Topic: Hackahammer defaulted loan (Read 792 times)

I'm impressed how much stress and grief has been caused by a whole (correct me if this figure is wrong) a whole three dollars and eighty-four point one cents in USA dollars.

Really?

This is me slow clapping people.

FUDsters and the like are eroding this forum for a whole $ 3.841 USD and we're debating the merits of tagging a defaulted loan collateral as though a college trust fund were hanging in the balance?

I have no problem Red Painting ^TM a defaulted loan collateral (and the loan defaulter to target two UIDs at once) if it whittles down the number of Legendary or Hero accounts to a handful who are genuine UID's who engage in the community.

True, people might fall on hard times, but $ 3.841 is a quick fix for a gambler, not some-one needing to pay the rent.

You wouldn't put your dick in someone elses mouth for $ 3.841 would you?

I have a point to make about accepting accounts as collateral: they should not have any intrinsic value behind them but should serve as a way to remove influence from potential scammers. Accept them as collateral only if you were to accept a no-collateral loan from the user with the same amount requested.

For example, if a user requests a loan to you providing their account as collateral with an amount of 0.01 BTC.

If you were willing to offer them a no-collateral loan with the amount of 0.01 BTC, then accept their account as collateral - in case it is a disguised account sale. If not, then you simply disregard the loan request.

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Thoughts?

I agree that bitcointalk accounts should not be used as collateral.  Since they are free to create, you are most likely to have the account dumped on you (loanee will just create another account) and then you are responsible to sell it.  Plus you run the risk of default trust members tagging the account since it defaulted.

Thanks for stating the obvious.You're too dumb than I thought you'd be.
 
Where have I mentioned or used the word "illegal" ? I said it's "frowned up" by the community.It's left upto you though. ->This is what my post conveyed.Too bad if you have comprehension problems.

No,I'd reply to whatever I feel like.If you think I'm spamming,please take 2 minutes out of your accounts selling time and report me to my campaign manager.

I see no valid argument or answer to my post:

@KWH: Was not addressed to you, was it on the part of my reply to you? Was for Joel. What I am referring to was the difference of LEGAL + FROWNED UPON vs. ILLEGAL.

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@Joel: Uhm why would you need a "supreme body in the States?" No state controls how this forum works.

Regardless, the legal and frowned upon statement is entirely different from illegal. Like your question here "Who said it's 'legal?" You were stating that it was illegal to trade, sell, hold as collateral, or transfer ownership of BCT Accounts. Please point me to a document which said that holding BCT Accounts as collateral is illegal. Isn't it true you're here just to spam? Does your butt hurt? You just got hurt from my statement that's why you replied here again.

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Again why are we all still discussing? We all agree to disagree. End of story. Peace out.

That's a nice excuse everybody uses when they've nothing constructive to argue about.Speaking of legal terms,please link me to list of documents accredited in favor of bitcointalk or theymos by a Supreme Body in the States.Yes forum has some "guidelines"  and "rules and regulations" which are to be followed by the community.Apart from that,community decides what's best for the forum.It's surprising every butthurt dude nowadays picks up "signature campaign" as a topic in their defense.
If you really care about forum and stuff,please stop taking accounts as collateral since it's the root cause of all the other scum happening around.

More like,no one would ever take you seriously.

Show me which signature campaign I am enrolled with?

To add: Scams are not removed and why is that? Does it make them "legal"? Maybe you need some of this education you post of?

Do you know what's the difference with legal+frowned upon and illegal? Go educate yourself. I bet you're just here for the purpose of your signature campaign.

@KWH and Lauda: As I said there is nothing to discuss here. We all agreed to disagree.

@Lauda: I get why you denied my request and already accepted your answer before in another thread. No point again in discussing it again here. It's all over.

Just lock this. The purpose of this thread has been realized and no further discussion regarding its purpose is necessary.

Hereby I state my support, thus don't bother me with complaints either.

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I've already tagged the account.

It is tolerated for reasons already explained over and over but many in this community do not like it for obvious reasons. Some lenders want it both ways: Make a profit but want action done if a default occurs. They also want the Negatives removed so they can sell that account for profit. Not going to happen. If I tag a defaulted account, I will NOT remove it. I do not care how many threads are posted complaining about it.
You are risking your assets by accepting accounts.

Who said it's "legal" ? It's frowned upon by the community.Taking Bitcointalk accounts as reliable collateral when they're lesser than senior or hero rank,it's mostly a farmed or a throwaway account.Lending is just the way to make it all seem fair.However it's totally upto lenders and their risk taking abilities.

@KWH: Here we go again with BCT accounts. First of it's legal. Second, there is no immediately reliable collateral available for lenders to take. I don't want to discuss these anymore as there is no point. This has been heavily debated for quite so long and I think we all have agreed to disagree.

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@bL4nkcode: It's done, nothing I could do about it now. I lost 0.005 here without recourse as collateral is also lost. Charge to experience yet again. This venture, lending, has proven to be a charity than a business and I am probably will look into shutting it down.

Anyway, since we don't have anything else to discuss here. I would recommend just locking the thread.

I want to say sorry to loanshark, I know I have mistake and I accept its my fault too and I have no experience about this loan thing, I just want to lend him (want to help him as a countrymen) with that small amount and he offer his account as a collateral so I let it be. But I don't really think that he will not pay me as what our deal and loaned again with another user. So I made this thread.

That's true and its also one of the reasons why there are so many users here have alt accounts which used for account farming.

I don't know how many times it takes getting burned before people to stop taking accounts as collateral. Take away any perceived value of these accounts and watch the account buying/selling slow down dramatically. Simple concept and is good for the community.

First of all, I would like to thank you bL4nkcode for lending him and not posting it publicly nor did you tag his account with a neutral trust.  This allowed him to scam you and me. You privately gave him a loan, hence there was no record of your loan anywhere and because of this I lost money and I also lost the collateral because it was tagged with red and made worthless. 

On to this scam accusation, I reviewed the collateral I am holding (hackahammer), the messages between you two were there and saw the conversation regarding the loan between you two. Indeed you loaned him 0.005BTC and I loaned him 0.005BTC as well in my thread here. As I have a policy that the transactions, contents and private messages of the account I hold as collateral will be private, I do not read their private messages.

After you (bl4nkcode) and I sent the BTC he cashed both of it to this BTC address 3PRuTkHi7tPQJCdJWGgv8t986yjWNeJfoY.

Hackahammer Received Funds to 112UA3vd6419UQ2v6ca7Ptyirr6hzz538S

1. bL4nkcode send to Hackahammer
2. Lone Shark Send to Hackahammer


Cashed it out to 3PRuTkHi7tPQJCdJWGgv8t986yjWNeJfoY.

1. Cashing out bL4nkcode's money
2. Cashing out Lone Shark's money

He previously used the address 3PRuTkHi7tPQJCdJWGgv8t986yjWNeJfoY and got a loan from condoras here.^[1]

End note: I got scammed. Nothing to do about it anymore. I did my homework. I background checked the borrower, googled everything about the person and still got burnt.

For the record and to caution everybody, reasons why I got scammed:

1. Did not check the transaction history of the btc address. (If the btc address has extensive history tho, this is not possible).
2. Did not check the private messages of collateral before sending loan. (If it has extensive hisntory (again) too much trouble to check and it's against my policy)
3. Someone loaned the person without publicly posting the loan agreement and transactions. (It is fine to give a private loan if you were friends or you trust each other, but if you don't know the guy you should have posted it. But regardless, friends or not, posting the loan agreement is for the public to know.
4. The account was not tagged. (There was really no signs that the person had a previous loan. How will lenders check this if there was not even a neutral trust on the account about a loan).


[1] Thanks jaceefrost for pointing out the possible alt of the scammer.

I don't really know about that account(JesusHasAegis) he didn't mentioned that. And since he loaned to loanshark and collateral his account I don't think if loanshark knows this account, and as what I see, maybe he changed the email address of loanshark (This user's email address was changed recently.)because when he send  me his account info(username and password) I didn't change any of this information except loanshark.

https://bitcointalksearch.org/user/jesushadaegis-635660 JesusHadAegis has not been online since September. I think he might be banned or something. Do you have any other means of contact besides here in forum? I think he will not loose much seeing if that sr. account is already banned. If you have the member account in you I think that account is also supposedly banned.

So that's what i guess, that he have an alt account as he said to me PM that he will reply me with his other account.

Yes that was i saw when I logged in his account and saw that he loaned to loanshark, so that's why I made this thread and together in the local section(PH),
Nope, loanshark and I is different person.

Reposting this here:

Looks like he have another account in the forum:  https://bitcointalksearch.org/topic/m.15736958

http://archive.is/x3RhS
It will be stupid to risk his higher rank account and this farmwd account of his if ever he decideds on defaulting.
Just leaving this here.
Both accounts are linked with this address:  3PRuTkHi7tPQJCdJWGgv8t986yjWNeJfoY

EDIT: btw he have loan with loanshark:  https://bitcointalksearch.org/topic/m.17045851
are you the same person as loanshark?