Invest money- This for me is the last stage in the cycle that creates more money for you to be able to get more money. More money betters ones opportunities.
This is the most important stage in the life of human. You have to think of how to invest the money you have so that in the future you can fall back to it. This stage deserve more careful not to invest wrongly. Many people have failed in this stage because of wrong decision and investment that didn't bring profit.
You have a point, but in terms of saving, there are still people that are having difficulty saving because their money or earnings were just enough for their daily needs. Though there are still people saying that no matter how low your income is, you just need to have self-control. This is also true, but you can only save small amounts of money online compared to others that have a big income. It is easy to save