That is the main reason why I usually put some amountd that i will be using on a exchanger site especially because I am using only one pc for all my activities.
The larger part of my amount are of coursed being stored on a cold wallet. Ill just have to try mobile wallet as an alternative
In this case your are using an online wallet, you are putting your trust in a third party. Instead of your computer getting "hacked", it could be that server. But then, if your computer gets compromised, they can still gain access to the money in that server. By intercepting your password and 2fa in real time.
So even for that, you should use a secure OS. Anything that involves money should not be done lazily on the same pc, Of course booting a live iso is perfectly valid; point is don't use your "everyday windows pc" for this, you are in danger.
People who are too lazy to use a different OS, will much less be able to secure windows, which is much harder to do than just using Linux. And that is a fact.
Here is a sample of a "Linux UI" (as i said before, the UI can be completely replaced or removed entirely):
Its
so scary a windows user could never use it, right? Oh wait...
I do not consider myself a Linux elitist, but I think it's better than Windows if you're handling sensitive material. If you can protect yourself though, good for you! I say that sincerely. I personally prefer it because I can afford to be a little more careless with my activities. I don't keep wallets on my Windows machines.
But uh, there seems to be a common misconception that Linux is hard to use. It may get daunting because there are so many flavors to choose from, but the most popular ones are user friendly enough that it shouldn't take the average joe more than a day to get used to it.
Exactly, that comment about "elitism" is nonsense, as if he/she couldn't put an iso in a usb and boot from it or install it. Elitism would be if it was a select group where only a few could access, but its quite the opposite: Linux is free open source, anyone can legally download it and use it, unlike windows.
Fact remains that windows is and has always been far more dangerous than Linux and other *nix like OSes, with or without user intervention (mistakes/bad habits, etc).
When you are your own bank, you assume those responsibilities. Ignore them and you lose money, is that simple.