didn't Josh say that every singe account was insured in case of any hack or 3rd party malice ? at this point i am assuming that to be another one of his lies
If he couldnt understand what an escrow is what makes you think he understands the insurance aspect, also the ToS gives them a perfect get out clause.
i am not so sure the ToS is an out anymore for GAW (if all of this comes to fruition). there has been too much misrepresentation by GAW/Josh. a ToS cannot be used to perform acts of fraud.
any internet lawyers care to take a stab at the argument that misrepresentation voided out the ToS ?