Topic: How Do You Store Value to Offset Inflation? (Read 836 times)

undeniable that bitcoin is truly effective in that situation but honestly, buying digitalized gold is also as effective.
the problem with offseting inflation most of the time is that people can't really calculate the real inflation that's going on, just basing off inflation rate based on data going around will not suffice becuase often time it's just tip of an iceberg.
michael saylor's guide on calculating inflation will definitely help at time like this.
only once we really know how much inflation in our own economy then we can try to build plan to offset it but these days, never expect safe investment to outweigh the inflation because they don't. riskier investment but with significant profit is the way.

This is the advantage of investing in bitcoin even in a state of war, bitcoin is not that complicated in terms of storage, as long as we can store Phase Seed safely then our assets will also be safe, and of course bitcoin is now one of the safest assets to fight inflation, this has been proven over time. This.

If we live in a country where there is war, then bitcoin is the right choice, because bitcoin is easy to store, unlike property and gold which are physical assets so they can be affected by war. but if we live in a safe and peaceful country. Investing in precious metals and property would also be better, because after all we should not focus on one investment but make better use of various investment assets to protect value. Because if one asset doesn't go according to our plan, there are still other assets that can profit.

Lets not forget about Gold. The yellow metal has reached new heights because of the on-going conflicts between Russia-Ukraine and Israel-Hamas. BTC's performed better, but now it's losing value because of market volatility. Gold is much more stable, though. You can also buy and hold Silver as a means to offset inflation. Anything that is scarce and has value can help protect you against the depreciation of Fiat currencies.

If you're smart, you'd diversify your investment into the aformentioned assets for complete peace of mind. I have a feeling this is going to get worse. Especially when we're transitioning from a unipolar world to a multipolar world. Everything's been a mess since COVID-19 took the world by storm. Maybe there's still hope?

Bitcoin is effective to offset inflation, Real estate is also effective and those are the two that I have an experience with and I have used to build some defense for inflation. Real estate is more established and would be more costly but investing in Bitcoin is cost efficient. Holding fiats is the worst form of combating inflation because fiats only does one thing which is losing value but your money in Bitcoin and Real estate keeps appreciating in value. Inflation isn't slowing down as more money are being printed and devaluing the already existing ones. If you don't invest your money, you wouldn't be able to avoid things you could afford before because of inflation.

Bitcoin has an appreciating value because of its limited supply and the room for more adoption. Bitcoin is still a new asset and hasn't reached its full potential while Real estate is an area that'll keep appreciated too because housing is a necessity that we'll always need. As the population of the world keep exploding, house will be in limited quantity and it'll drive up the price. Shelter is one of the needs of the world and we need shelter more than anything else excluding food, so it can't be an investment that goes wrong. As inflation becomes the order of the day so will the prices of house either rental or owning one will keep increasing.

I agree, bitcoin is the safest place from the impact of inflation and any impact including war between countries, I cannot imagine the huge losses experienced in war areas, they have lost their homes, assets, gold, and even their territory has been captured by invaders. From the current war cases we know a lot of things, we know that Bitcoin is the safest place to store assets under any circumstances, we just need to guard the phrase well so that we can access our wallet at any time.

It's not even that about the Real estate, I think Real estate looks more complicated and it's even risky in approach than Bitcoin. You can set up your username and password with verification done quickly on exchange and be able to buy your Bitcoin, withdraw it to your external wallet without any problem, without any scammer attempting to steal your coins unless you are careless and didn't hide your seed phrase or private keys but an attempt to invest in Real estate can make you buy scam investment until you involved reputable person in it.

Bitcoin has help a lot of people to preserve their assets against inflation but I'm bit skeptical how it is going to be hence forward from here. I'm not saying Bitcoin will not pump but the price which Bitcoin has attained today, it will take 2-3 times of the current liquidity of this market to achieve 2x of this market. The more we go and increase the price, I think the more it will be difficult for Bitcoin to help preserved value against inflation in the future.

I can't think of any other better asset to be against inflation than Bitcoin. Even fiat currencies are being down due to it.

Real estate? yes, one of the best hedge but if you're in an area where the war is about to startled. Do you think that it can survive when bombs hit it?

I guess this isn't for all but to those that are in the area that have potential war that's about to come, they need to rethink about it until the war or dispute of their countries and other countries have been settled.

Inflation has been a big topic for the last few years and so far owning crypto currencies or tech stocks seem to have been the best protection against it. Holding cash, bonds or even commodities wasn't such a great investment and you rather lost purchasing power. Gold for example was already on such high levels during the covid pandemic that the inflation rally didn't push it much higher. And still holding some gold makes sense because of diversification and the risk of a big collapse in the stock market. In general I would recommend to reduce cash levels to a minimum and split the money between stocks and crypto currencies. Stocks pay great dividends that will give a regular income and can be used to buy more cryptos.

Certainly someone will choose to protect their assets from inflation either in the form of real assets or other things they invest in and of course they will still protect their assets from inflation and as you said it is very true that most rich people only keep a little cash that they hold and don't will have a big impact on them and for some people who save a lot of money in banks, of course they will really feel the impact of inflation because the money they hold will not decrease, but the value of that money will be different from before inflation occurred and we must be able to follow the example. What do rich people do by turning the money they have into assets so that they are not affected by inflation.

You can obtain greater profits with Bitcoin as it usually goes up by a large margin within a short amount of time. But it could also go down all of a sudden due to unknown reasons. This volatility could prove to be an advantage for yourself if you know what you're doing.

If you want to play it safe, buy and hold Gold instead. I have both assets in my portfolio to help protect myself against inflation. Prices of goods and/or services are rising fast (despite governments saying otherwise). It makes me wonder if central banks have lost control of the situation? If that's the case, we should expect things to get worse in the long run. Just stick to the right strategy, and you'll be living fine. No one can predict the future, so lets hope for the best.

While investing in cryptocurrencies such as Bitcoin can be seen as a good option since it has the potential to appreciate when inflation rises, one must also acknowledge the high risks associated with crypto investments which results from the drastic fluctuation of their value.

Property and gold: the more stable, safer investments. Shares and mutual funds: higher potential returns, but coupled with greater risk. In Indonesia, the preference leans towards the former, each investment has its own perks and perils.

The saying "if you don't know, you won't love" is highly fitting here. In the decision-making process of determining where to store value, it is crucial that one familiarizes themselves with the different investment options. Having acquired ample knowledge on the subject, you will be able to make decisions that are not only prudent but also congruent with your financial aspirations. It's an old phrase: if you're ignorant of a thing, then you can't appreciate it.

Regardless of the option a person may choose to do this, this is something that must be done, after all if you take a look at what the rich do, you will see the majority of them have their fortunes in assets which protect them from inflation naturally and hold very little cash, so when there is an economic crisis they are barely affected by it, while those that have nothing are not that affected either, so it is the middle class the one that suffers the most, as they are the ones that keep their fiat money on their bank accounts and lose the most because of inflation.

To store value and offset inflation, many people consider various investment options. Some people choose to invest in cryptocurrencies such as Bitcoin, as the value of these cryptos can rise over time and can provide some protection against inflation. For example, when inflation increases, the price of Bitcoin also tends to rise, so its value remains stable or even increases.
When compared to Indonesia, people also often choose to invest in property, gold, shares and mutual funds as a way to store value and offset inflation. However, it also needs to be understood as the saying goes, "If you don't know, you won't love", which means it is important to understand or become familiar with the various investment options before deciding where to store value to fight inflation.

I have definitely never seen a bigger and better breakdown of investment than this. Here I am, putting %100 into crypto like a newbie, but to be fair even after seeing this, I am not planning on changing anything. Doesn't mean I am right, doesn't mean I am wrong, doesn't even mean what avikz has is right or wrong, it just means people have personal preferences.

I do hope that I am not wrong and bitcoin goes higher, somewhere 150k or more, that would be great for me, and I hope I invest into some tokens that makes me richer as well and get lucky, but I would never say that I am doing great or I know better than someone else. That would indicate that I think I know better than everyone and I never think of myself like that.

Gold and Bitcoin seems like the most common these days. Inflation is quite bad in most countries when something goes wrong, and I do not mean the ones that have less than 10%, that's very tiny and nothing, I am talking about literally 25%+ ones, and that's terrible. In those places, if you are holding bitcoin that isn't a bad idea at all, I would say it is definitely something to look forward to, and I would not be really that badly considering that as an issue, I would say it would definitely work fine.

The best thing to do right now is to just focus on what to do, and how to get better, we should consider how to get greater return for our investment if we know when to invest at the right time and hold long enough to get out at the peak.

If there is one of the family members or relatives who doesn't care about using their income, I think if we can give them advice, it would be better for us to give them that advice so that they don't have financial problems when inflation occurs, because in conditions of inflation, everyone who doesn't If they have even the slightest savings, of course they will have great difficulty in dealing with this, especially since they only have one source of income, which means they will have difficulty meeting their needs and if they still carry out the same actions in terms of managing their finances, of course this is no longer our responsibility when they have experienced financial problems when inflation occurs.

Imagine if one of those two people was a member of your family - what would you do if you had to give him advice?
Meddling in other people's affairs is inherently bad - but if it's an important part of your life, maybe you should give them some good advice. It's best to keep quiet about things that don't concern you - but advising him is an option if you're the one being listened to.

Everyone also knows that they have their own choices in managing their finances - that's their responsibility, of course. But try to make a good approach if he is a member of your family or a friend - maybe it will change his pattern and lifestyle to think not only for now.

Saying high income maker can't save is a bullshit, those people are choosing their own lifestyle and the way they live. If you find such people, better to calm down and never discuss about money management because they will never want to learn it, except something big happened them.

Different people different character, one is over saver and one is over spender, it's not something we need to discuss because they're happy with their own choice.

Making saving a priority can be hard even for those that have a high income, as many of those fall victims of lifestyle inflation in which every single extra dollar they get is an extra dollar they spend, but this is even more difficult for those that have a low income, since the only way for them to save is to reduce expenses on some key areas of their life, which will bring its own set of problems on the future, and if that was not enough, while saving for a few months is a feasible goal for the majority, to keep doing this for several is years is many times harder, because after those first months people will begin to think they are entitled to spend that money, after all they earned it, and just like that they will stop saving any money which could later be used to invest in an asset which is a store of value.

However - I agree that everyone should prioritize saving. This sounds simple - but basically each of them has their own obstacles in the process. Anyone who has more than one source of income is very likely to save once they have met their needs - but it will be very difficult to prioritize saving when they only have one source of income which only covers their monthly living expenses and bills.

Personally - I am having a really hard time saving money amidst the current bad economic situation. The cost of necessities increases due to inflation, the value of money is unreliable when you can only afford so little. Prioritizing saving will make me reduce many other needs – in fact this is never good for supporting a healthy life from a physical and mental perspective.

Improvements will of course be attempted - but things will not return to normal easily. The world is not even in a good condition when war is everywhere - this will clearly make things worse. Of course we hope for the best - but we have to find solutions ourselves instead of relying on the government.

Exactly. One must prioritize saving over spending. You'd need to make a budget that would allow you to spend less than what you earn. Avoiding a deficit, is key towards building your wealth. Spare money should be invested in scarce assets like Bitcoin and Gold. "Stick" to the plan, and there should be nothing to worry about.

At some point, I think inflation rates are going to decline all the way down the drain. Prices for goods and/or services can't remain high forever. Central banks are doing their best to keep things under control. I sure hope they don't fail, or the global economy will be ruined forever. Who knows what lies ahead in the future?

those strenuous activities could be avoided honestly just make a contract where the tenant takes care of it and you decrease the price, i think it will work out, but if we are talking about apartment style housing then it is going to be pain indeed, too much things need to manage.
but its actually a good investment if you're into being landlord, I mean your property rise in capital and you get monthly earning essentially you're already offsetting inflation on top of having income, the effort you spend is actually well worth it. as long as the housing price doesn't collapse, your investment is pretty much the safest investment out there.


Even if colonizing mars is a success terraforming require massive capital, the interplanetary lands out there definitely aren't gonna be affordable for the average people
at that point when we colonize mars, we'd be more concerned about precious metal plummet in price because we're nearing capability of interplanetary mining as well and the price of anything mineable gonna decrease significantly making effort of offsetting the inflation through golds, etc rather meaningless. which honestly, too far fetched for current technology.

First is to stop unnecessary spending of your money so that you can store and retain the value of your money. Prioritize what are the things that you have to purchase and stop eating outside. Well, for some cases in some other locals and countries, they're telling that it's cheaper to eat outside from those convenience stores like eating with bentos and buying that meal for one that costs them lesser than cooking their own food.

The things that OP mentioned are good investment vehicles to store your wealth to fight inflation. You have to remember that those assets where you'll be putting your money should generate more profit in percentage of the year's inflation. Obviously, if the inflation for this year is about 4% then you should get about 4.5% or even more from where you'd put it. And with Bitcoin, it's outperforming those percentages when it's getting to the bull run.

You can have your preference but personally, I don’t think I like rentals of homes. I would rather build it and sell it off to make the money all at once than to gradually collect the money invested. Owing a house and continuously managing it isn’t that easy. You’ll have to make sure you fix anything that goes wrong, you have to maintain the house often, and all of that strenuous activities. But it works really well for some people; if for instance you have so many properties in which you have so many tenants, that’s massive. After all, it feels good when you see that money coming in every month.

Any Fiat currency is subject to lose its value over time. That's why they have inflationary rates (which means the issuance of new units into circulation by the central bank). If they were as deflationary as Bitcoin, people would've had greater purchasing power by now. And that's not what governments want. Else, it would mean the end of corruption/manipulation by the "Elites". It's best for them to keep the system as is where the rich get richer, and the poor, poorer.

It you want to survive, you must find ways to help protect yourself against inflation. Gold and Bitcoin are all you need to start building wealth. Silver is also an option worth considering. Especially when it's undervalued. Just spend your money wisely and there should be nothing to worry about.

That's some in-depth investment venture breakdown lol. I personally only have my crypto and some real-estate properties yet to be realized as my go-to to save my ass from inflation, but soon as those take off I think I'm gonna be set with the passive income my apartment complex is going to make. among other things. Crypto on the other hand is crypto, we know what the hell it does. Pretty sure years from now as long as no one unplugs the internet we'd still be talking about crypto and saving up on it cause it's the only venture out here that's honestly accessible to the average joe.

So yeah, same as you are, I'm pretty confident that I could beat out inflation in the foreseeable future, with more to spare for upcoming generations.

I target anything with a limited supply, but gold and Bitcoin are among my first choices. We need to keep the portfolio broad because we should not put all our eggs in one basket. I've always seen Bitcoin as an asset that has qualities very close to store of value like gold and silver. I also put some of the major altcoins like Ethereum closer to this category, but I'm more cautious with them. Also, if I had a lot of money, I would definitely buy land. Unless we succeed in colonizing Mars, it will continue to be the asset with the most limited supply unless we succeed in making solid fillings in the sea...

I speak exclusively from my experience. People who don't have a lot of money, e.g. poor people, don't know what inflation is. I know many poor and middle-class families that sell local currency and buy USD. Our local currency often depreciates against USD and people think that by holding USD, they beat inflation. They don't understand that USD gets inflated every year. There are even categories of people in my country, those who receive money from family members who work overseas. I know a person who receives Euro from his family member who works in Europe and he thinks that if the local currency devalues against the Euro, he will have more local currency in his pocket and will be able to buy more things. Does this really make sense to anyone?

I also like property to invest in because property investment is safe and I like rental properties because that give monthly fare and we can easily manage our system and we can take liabilities from that money. Many people are confused about liabilities and assets ,they think their house is an asset but house in which they are living,that is liability. So invest in a rental property and get fare from the tenant. Also commercial land is helpful in many cases but it requires a multiple times investment than in rental properties. Plot are benecial if you want to invest in a long term but location of land matters a lot and everything depends on location. If you bought property on a best location,you will be rich in future.

People who don't have a lot of money are even more concerned about inflation because if we still don't find a way to solve the inflation problem , our lives will become even worse as that little amount of money is increasingly lost more valuable . That is also the reason why many poor , not yet rich people like us are looking for a solution to increase their assets and investing in bitcoin is the solution we are choosing.

In my opinion , rich people are people who don't care much about inflation because the amount of money they earn is greater than inflation , they have a lot of money so they don't face as many difficulties as we do when inflation rises . Do you see rich people, billionaires, and millionaires talking about inflation ? Most are just poor people like us.

You already have a good choice @shanhaigamefi,  I am considering to hold my assets in Bitcoin and real estate to hedge inflation. Altcoins is not a real asset to use as a store of value because it is not an asset that you can predict the price. Altcoins pumps and dumps, so choose Bitcoin instead.

For me , invest in gold and rental properties is the best way to fight inflation, because my location is quite strategic and the demand is quite high but I'm still exploring other option. As for crypto, I believe only bitcoin is relatively reliable . Other crypto are higher risk due to their volatility . Anyway I think having more options is always better and not put all my eggs in one basket.

I don't have enough money to care about how inflation will affect my savings, assuming I only own USD but if you want to hear opinions, here am I. If money is much and it's not an issue, then I would save some part of my money into cryptocurrencies (Bitcoin, ETH, BNB, Matic, SOL) and another part in real estate. Real Estate is the most stable way to combat inflation if rent prices aren't regulated by the government in your country.
I don't know Stock and Bond games well, so I would ignore them, especially since they aren't as profitable as cryptos. Precious metals aren't a good way to invest in my country because it will be very expensive to buy them in real life where I live but gold bar certificates can be a good option if you want to keep a stable metal and exchange when you wish.

Cryptocurrency is really a volatile one. But I am not expecting anyone to put all their money in it. What’s a great idea would be to split your money into many of them. So you don’t have all your eggs in basket (just incase the basket were to fall tomorrow). Real Estate is one to invest more in, it is a locative one and people who deal with houses and land are averagely rich. It’s a way to store value for even a long while, yet a way to make money.

Bitcoin is the only coin that holds inflation value. Bitcoin is the only suitable hedge against inflation in cryptocurrencies, as no other coin can hedge against inflation. If you imagine any coin other than Bitcoin, gold must be preferred. Only gold can lower the price level. A few years ago, the price of gold was so low that if you imagine it now, it would have been very profitable to buy and hold gold back then. This kind of Bitcoin looks promising in the future of Bitcoin.

If a man has money he can make money out of money because if he has money it is not difficult to make money but there is a big difference between making wise decisions and just hoarding money. If I have to go somewhere else or suddenly the situation in the country deteriorates or something like that happens, then what kind of investment is there that I can take with me everywhere? Even if one has accumulated gold, it becomes difficult to carry and protect it from one place to another, unlike if one has invested in Bitcoin or other cryptocurrencies.

So, he can take all his money in his pocket and go to any corner of the world and use it at any time. Also cryptocurrencies I think are the best in modern times as compared to the old way of collecting gold and silver and building properties.

As you said, losses happen, it is true, losses happen, and one of the biggest facts is that a person has to die. But man still builds properties, strives for his better future, because hope is the name of that thing, and we do and should do everything we can to improve our present and future.

What I really like about bitcoin is that it is not exclusive to an investment option.

It is essentially a way for you to store your money in a way that fights off inflation all at the same time. Ofcourse there are risks associated but it being accessible allows for more control and flexibility from our side.

bitcoin having a smaller unit of its currency in the form of Satoshis has allowed everyone and anyone to buy and hold their money in bitcoin.

Metals/commodities investment needs too much paperworks here so I have limited investment opportunity. Crypto surely comes first but the current drop has shattered my investments and I'm not willing to make any new soon. I have a good investment on stocks and bonds. Stocks too are risky and fluctuating. Bonds provides some security but they are generally long term and as the bank rate fluctuates, are mostly below the fixed deposit rates provided by the bank. The bank rates were higher a year ago and are now gradually decreasing, that's why I had placed a few fixed deposits for short terms  (6 months) in order to get better rate on interest decreasing market. When they matures, I plan to put them on crypto or stocks depending on the market situation.

What you say is very correct to be able to maintain the value of the assets we have. It would be better if we could invest in crypto and I think this makes it a little easier for us because we can start with whatever funds we have to be able to maintain the value of the assets we have from inflation, yes of course it requires a lot of capital to be able to invest in real assets and we can combine the two investments and we can start with crypto first and after making a profit then we can develop the investment we make in real assets of course this will really helps us to protect the assets we own from inflation.

Cryptocurrency is my best inflation proof asset that needs to be increased in size but I need more time on this. Bitcoin is of course very effective on that regard as it is not affected by inflation. Real estate is good second option for me but I am not into it as of the moment since it needs good capital for it to make it profitable and best back-up asset is the precious metals as they are way more stable than crypto itself.

In this case I exclude other Cryptocurrencies besides Bitcoin to maintain value in offsetting Inflation, Bitcoin is the only Cryptocurrency that grows my confidence in facing Inflation. Its ever increasing price offers many advantages when resold. This is very effective in managing finances to prevent its value from the dangers of inflation. Gold and Real Estate are also the best choices besides Bitcoin in maintaining currency value from inflation, the price of Gold and Real Estate will grow over time but the ratio level is lower compared to Bitcoin. My main choice remains Bitcoin, I will share the percentage level of financial ability to invest in different types of options, from 100% of the funds I allocate to invest I will buy Bitcoin, the rest to buy other assets.

Honestly, some fiat currencies aren't doing that bad. The USD has consistently low inflation rate, aside from a couple of exceptions (and in those cases, it still outperformed most other currencies). But that still means gradually losing money, around 3-4% every year. Cryptos are all very different, so I'd focus just on Bitcoin as the leading crypto. I like that it's very accessible: you don't have to buy a lot, you don't have to commit to it (you can always sell), you can store it yourself, and it has high liquidity, so you can make fast decisions if you need to. The rest of the options (stocks, real estate, etc.) seem less accessible to me: they often require a serious commitment, sometimes the liquidity can be an issue, and you often need a very decent amount of money to start.

there are always disadvantage you know even gold current valuation which deemed as something that could combat inflation depends entirely on beliefs that gold could beat inflation while intrinsic value and use case of gold isn't so much, the price derived entirely from speculation without people knowing because its tradition to consider gold as a treasure if things gets worse like war occur its not only bond that gonna be affected pretty much everything in that country gonna be affected and its gonna be tough economy all around, at that point the best investment to make is investment to food and basic needs. maybe if you think the situation could get that worse maybe arable land investment is a good option.

frankly speaking bitcoin is great for investment but only if you are investing from when the price were still low and heavily discounted meaning you invest in bearish cash out at bullish rinse and repeat.
therefore you need the flexibility and lesiure of spending as much time as you can to wait for the right timing.

if I were to fight the inflation though I could just easily invest money to be a landlord so far its the most lucrative way of beating the inflation since the house pricing keep rising but that without taking into account housing bubble which i don't know if it gonna happens anyway.

For the average person who wants to invest with medium risk and reward, it would seem that index funds are the correct way to go - using a global fund with say the top 1,000 companies or in some way diversified across different countries. There will be recessions and there will be peaks along the way, but the best thing you can do is consistently invest over a long term so you capture the best of both. It's when you take an erratic strategy or chase only high risk investments that you fail. As the second poster pointed out, you should try to invest in many different areas, that way if one does badly it could be offset by others that do well.

That is the best case scenario, however what will happen if yet another war or several wars breakout before those conflicts are resolved? This is a likely possibility, and it is not as if the world economy is in such a great shape either, so we could see the markets going down because a powerful country found itself in a major crisis and bring down the world economy with it, so anyone that has not taken a position in an asset that is a store of value should consider doing it now, as we do not know for how long the current balance can be maintained.

That's why it's important to diversify your investment. A little over here, and a little over there will help you minimize risks of loss as much as possible. I think the best strategy is to invest half of your money into Bitcoin and Gold. The former is highly-volatitle, while the latter is much more stable in market price. You can leverage between both assets to help beat inflation.

I'm afraid things will continue to get worse, until the conflicts between Israel-Hamas and Russia-Ukraine comes to an end. Once global stability is reached, the economy will recover. At least, that's what we hope for. Who knows what lies ahead in the future?

True that is a good one, the UK has the highest issuance of inflation linked bonds.   Historically they suffered inflation as high as 30% in prior decades and also have one of the worlds largest economies and also an equally large national debt.   Though the debt is well backed by tax revenue via the economy its still not perfectly safe.

USA has the similar kind of linked debt but both would base their returns off government statistics which are adjusted.   Some would say political bias stops this investment reflecting inflation properly.  Government stats account for technology advancement when including prices which means not all increased prices are accounted for at 1:1 full ratio but are reduced to include the idea products got better.

So if cars are inflation priced into an index they will ignore 20% of a price increase if they judge a car is 20% better then a previous model.   Maybe it has electric windows etc.   For this reason technology has disguised alot of inflation from the gains in utility we have received.

You can still lose money relying on government tracking of inflation.   I've noticed this in multiple ways, it explains why BTC rose overall alongside interest rates rising, part of the price is about inflation.   If I talk about 2021 peak pricing now, I would consider that since 2021 dollars suffered inflation loss, so the price from 2021 cannot be directly compared to 2024 pricing or the peak we see now; its all distorted.

Bitcoin's risks lie not only in knowledge but also in legitimacy and popularity. Although bitcoin is slowly gaining popularity, and one of its major achievements in becoming legal is that bitcoin ETFs have been adopted. But many countries have yet to legalize it, its popularity is still not comparable to assets like gold and real estate, and its volatility is too great. There is no guarantee that it will be able to maintain growth forever or that it will increase sharply in the coming years.

In general, it is the most profitable asset but also the riskiest. Therefore, investing in bitcoin not only helps us avoid inflation but also has the opportunity to become rich if the growth rate is maintained over a long period of time. But if unfortunately it is dumped and cannot be recovered, that is a risk that we need to guard against.

Yes I think the risk if Bitcoin just need good management and keeping all your details properly, there is no doubt that  even when BTC fall it will stall bounce back investing it to wage inflation or recession can't give the investor loss at the end because despite not being stable still maintain a high level of confidence as record has shown that it has not fall without rising.

Real estate could be a good asset but allot is involved I believe that in real estate some time one may run into loss in recession or on inflation example some real estate face some lower turn out during hard inflation and recession another negative of real during war one may loss complete as it could be hard to have customers or investment or those who may have interest to buy share if it's a large real estate that Allie for shares.

agreed things never that simple, if someone could make money through investment doesn't mean we can but honestly speaking in the case of crypto the solution to making money and offsetting the inflation is simple a f.
just look at the chart of bitcoin spans between 2012 to 2024 here https://coinmarketcap.com/currencies/bitcoin/
the key here to success in cryptocurrency quite literally is just holding it which is funny enough the simplest thing someone with the mind that is eager to invest can do, just holding crypto already gets us to multiple folds of our initial capital which is crazy.
the people that lost from investing in crypto probably just don't have the patience to hold on to their crypto longer or they just be having some unreasonable fear that crypto might be doomed whenever it hits bottom price while in truth its not and even speaking the fact the bottom price of every bearish is the ath of previous cycle which kinda speaks a lot about the prospect of investing in crypto which also means so far the easiest way to offset the inflation.

diversification is great and contingency is needed but with cryptocurrency getting some share of our investment portfolio I think we can safely say that it has successfully offsetting current inflation by massive amount of price growth.

Real estate is not something that gives you that much return, I can tell you that. It does make a good return in the sense that it is not bad, it goes up, but not enough. Bitcoin is the best one, but in that situation there is volatility, like for example inflation was high when we went from 2021 to 2022, and even a bit of 2023, and yet the price of bitcoin went down during that time. But if you look at 2018 to 2021 then the price went high a lot.

So, there are situations when it goes up, and situations when it goes down, if you are willing to wait for a decade ore more than bitcoin is the best answer. However, if you are unwilling to wait then I would suggest gold would be the best one for short term, usually doesn't surprise anyone at all.

Pension and property is probably the simplest and most common way to save vs inflation.  Primarily because they are both useful as tools that will be certainly be needed, you will need somewhere to live so why not save into owning not renting property generally that can work out as an investment.   Many countries also tax protect the idea of house ownership, its considered a basic tenet of citizenship so its pretty safe in that respect though not perfect or exactly easy always.

Pensions are extremely common and again its tax favorable to do so, I did try and put BTC into a pension a while ago but it wasnt quite allowed under the rules sadly.   So I missed out on those gains but the other assets mentioned are viable to put into a pension with hopefully not too much management costs.

It is always best to have contingencies when it comes to assets. Definitely, practice the saying, don't put all your eggs in one basket. But of course, you should have knowledge at least what you are venturing into. I understood, a lot of people want to jump into crypto market, because they thought it is quite easy to get rich. However, they will find out quick that there's more than meets the eyes in this market.

Trying to avoid inflation or preserve value is something you choose carefully. You can chose government bond and then war happens, you will get delay in payment but there is assurance especially if it's coming from the government but what happen when inflation has exceed the interest rate you are getting in return. If you consider Bitcoin too for example, you can invest this year and bear market will make you lose value of your money, you have to wait for another bull run which can take another 2-3 years before your value will appreciate and if you bought at the top, you are soup because you will probably make nothing much to beat inflation.

Under favorable condition, I will choose atleast two from crypto and then chose from non crypto and then divide my investment into them just to be safer and if should incase one is not ready to be spend for that moment or incase of emergency situations where money will be needed as quick as possible, nobody knows tomorrow no matter how careful you are with your investment.

I do not know much about the market of commodities, but bitcoin, precious metals and real estate are without a doubt good investments if you want to beat inflation, now stocks can do so in a regular basis as well, but you need to be careful as when there is an economic crisis, stocks have the tendency to go down just when you need them to go up the most, and depending on the stock the crash can be quite big, so unless you watch the markets attentively stocks may not be the best option.

My experience so far, although i don't know of you, but as for me, I have realized that inflation that happens in every leap years are more higher than the ones that happens in none leap years. So for that, one should continuously buying cryptocurrency, real estate and other materials when they are still cheap  so that during inflation days you can be able to manage your self out.

Exactly. Altcoins are a passing trend. They're experimental and often inflationary. Bitcoin is sound money unlike anything the world has ever seen. It's even better than Gold. Having a 50-50 stake in both BTC and Gold is the best decision you could ever make. The key is to beat inflation to prevent poverty in the long run.

I'm afraid things will get worse as central banks have failed in putting the economy back on track. Just remember to never invest what you can't afford to lose, and there should be nothing to worry about.

Real estate is good, no questions.

Crypto(Bitcoin) and precious metals  are also good. But the best option with all of those is you go with real estate and Bitcoin, yes at the same time.

100%.

If you are a Bitcoin only investor, no problem.

But if you want to diversify then just make sure that you are not leaving without Bitcoin as part of your inflation-counter portfolio.

Inflation is like an open secret, a country if mentioned in the list of inflation, of course there are those who do not want it, the fact is that many are starting to enter and are getting worse. The good thing about welcoming digital assets ‘Bitcoin’ is the right step, when supply and demand are carried out by the whole world who owns and uses bitcoin.

Transactions in a country must be added to the existence of bitcoin (if you want to see opportunities) and other instruments such as gold, silver and those that are constant / can go up even though massive than just relying on fiat money, because fiat money is only suitable for daily payment.

Naturally, if bitcoin has trust and can recover value prices well. Because there is more and more trust in bitcoin and there is nothing wrong with having bitcoin starting from today. Moreover, government entities and services in other countries have bought it, this is a good fact that bitcoin is increasingly trusted. So far I only use bitcoin and gold for my wife.

Agree with you. To hedge against inflation, each person has their own skills, knowledge and abilities. However, basically the five commodities you mentioned are the right way to fight inflation and of course have their respective advantages and disadvantages. For those of us who are members of this forum, of course the right choice to protect value due to inflation is to invest in bitcoin because of course bitcoin provides very significant advantages compared to other investments. Maybe those who are new to bitcoin will choose Gold, Real Estate and Stocks as investments to protect value. In essence, it's all good to fight inflation.

I chose bitcoin over gold because gold has “unlimited supply”. But Bitcoin fixes that because its supply is limited and verifiable across the network, which makes the price of this asset rise and fall. With Bitcoin, we don't need to worry about our assets because they are not waiting for us at the bank. With Bitcoin, we are the bank.

Just know that none of them is actually not a risky investment. When stick crashed in 2020, metals like silver almost went zero and Oil was significantly down, this is to preinform you that investment are risky and might not help you preserve value as you want or when you want but I can assure you that for long term, you are covered from increased in rising price things which we all know is as a result of inflation.

I have Bitcoin as an alternative and I have other businesses as alternative as well. When you buy an item for resale and then the price things increase because of inflation, you don't have to worry about that, all you need to do is to increase the price of the things you sell too, that's how you save yourself from inflation and make sure you don't save money except it's for emergency situations, money is made to be invested into other things.

the great advantage of gold is that even if the internet fails, it is still valuable. the bad side is that it's not easy to sell them. which is also the advantage of BTC because it's easy to sell.

everybody is worried about inflation even in my country the primetime news normally doesn't talk about inflation as if they want the public not to mind about it but this time, they seem to be updating. real property would be good too if you are up to developing the property.

I think there is a guarantee, especially the physical assets like gold, because of their limited supply and they are still getting scarcer the more the new assets have been mined up. They can be volatile sometimes but this is only normal and caused by the people who are buying and selling. The price can still find its way up later on.

We only need to calm down so that we won't sell at a loss. this is my first time hearing about that TIPS but it seems it is a better solution for the inflation. It's only con is that we can only earn a moderate income from them. Another would be is they are centralized and we all know what happened to other centralized companies before.

Bitcoin and precious metals are the biggest investment mainstays for investors at the moment, because these two shares can provide huge profits if the price increases, but some investors also rely on meme coins to get faster profits, but there we need expertise and must be prepared to face risks. if the value can drop drastically.

Only bitcoin can be seen as an hedge against inflation and not altcoins because they might not last long in the market. I have 70% of my investment in bitcoin, and 10% in gold, while 15% in USDT because my country currency value is very low compared to USDT since it is a third world country, so I prefer to keep the value of my cash in USDT. 5% is on cash related properties.


Since the past, gold has been seen as a safe haven because it is a good store of value and an hedge against inflation, and gold will continue to be an hedge till the end of the world.

Diversifying money into investments is the best decision that anybody can make in an economy that is experiencing inflation, and the type of investment depends on the amount of money that you have. My number one investment is Bitcoin, because it's a valuable asset and a person can start it's investment with a small amount, even while working, you can do DCA method and grow your investment fund, which will keep multiplying your ROI on the long term. My second option that I'm still working on is real estate, this is also an asset that it's price keeps increasing in value, I plan to sale some of my Bitcoin, in the near future and diversify it into real estate.

Money in the bank, during inflation is ignorance on the part of an account holder, because the more the fiat currency is devaluing, the more the value of the money in the bank is depreciating. I strongly recommend Bitcoin, investment, not shitcoin cryptocurrencies.

You’re on a cryptocurrency forum, you already have the information you need to make sure your money is protected from inflation. Buy Bitcoin & hold it for many years, buy regularly & you will overcome inflation with ease over the long term.

Each member has their own tastes and will choose different options depending on their abilities and skills in choosing where to invest to save value effectively from the impact of inflation. Cryptocurrencies, Precious Metals, Real Estate, Stocks and Bonds, Commodities are some good options to maintain the value of money from the impact of inflation, but you have to choose the best to invest which can provide big profits in the future. If I had the opportunity and financial ability I would choose Cryptocurrency (Bitcoin) and Precious Metals to protect the value of money from inflation, these two places to invest have been proven to be able to provide big profits because the prices continue to increase all the time.

In my opinion, you're better off holding both crypto (particularly Bitcoin) and precious metals (especially Gold) than anything else. I don't trust stocks and bonds because they're heavily-affected by central banks' decisions. Besides, you don't actually own anything since your holdings are managed by a custodian. If you don't physically hold it, you don't own it.

Invest a portion of your money into BTC and Gold each week, and you'll be good to go. I've heard Silver is a good option, especially when it's undervalued. Gold went sky-high because of the on-going wars, with Silver experiencing small gains. But if it "explodes", the returns will be huge. I'm hoping it will go to $50 an ounce soon. Just remember to never invest what you can't afford to lose, and there should be nothing to worry about.

If the investment goal is to fight inflation, then Bitcoin, gold and Real Estate are the best choices, these three assets can be relied on to store value very effectively. I have no qualms about saving one of these three assets to prevent the value of the currency from being depleted due to inflation or recession, Financial limitations mean that I have to make a choice to choose one of them.
Bitcoin is one of the most profitable investments in the long term, even though there are various risks involved, they can still be overcome with knowledge, patience and maintaining a good level of wallet security.

One thing you are forgetting is that there is no guarantee that gold or crypto or the nasdaq 100 will go up enough to keep up with inflation. It can trade sideways or worse go down.

There is something called TIPS, it stands for Treasury Inflation Protected Securitites and these are basically bonds but their coupon pays the CPI rate yearly. This way you don’t have to worry about investing in some stock which ends up losing 20% in a years time.

Not sure about your math. But it is late and I am tired.

What are you basing Turkey or Argentines 50% rate of inflation the US dollar ?

real estate
is not a good short-mid term store to beat inflation. because most people get real estate via mortgages
so even if a house is valued at say $200k. the mortgage payer is already in debt to a tune of owing closer to $300k just signing the mortgage agreement. and then there are other ongoing costs like state/council taxes, maintenance, insurances. just to remain legal owner of the home
real estate only really pays off many years later, if the urban area is actively engaging in aspirations of growth.. remember some towns turn into ghost towns of dilapidated property which brings down the entire value range of neighbouring property

bonds
are not a guarantee either. many have learned that with the silicon valley bank that held bonds of just ~1.8% even though treasury bonds were being created at over 3% which led to SVB having to sell their bonds at a further loss when they had to find cash, far lower then the ~1.8% bond. which caused them to go bankrupt
bonds are only good if you buy them at a yield that is higher than a nations inflation rate

stocks, cryptos, metals, commodity
the big secret is dont buy on the high.. buy low, sell high
if a stock, commodity, metal or crypto is on a seasonal high, dont buy. wait for the correction dip to buy

It depends on where you live.

If you live in Turkey, Argentine or any other countries that suffering hyper inflation, investing in Bitcoin isn't even enough since using DCA strategy only bring 100% profit after 3-4 years while inflation rate in those countries can be higher than 50%.

Assuming that you live in low/normal inflation rate, investing in Bitcoin not only able to hedge against inflation, but it also make you to earn profit.

I think, you make a good choice which I know that those assets will be successful in future, because cryptocurrency assets is a good asset that allow investors to experience huge amount of income when bullish season arise in the market, and it has helped many investors to boost their income and it will definitely add value to your investment. Since the inflation is a temporary something, because our government is not resting base on the complain of the citizens which I know many real estate and other centralized assets in the country will bring out a good results that will make investors to celebrate again. Yes, Bitcoin and cryptocurrencies will be effective because this is the bearish season, which many investors are using to increase their Bitcoin and cryptocurrencies to be successful in future.

Interesting. Maybe too diversified for my taste but it is clear that you have a plan and that you are clear about what you are doing.

My case is more simplified.


1. Cash divided between a 3-month emergency fund and a sinking fund if I foresee making a large purchase in less than 5 years.

2. Bitcoin.

3. Retirement funds.

4. S&P 500 index fund.

5. A bit of physical gold.

With that I have beaten inflation and will continue to do so less with cash, but the cash I have is like insurance, which I know makes me lose money due to inflation but gives me security. And the rest of the investments offset what I can lose with cash.

according to this site https://www.cfr.org/tracker/global-inflation-tracker the global inflation rate after the pandemic floats around 8.8% this means you just need capital gain of more than that to combat the inflation.
honestly if you are on the side that seek safety rather than massive capital gain, gold already suffice, did you know that gold from the start of this year up until now already having good growth of around 13.81% simply putting your moeny in gold already combats the inflation and you're set already, the only problem posed from investing in gold is the liquidity, but if you're on the side that seeks more capital gain just for the sake of accumulating wealth, you better off investing in cryptocurrency around bearish then wait until bullrun disregarding all the ups and downs in the process which in the other word holding for long term, had you invested in bitcoin when the price was still $20k, you are already making 3 times of your capital, seems a lot more lucrative and prospectful of an investment compared to gold, but it does carry some risk.

its always common sense that the greater risk there is, the more profit you can get, thats literally it, with gold you're settled from inflation, so if that what you seek honestly just go ahead with gold.
the bank deposits on the other hand right now is not really great, heck even apy of staking stablecoin isn't that great, mostly it only gives 3% - 5% which is just small pocket change for a year.
real estate on the other hand require massive capital to start with.

given that the world inflation rate on average are lower than 10% on most years then yeah anything that gives you significant return over that amount should be consider as good investment. Bitcoin in general is pretty good but the volatility really makes most people avoid it thus relying on significantly other low volatility options such as S&P 500

In general, anything that gives you decent yearly return over the inflation rate as well as if its liquid then it should be good enough

Inflation isn't some alien force, it is clearly identifiable within most companies and if you can figure out which ones have pricing power to push the cost over to the consumer - they are the ones to buy shares in. If you're talking about supermarkets, which have razor thin margins and cutt throat competition - they're not going to make much extra during these testing times. However if you look directly at certain food or supply chain manufacturers you might find they can keep up with or even beat inflation. That's how you can retain your spending power. You're taking a gamble, but I'd still say that cryptocurrencies and precious metals might be riskier propositions because they only pay out when you sell, but there's a possibility of dividends from companies.

I can't vouch for altcoins but Bitcoin is a perfect hedge against inflation. If you can keep Bitcoin for a long time you will be able to protect your investment against inflation. The profit you will make from hodling will be able to cover up the the effect of high cost of goods or depreciation of fiat currency caused by inflation.

Real estate would also be a good investment choice for me based on my country's socio-economic conditions. There has been an explosion in my country which has led to an increase in land and houses. Most lands appreciate more than 400% in four years. So buying houses or lands and selling them after a few years can be a viable protection against inflation. The only reason why I prefer investing in Bitcoin to real estate is because you can invest in Bitcoin with little funds while real estate needs large capital.   

Luckily we have come to know about Bitcoin investment and I must confess that we have an opportunity to be in this system. However, I still insist that one must have good enough knowledge to manage an investment or business if not he won't be successful in the end. It doesn't matter if he/she has enough funds to put into them, such a person would continue losing funds and the investment or business will never grow. If we are to be financially ready to start an investment or a business we need to be physically and spiritually ready as well. This is because it takes a lot of discipline, and knowledge regarding such investment/business, dedication, and maintaining principles.

You are not actually far from the truth guy, their are so many ways of saving your money so that inflation wouldn't eat it up, because inflation is a principal enemy that reduced the value of any money being saved up, so the best way to store your valuables , to offset inflation is to save it in anything that appreciate in value overtime, something like gold, Bitcoin, land, real estate and diamond.

And I also want to correct the impression you made by your post here, when talking of storing your money in cryptocurrency, it can be a good idea, but it can also be a bad  idea, so it would be best that you are specific,  because if you are talking of holding your money in Bitcoin then it's very good, but if you are holding your money in other cryptocurrency, then I think it's wrong, because aside Bitcoin, all other alt and shit coin are just nonsense and measures put in place by most developer to milk investors of their hard earned money, so be specific and don't generalize it.

I don't know if the inflation you're talking about is of the events in the digital markets or global economy, but let's say it's in a general overview.
Investors would say diversification of investment is the key without considering the nature of the ventures which has the potentials to resist inflations nor deflations.
The truth is that if you're not entrepreneurly wise enough, you may engage on different dimensions of investments with one potentials of being inflation victims.
With my little knowledge considering that cryptocurrencies are volatile digital assets, which has the potentials of increase and decreases without the effectiveness of the global economy, I'd recommend it as one viable dimension we could store our values again inflation, Real estates such as the landed properties and also as Investing on educational institutes as schools because it'd always account you with steady incomes with a storage benefits of safe lended properties.

The potential in gold, bitcoin and real estate is the right choice to maintain the value of the currency we own and these three investment models are also resistant to events that occur due to inflation or recession. I don't manage my investments as well as others because I currently don't have the ability to buy all three simultaneously, but I have taken steps to make percentage purchases of bitcoin in recent years. Not everyone has the same opportunities because we are talking about the capital we have and it must really be maximized.

If I had to choose by having good financial capabilities, I would divide the investment percentage into these three things because I think in the future this will be very important. But because I currently don't have the ability, I just focus more on collecting bitcoins and it has been proven that the value of the currency I own continues to increase in bitcoin assets.

It’s good that you can consider different options. If you are capable then I would suggest to diversify your portfolio, no need to just choose one as each of your option has their own pros and cons.
Even though cryptocurrencies are risky and volatile, I still consider them one of the best options to combat inflation. I’d rather put my money into crypto than in a bank where it will just lose value over time. Meanwhile in crypto, with proper management not only can I keep my money but also earn from it.

I will tell you what I am doing for my retirement, considering the value of money will depreciate over time due to inflation and other external factors.

My investment details:
1. Index Investing via ETF (10%)
2. Direct equity (10%)
3. Paper Gold (15%)
4. Crypto (2%)
5. Tax saving mutual funds (10%)
6. Hybrid mutual funds - both equity and debt (20%)
7. Mutual fund focused to defense/military sector (3%)
8. Insurance (10%)
9. Bank deposit for emergency liquidity (10%)
10. Real estate investment trust funds - REIT - Market listed (10%)

* All my mutual funds are growth based. So the dividends go back to investment
* REITs provide me with regular income. One payment each quarter and one final annual payment.
* I receive dividend income from the stocks I hold but I usually invest those back into the market
* I do not sell my cryptos and I am only accumulating Bitcoin and ETH. I don't invest in shitty crypto projects or in NFTs.
* I do have a mortgage for which I make monthly payment which is excluded from the above list. But it is also an investment for the future especially a metro project is nearing completion near my apartment.
* If I compare my returns, the defense focused mutual funds have given me triple digit returns besides crypto.

I am very confident that I will be able to beat the inflation with my investment.

Hi everyone,

I've been thinking a lot about how to effectively store value, especially in ways that can offset the effects of inflation. With the rising concerns over inflation and the potential devaluation of traditional currencies, I'm curious about the strategies that others in this community are using.

Personally, I've been exploring a few options, including:

Cryptocurrencies、Precious Metals、Real Estate、Stocks and Bond、Commodities。
What about you? How are you managing your investments to combat inflation? Do you think Bitcoin and other cryptocurrencies are effective in this regard? I'd love to hear your thoughts and any strategies that have worked for you.