I wonder this: if the usual banking system will disappear as such, then she will leave and credit system, leasing and installment payment, debt, etc. As there is no centralized authority that can issue and track correctness of performance. To some extent, this is certainly good, but in fact people who can not immediately earn a large amount of money and will remain in the lower levels of life, which gives the modern banking system (though not ideal). What do you think about this? How to Take a loan in cryptocurrency?
That is very difficult to implement because the Crypto market is still not widely accepted. In particular, it carries many negative things such as fraud, security system is very easy to penetrate and unsafe transactions.
There are many things that need to be corrected before putting into everyday life. I think we should not put too much trust in Cryptocurrency. It is in the stage of consideration for existence.