Sometime I find myself in this position too where I will be in need and be tempted to withdraw my coins even if they have gone below the price I bought them and then I say to myself, what if the money was not there, doesn’t that mean I won’t overcome the situation, this is the case of many people that end of regretting bitcoin in when it started appreciating, most sold their coins out for one or 2 things while it would have made them real time billionaires when bitcoin price rose.