. Imagine enjoying your BTC more when your favorite grocery store starts accepting crypto, enabling you to pay instantly with a simple NFC on your smartphone without converting it to fiat currency.

First, you said the fintech name was Web3 NeoBank but after looking at the PDF file you added what I see is Nostro Bank.
Second, this is the year 2024 and according to my research, Neo Bank is one of the old projects that was created to treat cryptocurrency the exact way the institutional banks operated. Why would anyone ignore the freedom and liberation they are getting through the decentralized project and choose centralized of course only newbie crypto investors will do that.

Discover a game-changing opportunity in neobanking. Check out our pitch deck now! And consider an exclusive limited-time offer inside.

http://tinyurl.com/yczk4kup