Investing is not only about knowing the decisions to raise or lower the Federal Reserve rates, there are a lot of other factors that affect the market and the investment decision and the buying and selling decision.
You must have a specific strategy and specific goals that you seek to achieve, and know the appropriate entry and exit times. It is very important that you only risk the amount that you can afford to lose, and many other things that you must bear in mind when making an investment decision.
Topic: For average Joe advice about money finances and Investment - page 2. (Read 174 times)
Average Joe may not have any idea about the concept of investment, all the go for savings which is eventually a stupid thing to do beyond some point cause the purchasing power of money will always decrease due to inflation so first they need to know what is investment. And nothing comes without the efforts and knowledge so if they want to invest they need to know what they are about to invest or else they will lose their money to scammers and that's how the scammers are still looting money from average Joe.
"When' you buy is not nearly as important as "what" you buy. The first step in financial education is picking the right assets to buy and learning how to diversify your portfolio properly. If you pick out the right asset to purchase you can simply dollar cost average to build your stash slowly without bothering about what happens with the interest rate and what the FED does.
When diversifying ensure you do not purchase two closely correlated assets from the same industry, but explore several investment options and choose the percentage of your capital you want to spend on them.
When diversifying ensure you do not purchase two closely correlated assets from the same industry, but explore several investment options and choose the percentage of your capital you want to spend on them.
I thought it was a simple advice on any average joe about finances and investment, but I guess not.
Here's my advice, invest only a small percentage of your income monthly in whatever you think that's gonna be worth of your risk. Let's say Bitcoin, invest the 10% of your income in Bitcoin, monthly, but this is gonna be for long term investment since Bitcoin's price is not always low or high, so you gotta know when to buy. You can also save your money instead of putting it on Bitcoin when its price is a little too high for you, then use your savings when the price meets your expectation.
Here's my advice, invest only a small percentage of your income monthly in whatever you think that's gonna be worth of your risk. Let's say Bitcoin, invest the 10% of your income in Bitcoin, monthly, but this is gonna be for long term investment since Bitcoin's price is not always low or high, so you gotta know when to buy. You can also save your money instead of putting it on Bitcoin when its price is a little too high for you, then use your savings when the price meets your expectation.
You're not entirely correct.
If we back to 2020-2021, many Bitcoin investors were broke because they will sell before Bitcoin bull run and they were buy when the price was $40K-$50K, now they're broke. FED interest rate will affect macro economy, but it's not the most important factor to determine when you buy or sell your investment.
This just an example of Bitcoin, while stock, gold or other commodities has their own fundamental.
If we back to 2020-2021, many Bitcoin investors were broke because they will sell before Bitcoin bull run and they were buy when the price was $40K-$50K, now they're broke. FED interest rate will affect macro economy, but it's not the most important factor to determine when you buy or sell your investment.
This just an example of Bitcoin, while stock, gold or other commodities has their own fundamental.
So it's been proven o et the time over and over again.
When Fed rates up .... it's BUY
When Fed rates down it's SELL
When Fed rates up .... it's BUY
When Fed rates down it's SELL
Proven?
The first FED rate hype happened in March 2022, BTC price was $42 000k then by your advice you would have continued buying when it is clear the best course of action would have been to dump it all.
So, back to the drawing board for you and drop the master from the username, n00b is far more fitting taking into account the number of stupid topics you're making around here.
It's part of everyone's growth. We tend to make mistakes and we learn from it.
Learning from the mistakes is just a part of it and it only offers some comfort, when you lose all your money in some stupid pump-and-dump scheme you might have learned to not touch shitcoins again but with all your money gone there is no way for you to apply the gained knowledge in trading anymore.
It sounds simple but it takes guts for an average joe to start investing in whatever asset or investment they're interested in.
For an average Joe who thinks that investing is as simple as OP makes it to sound will have their own bitter experience about making an investment in something you have little knowledge about. Worst situation is where they then decide to trust a third party individual to make and manage this investment for them that they have no proper knowledge about. It's part of everyone's growth. We tend to make mistakes and we learn from it.
"We" is a general word that refers to everyone. Not everyone learns from their mistakes.
It sounds simple but it takes guts for an average joe to start investing in whatever asset or investment they're interested in.
There are the less conservative and less delicate investments like corporate or government bonds, it has lesser risk and profits are tiny. For those that are starting to invest then investing into those assets are good and could be enough.
With regard to finance, money, and investment, we need to consider many things. It is not always easy to make a buying or selling decision, even at the right moment. Because usually when you want to release or sell ownership, it often occurs "Wait a minute, maybe in a few hours the increase will be more than now" and in the end, the person loses selling momentum. Various types of investment assets depend on how high the risk is based on the fluctuation value. The higher the risk of the asset, the higher the profit you get. Unless you have a stable type of investment asset and don't experience a significant increase when it's bullish. There are the less conservative and less delicate investments like corporate or government bonds, it has lesser risk and profits are tiny. For those that are starting to invest then investing into those assets are good and could be enough.
It sounds simple but it takes guts for an average joe to start investing in whatever asset or investment they're interested in.
There are the less conservative and less delicate investments like corporate or government bonds, it has lesser risk and profits are tiny. For those that are starting to invest then investing into those assets are good and could be enough.
There are the less conservative and less delicate investments like corporate or government bonds, it has lesser risk and profits are tiny. For those that are starting to invest then investing into those assets are good and could be enough.
And people tend to make this simple mistakes over and over again covid19 times was good example of that.
It's part of everyone's growth. We tend to make mistakes and we learn from it. 
There is a lot going on about Money finances and Investment.
If you don't want to learn too much about finances and money then simple BUY/SELL rule Will keep you on track.
But If you are average person you should follow this one. The mainstream don't want you to know this that's why so much fud and FOMO.
Everything must have a sufficient foundation, in other words, that investment is not just buying and selling. Because if you don't strengthen your mind when facing the harshness of the market, then you really aren't ready to invest. If you only buy, you just sell, anyone can do it, but you can't necessarily control it fundamentally. The factor of people staying on the investment path is knowing what they are investing in, having certain goals and targets where they know when to take profits and when to accumulate asset value. If you don't want to learn too much about finances and money then simple BUY/SELL rule Will keep you on track.
But If you are average person you should follow this one. The mainstream don't want you to know this that's why so much fud and FOMO.
If you don't want to learn too much about finances and money then simple BUY/SELL rule Will keep you on track.
If you do not want to learn about investment, you do not need to invest your money on what you do not know for you not to make a big mistake. A big mistake because investment deals with money.If you want to invest in anything, you need to learn about the thing and know the proper time to invest. It is not just about interest rate hike alone.
There is a lot going on about Money finances and Investment.
If you don't want to learn too much about finances and money then simple BUY/SELL rule Will keep you on track.
But If you are average person you should follow this one. The mainstream don't want you to know this that's why so much fud and FOMO.
So it's been proven o et the time over and over again.
When Fed rates up .... it's BUY
When Fed rates down it's SELL
In financial world money the currency is commoditie the asset so If Money expensive you sell it If Money cheap you buy it.
And people tend to make this simple mistakes over and over again covid19 times was good example of that.
If you don't want to learn too much about finances and money then simple BUY/SELL rule Will keep you on track.
But If you are average person you should follow this one. The mainstream don't want you to know this that's why so much fud and FOMO.
So it's been proven o et the time over and over again.
When Fed rates up .... it's BUY
When Fed rates down it's SELL
In financial world money the currency is commoditie the asset so If Money expensive you sell it If Money cheap you buy it.
And people tend to make this simple mistakes over and over again covid19 times was good example of that.
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