Financial stress is something that individuals all over the world experience, therefore you are not the only one in a circumstance like yours. from fundamental necessities and more. Nearly everyone in our nation has grown and is still growing, particularly in light of the impending Christmas season in the month of December.
The majority of people in this day and age still struggle to survive, despite the challenges we face, and we find creative ways to generate additional revenue because having just one source of income is insufficient. Because the pandemic has just finished and every nation's economy is recovering, we are in this era.
Topic: How do you deal with financial stress? - page 14. (Read 2166 times)
Actually, I am always in a financial stress, but the stress level is always on different level. Even though I have saved money in bank account and hold crypto. I think I always feel uncomfortable, when when my monthly expenses are higher than monthly salary. Even though my bank account was always a positive number, and it was never a zero, when I moved from parents I was always stressed with tomorrows day. I find myself thinking about if something bad happens, will I have enough money to solve that. And right now, when I am a head of my own family already, the feeling of financial stress is even bigger.
I experienced things like you did. Indeed, it was difficult, especially since I was still with my big family and struggling to survive Covid-19. It cannot be denied Covid-19 is a blow to everyone. No one knows how many people in total have suffered from Covid-19.
And that makes people stressed, facing day after day fighting Covid-19. It is normal for us to feel stress at times like this and even now, when our economic condition has not really recovered and, we still have much to do to survive. I feel the stress and often wonder how I can solve it. But I didn't stop trying and praying because that's what my religion taught me when I could barely survive.
And somehow, I don't know either, but I can slowly survive even though it's very difficult. Looking for work is still ongoing but difficult because competition is very tight. And you can only keep trying without ever giving up.
And that makes people stressed, facing day after day fighting Covid-19. It is normal for us to feel stress at times like this and even now, when our economic condition has not really recovered and, we still have much to do to survive. I feel the stress and often wonder how I can solve it. But I didn't stop trying and praying because that's what my religion taught me when I could barely survive.
And somehow, I don't know either, but I can slowly survive even though it's very difficult. Looking for work is still ongoing but difficult because competition is very tight. And you can only keep trying without ever giving up.
I’m also in the same shoes with you. Life after covid is too hard to sustain seeing all the goods and food prices have been surging high. Maintaining a single job is not advisable anymore. Most especially if you are a family man, you will really get a lot of stress thinking of ways on how to stay optimistic and manage to pay all your bills. Luckily I am a member of this forum that’s why I get to participate a signature campaign that pays well. But still it’s not enough. That’s why I need to find a potential investment aside from crypto so that if things get worst, at least I can still rely on my business to provide for my family.
The case you are experiencing is very different from our situation where we are not required to serve in the military because the country where I live does not enforce this rule. Usually I tend to spend a limited amount of money according to my needs to fulfill my basic daily needs. Anxiety certainly arises amidst the uncertain economic turmoil that has occurred in recent years because many people have difficulty getting money to spend on their daily needs. The difficulty of finding work has an impact on the fulfillment of life and also conditions due to recession and increasing inflation.
The root of the basic difficulties that still often arise in society is in the sector where it is difficult to find work, which causes many people to have difficulty earning money. And the result that they feel is the instability of the community in meeting their own living needs until now, so I think the government must act and find a solution to be able to handle this so that unemployment can be reduced a little gradually. Because in my country people are not required to become military or anything like civil servants.Quote
I try to live frugally in conditions like this and spend money according to my needs, because forcing to spend money in inappropriate categories will actually worsen economic conditions. Increasing income is a solution that must be done by adjusting whatever work can be done and if our income is stable then the problem will be resolved slowly even though we cannot solve everything quickly.
The solution does exist, but not everyone can implement the existing solution. For example, the solution you said is that everyone must be able to increase their income or income in their lives so that every problem can be more easily faced and resolved. However, the facts that are visible now are that not everyone is able to do this consistently because they are still limited by several things such as skills to work and basic capital to be able to carry out a job. Because skills in one job cannot be used for other jobs, so someone can have more than one job.
Unfortunately, I was in a very bad financial situation during and after the pandemic. My investments were constantly losing serious value and these investments which I was trying to save with my savings were becoming more and more worthless. Unfortunately, because the process went so badly I left my own country and settled in a different country in order to earn more money. Moreover, in order to achieve this I had to do a job that I had no interest in and that I now hate. As a result I couldn't make much progress due to the increasing cost of living and the salary here not being enough to live.
In summary, due to the economic conditions that are getting worse day by day, unfortunately I can't manage my financial stress successfully and I am failing from this... Now I just want to do my job to save the day and take my collapsed financial freedom to a better point with potential extra income opportunities.
In summary, due to the economic conditions that are getting worse day by day, unfortunately I can't manage my financial stress successfully and I am failing from this... Now I just want to do my job to save the day and take my collapsed financial freedom to a better point with potential extra income opportunities.
Maybe I'm stressing out too much because I'm yet to find proper housing to establish myself again after being away for over a year in the military. I'm generally an anxious person myself, but does anyone else feel the same, and how do you deal with it? How do you stay optimistic
To be honest, it is quite difficult to remain optimistic about the current situation in the world. All prices have grown very much, as you correctly wrote. I have an application where I record all expenses and when I compare expenses with last year's I am horrified. Salaries in the country have not changed at all. And what is most interesting is that there is a feeling that this is not the end yet and the price increases will continue on and on.
Now we all need to be able to take care of things, stop eating delicacies, make unnecessary purchases, you need to look for additional sources of income.
Maybe I'm stressing out too much because I'm yet to find proper housing to establish myself again after being away for over a year in the military. I'm generally an anxious person myself, but does anyone else feel the same, and how do you deal with it? How do you stay optimistic?
The case you are experiencing is very different from our situation where we are not required to serve in the military because the country where I live does not enforce this rule. Usually I tend to spend a limited amount of money according to my needs to fulfill my basic daily needs. Anxiety certainly arises amidst the uncertain economic turmoil that has occurred in recent years because many people have difficulty getting money to spend on their daily needs. The difficulty of finding work has an impact on the fulfillment of life and also conditions due to recession and increasing inflation.I try to live frugally in conditions like this and spend money according to my needs, because forcing to spend money in inappropriate categories will actually worsen economic conditions. Increasing income is a solution that must be done by adjusting whatever work can be done and if our income is stable then the problem will be resolved slowly even though we cannot solve everything quickly.
It is stressful really if we think about it every day but what I did is to keep looking for an opportunity that would increase my income because this is the only way it help me to survive.
- in this time when inflation is really at its worst, time to learn how to make a budget wisely because even if we have a huge salary, it won't be enough if we never use it wisely. It is quite a challenge indeed, especially if you only have a single source of income that is why we should adapt to the situation that we need to limit our expenses in order to give room for an opportunity to invest or start a small business.
Well you're doing pretty good. Because we should continue to move forward and continue to look for opportunities. And once an opportunity comes, we have to make the most of it and never waste it. Work harder and when we get good results. So the next step must be to make good financial arrangements. Because it is true that without good financial management, any amount of money will run out quickly and may not help our finances in the future. - in this time when inflation is really at its worst, time to learn how to make a budget wisely because even if we have a huge salary, it won't be enough if we never use it wisely. It is quite a challenge indeed, especially if you only have a single source of income that is why we should adapt to the situation that we need to limit our expenses in order to give room for an opportunity to invest or start a small business.
A lot of people are facing this financial stress in various countries, and some don't know what to do at this moment to overcome the situation so that they will not loose their precious life because government has done their best to stop the inflation but the inflation is still increasing daily. Since you are a graduate and you are mature to step out from your house to look for what will be keeping you busy through out the day, and the end you will receive a payment from your service you render through out the week or month, I think it will help you to deal with financial stress in your environment. You can use the money you are making from signature campaign to establish a business that will eliminate financial stress from your life because I have seen many Hiro members who rise from nobody to somebody in this community because they dedicated their time for Bitcointalk platform.
It is true that there is complaining or that the prices of products have begun to rise, but the nature of the people and individual actions will determine the degree of your tolerance. We have a prevailing culture in society of the importance of saving, so you will rarely find a person whose income = expenditure, but we save, and saving over the past years has made the impact of the shock much less than in many cases. Among the countries in which the citizen benefits from debts to provide luxury, the interest on these debts began to rise, and thus the money available to many became less.
Spending priorities may vary depending on the country, but the more skills you develop and start saving early, the less the impact of these crises will be.
Spending priorities may vary depending on the country, but the more skills you develop and start saving early, the less the impact of these crises will be.
That's a huge problem even for myself. If I am in your situation I am also very stressed but the only thing I can say is to not look at the bad sides,l as you've seen a lot, ll and understand them because they will not always do good for you.
Ive been in a financial problem since my first job and just recently I overcame it by having a higher-paying job than my previous one and having a gratitude mindset. I read some posts on social media. Instead of looking at the situation as bad always look for the good and be thankful for it. This is like if your salary comes but 80% of it is to be paid in bills what I would think is that I am thankful that I was able to pay it because others for sure are still finding money to pay their bills. Just always think positively, no matter what.
Ive been in a financial problem since my first job and just recently I overcame it by having a higher-paying job than my previous one and having a gratitude mindset. I read some posts on social media. Instead of looking at the situation as bad always look for the good and be thankful for it. This is like if your salary comes but 80% of it is to be paid in bills what I would think is that I am thankful that I was able to pay it because others for sure are still finding money to pay their bills. Just always think positively, no matter what.
It is stressful really if we think about it every day but what I did is to keep looking for an opportunity that would increase my income because this is the only way it help me to survive.
- in this time when inflation is really at its worst, time to learn how to make a budget wisely because even if we have a huge salary, it won't be enough if we never use it wisely. It is quite a challenge indeed, especially if you only have a single source of income that is why we should adapt to the situation that we need to limit our expenses in order to give room for an opportunity to invest or start a small business.
- in this time when inflation is really at its worst, time to learn how to make a budget wisely because even if we have a huge salary, it won't be enough if we never use it wisely. It is quite a challenge indeed, especially if you only have a single source of income that is why we should adapt to the situation that we need to limit our expenses in order to give room for an opportunity to invest or start a small business.
The stress was the common fact now,because we are in the environment with multiple stress to the same person.If the person mother get sudden health problem due to old age,the son will totally helpless.He should work for the additional income to manage their mother medical expenses.The person should not start to take more loan for the medical expenses,because if your mother had two or three son.Then you can balance the money for your mother medical expenses.But if you are the only son of your mother,you need take care of both medical and home expenses.
Maybe I'm stressing out too much because I'm yet to find proper housing to establish myself again after being away for over a year in the military. I'm generally an anxious person myself, but does anyone else feel the same, and how do you deal with it? How do you stay optimistic?
I believe everyone experienced the high cost of living nowadays. It is getting harder and harder to meet our basic needs due to inflations of prices of commodities. I deal with this kind of problem by looking for another source of income, buying only what is necessary, and preventing myself from indulging in luxurious activities. I also make sure that although I am making plans ahead, I only focus on the day activities since tomorrow is a different thing to tackle. I do this to not to pile up the stress and frustration by simply isolating the day experiences and facing it with a renewed strenth and endeavors each day.
Best choice is make use of each and every opportunity. Rather than looking for the result, try to get adopted to the scenario with what you have. Over time slowly things will change based on the way you move forward. It is true, after COVID majority of the people in the lower middle class had suffered a lot compared to the rich and the poor. Rich have got the sufficient money and somehow they'll manage, and the poor have the mentality to live with what is available. The middle class suffer as they're in a situation whether to be poor or rich. Don't stress yourself, move on and the result awaits.
It is stressful really if we think about it every day but what I did is to keep looking for an opportunity that would increase my income because this is the only way it help me to survive.
- in this time when inflation is really at its worst, time to learn how to make a budget wisely because even if we have a huge salary, it won't be enough if we never use it wisely. It is quite a challenge indeed, especially if you only have a single source of income that is why we should adapt to the situation that we need to limit our expenses in order to give room for an opportunity to invest or start a small business.
- in this time when inflation is really at its worst, time to learn how to make a budget wisely because even if we have a huge salary, it won't be enough if we never use it wisely. It is quite a challenge indeed, especially if you only have a single source of income that is why we should adapt to the situation that we need to limit our expenses in order to give room for an opportunity to invest or start a small business.
It's one of the things that you really couldn't get away from in my opinion. Try as you might to sweep this one under the rug, it will all be futile cause at the end of the day, you're spending money and you need money for daily sustenance.
If you're living well off, or at least sufficiently earning for yourself with some savings on the side, I suggest you look into a little R&R (rest and relaxation) every now and again. Go to the beach, take your family out to dinner, play sports with friends, do anything that will take the pressure and stress of living in the modern world, and you're sure to be able to deal with the stress brought by the cost of living expenses nowadays.
If you're someone who's not in the position to spend money that willy-nilly, look into other hobbies or interest. Work out, read, distract yourself and arm yourself one way or another. If you let the thoughts brew inside your brain you'd be paralyzed. Do something.
If you're living well off, or at least sufficiently earning for yourself with some savings on the side, I suggest you look into a little R&R (rest and relaxation) every now and again. Go to the beach, take your family out to dinner, play sports with friends, do anything that will take the pressure and stress of living in the modern world, and you're sure to be able to deal with the stress brought by the cost of living expenses nowadays.
If you're someone who's not in the position to spend money that willy-nilly, look into other hobbies or interest. Work out, read, distract yourself and arm yourself one way or another. If you let the thoughts brew inside your brain you'd be paralyzed. Do something.
Maybe I'm stressing out too much because I'm yet to find proper housing to establish myself again after being away for over a year in the military. I'm generally an anxious person myself, but does anyone else feel the same
I am sure that everyone else feels the same thing as what you're anxiety about. and how do you deal with it? How do you stay optimistic?
Positive thoughts but at the same time doing some actions. If you're seeing the market and opportunity for your chosen path is very limited, you need to stretch it out and try new things for yourself. Change is constant and learning is a continuous process that anyone will agree with. But cheer up, I think the best thing for you to do is to start with yourself like in your mindset. I know it's hard to avoid negative thoughts just as what you're experiencing because it's pretty normal. But don't dwell on that and start thinking something positive and you'll get up again and will be able to get back on track just as pre-covid situation of yours. All of these trials that you're experiencing now will make you a better person and soon when you're able to find better opportunities and be on a better shape because of your optimism and strong willed thinking, you're just going to cry how much you've been through but regardless of that, you've overcome all of it and thanks to all the people that are believing you and for the people as the reason why you're working hard for. *Cyber pat on your back. 
Maybe I'm stressing out too much because I'm yet to find proper housing to establish myself again after being away for over a year in the military. I'm generally an anxious person myself, but does anyone else feel the same, and how do you deal with it? How do you stay optimistic?
Being anxious is something that's not easy to deal with. I too have an anxiety where in fact it should be easy to deal with. There are people who don't understand what being in that state is and will just say, "come on dude", like it's just a simple thing to overcome.
But are we going to just allow ourselves to be eaten alive by our anxiety? Even with how hard and tough it is, there is no choice but to make something out of it and don't let it be our distraction as if we allow that, we can't think of a better way on how to deal with our problem.
How to stay optimistic? I'm just looking at my kid and that gives me strength.
And will ask a question, how can I able to guide him while growing up if I allow myself to be trapped in my anxiety?
Everyone goes through stress related to money after all over the past few years millions of people have faced financial difficulties due to various problems around the world, including epidemics and wars.
Just remember this. When you are stressed, that just means that you are focusing too much on the things you cannot control. So if you want to get back in the right track again out of your adversities, you just simply need to feel that you are in control of you own finances and your own whole life. So take a pause in your life. Remind yourself that you are the only person responsible.
There's two things you can do. Minimize your expenses or maximize your income. Along with that you have to payoff your debts and start saving so that you have something to invest later in your career and life. Anything outside of your control are just distractions.
That's easier said than done. When prices of basic necessities are already way above the average price pre-covid and our salary isn't also increasing, we really need to do something like turning off the heater just to minimize the bills. When going out just to buy something, I just use my bike.
Easy for a person with no mouths to feed actually but if you are a family man with responsibilities, you are really going to sacrifice stuff that you used to have. No beers and sodas but water. I have a neighbor that I regularly check because as of now I look after one of his kids sometimes, he cooks food and this food is what they eat for the rest of the day from morning til evening. Thats how tight the budget is.
There is a saying that a hard time makes a strong man. There was a time in my region when my father and grandfather were living their days with one or two meals. They had to work day and night for that and sometimes their children went to sleep without a full meal for a whole day. This situation made them strong and adaptable to different situations. In todays kid they won't survive that kind of scenario that our father and grandfather survived.
Our father doesn't want to feel the hardship that they leave behind and we become weeks in metal and physically. Kids should learn how to survive a sinking boat.
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