hold on to your $200 or put it in a bank account.
go to the person (or the bank) from whom you took the loan and see if you can get an extension on your payment. explain how things went wrong with that business.
see if you can find the money some other way like from your savings or selling some assets. for example if you have stocks, gold, bitcoin,... sell a little of it to cover the $5k
go to a family member or a friend and see if you can borrow money from them without needing to take another loan.
and finally stay away from investments that you can't understand such as trading in cryptocurrency market to fix another mistake that you made investing in another risky thing!
I certainly agree. A thousand dollar is pretty much what you can get monthly as a minimum that is why keep your $200 and pay you $5k loan by selling some of you assets or borrow from your family and avoid making any loans again.
Loans can be more corrupt than any other things. I think if you would like to earn profits, you should use your savings to put up a business, or if none, try finding a job.
Loans are hard to fill in. If you borrow money which has a monthly interest, what would be your profits there right?
That is why end it now and find a good paying decent job next time.