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Topic: How Do You Store Value to Offset Inflation? - page 2. (Read 850 times)

legendary
Activity: 3220
Merit: 1363
www.Crypto.Games: Multiple coins, multiple games
First is to stop unnecessary spending of your money so that you can store and retain the value of your money. Prioritize what are the things that you have to purchase and stop eating outside. Well, for some cases in some other locals and countries, they're telling that it's cheaper to eat outside from those convenience stores like eating with bentos and buying that meal for one that costs them lesser than cooking their own food.

The things that OP mentioned are good investment vehicles to store your wealth to fight inflation. You have to remember that those assets where you'll be putting your money should generate more profit in percentage of the year's inflation. Obviously, if the inflation for this year is about 4% then you should get about 4.5% or even more from where you'd put it. And with Bitcoin, it's outperforming those percentages when it's getting to the bull run.

Exactly. One must prioritize saving over spending. You'd need to make a budget that would allow you to spend less than what you earn. Avoiding a deficit, is key towards building your wealth. Spare money should be invested in scarce assets like Bitcoin and Gold. "Stick" to the plan, and there should be nothing to worry about.

At some point, I think inflation rates are going to decline all the way down the drain. Prices for goods and/or services can't remain high forever. Central banks are doing their best to keep things under control. I sure hope they don't fail, or the global economy will be ruined forever. Who knows what lies ahead in the future? Grin
legendary
Activity: 3276
Merit: 1029
Leading Crypto Sports Betting & Casino Platform
You can have your preference but personally, I don’t think I like rentals of homes. I would rather build it and sell it off to make the money all at once than to gradually collect the money invested. Owing a house and continuously managing it isn’t that easy. You’ll have to make sure you fix anything that goes wrong, you have to maintain the house often, and all of that strenuous activities. But it works really well for some people; if for instance you have so many properties in which you have so many tenants, that’s massive. After all, it feels good when you see that money coming in every month.
those strenuous activities could be avoided honestly just make a contract where the tenant takes care of it and you decrease the price, i think it will work out, but if we are talking about apartment style housing then it is going to be pain indeed, too much things need to manage.
but its actually a good investment if you're into being landlord, I mean your property rise in capital and you get monthly earning essentially you're already offsetting inflation on top of having income, the effort you spend is actually well worth it. as long as the housing price doesn't collapse, your investment is pretty much the safest investment out there.

I target anything with a limited supply, but gold and Bitcoin are among my first choices. We need to keep the portfolio broad because we should not put all our eggs in one basket. I've always seen Bitcoin as an asset that has qualities very close to store of value like gold and silver. I also put some of the major altcoins like Ethereum closer to this category, but I'm more cautious with them. Also, if I had a lot of money, I would definitely buy land. Unless we succeed in colonizing Mars, it will continue to be the asset with the most limited supply unless we succeed in making solid fillings in the sea...

Even if colonizing mars is a success terraforming require massive capital, the interplanetary lands out there definitely aren't gonna be affordable for the average people Cheesy
at that point when we colonize mars, we'd be more concerned about precious metal plummet in price because we're nearing capability of interplanetary mining as well and the price of anything mineable gonna decrease significantly making effort of offsetting the inflation through golds, etc rather meaningless. which honestly, too far fetched for current technology.
hero member
Activity: 3136
Merit: 591
Leading Crypto Sports Betting & Casino Platform
First is to stop unnecessary spending of your money so that you can store and retain the value of your money. Prioritize what are the things that you have to purchase and stop eating outside. Well, for some cases in some other locals and countries, they're telling that it's cheaper to eat outside from those convenience stores like eating with bentos and buying that meal for one that costs them lesser than cooking their own food.

The things that OP mentioned are good investment vehicles to store your wealth to fight inflation. You have to remember that those assets where you'll be putting your money should generate more profit in percentage of the year's inflation. Obviously, if the inflation for this year is about 4% then you should get about 4.5% or even more from where you'd put it. And with Bitcoin, it's outperforming those percentages when it's getting to the bull run.
sr. member
Activity: 1680
Merit: 288
Eloncoin.org - Mars, here we come!
Cryptocurrency is really a volatile one. But I am not expecting anyone to put all their money in it. What’s a great idea would be to split your money into many of them. So you don’t have all your eggs in basket (just incase the basket were to fall tomorrow). Real Estate is one to invest more in, it is a locative one and people who deal with houses and land are averagely rich. It’s a way to store value for even a long while, yet a way to make money.
I also like property to invest in because property investment is safe and I like rental properties because that give monthly fare and we can easily manage our system and we can take liabilities from that money. Many people are confused about liabilities and assets ,they think their house is an asset but house in which they are living,that is liability. So invest in a rental property and get fare from the tenant. Also commercial land is helpful in many cases but it requires a multiple times investment than in rental properties. Plot are benecial if you want to invest in a long term but location of land matters a lot and everything depends on location. If you bought property on a best location,you will be rich in future.

You can have your preference but personally, I don’t think I like rentals of homes. I would rather build it and sell it off to make the money all at once than to gradually collect the money invested. Owing a house and continuously managing it isn’t that easy. You’ll have to make sure you fix anything that goes wrong, you have to maintain the house often, and all of that strenuous activities. But it works really well for some people; if for instance you have so many properties in which you have so many tenants, that’s massive. After all, it feels good when you see that money coming in every month.
legendary
Activity: 3220
Merit: 1363
www.Crypto.Games: Multiple coins, multiple games
Honestly, some fiat currencies aren't doing that bad. The USD has consistently low inflation rate, aside from a couple of exceptions (and in those cases, it still outperformed most other currencies). But that still means gradually losing money, around 3-4% every year. Cryptos are all very different, so I'd focus just on Bitcoin as the leading crypto. I like that it's very accessible: you don't have to buy a lot, you don't have to commit to it (you can always sell), you can store it yourself, and it has high liquidity, so you can make fast decisions if you need to. The rest of the options (stocks, real estate, etc.) seem less accessible to me: they often require a serious commitment, sometimes the liquidity can be an issue, and you often need a very decent amount of money to start.

Any Fiat currency is subject to lose its value over time. That's why they have inflationary rates (which means the issuance of new units into circulation by the central bank). If they were as deflationary as Bitcoin, people would've had greater purchasing power by now. And that's not what governments want. Else, it would mean the end of corruption/manipulation by the "Elites". It's best for them to keep the system as is where the rich get richer, and the poor, poorer.

It you want to survive, you must find ways to help protect yourself against inflation. Gold and Bitcoin are all you need to start building wealth. Silver is also an option worth considering. Especially when it's undervalued. Just spend your money wisely and there should be nothing to worry about. Wink
hero member
Activity: 2184
Merit: 891
Leading Crypto Sports Betting and Casino Platform
I will tell you what I am doing for my retirement, considering the value of money will depreciate over time due to inflation and other external factors.

My investment details:
1. Index Investing via ETF (10%)
2. Direct equity (10%)
3. Paper Gold (15%)
4. Crypto (2%)
5. Tax saving mutual funds (10%)
6. Hybrid mutual funds - both equity and debt (20%)
7. Mutual fund focused to defense/military sector (3%)
8. Insurance (10%)
9. Bank deposit for emergency liquidity (10%)
10. Real estate investment trust funds - REIT - Market listed (10%)

* All my mutual funds are growth based. So the dividends go back to investment
* REITs provide me with regular income. One payment each quarter and one final annual payment.
* I receive dividend income from the stocks I hold but I usually invest those back into the market
* I do not sell my cryptos and I am only accumulating Bitcoin and ETH. I don't invest in shitty crypto projects or in NFTs.
* I do have a mortgage for which I make monthly payment which is excluded from the above list. But it is also an investment for the future especially a metro project is nearing completion near my apartment.
* If I compare my returns, the defense focused mutual funds have given me triple digit returns besides crypto.

I am very confident that I will be able to beat the inflation with my investment.

That's some in-depth investment venture breakdown lol. I personally only have my crypto and some real-estate properties yet to be realized as my go-to to save my ass from inflation, but soon as those take off I think I'm gonna be set with the passive income my apartment complex is going to make. among other things. Crypto on the other hand is crypto, we know what the hell it does. Pretty sure years from now as long as no one unplugs the internet we'd still be talking about crypto and saving up on it cause it's the only venture out here that's honestly accessible to the average joe.

So yeah, same as you are, I'm pretty confident that I could beat out inflation in the foreseeable future, with more to spare for upcoming generations.
legendary
Activity: 2240
Merit: 1131
DGbet.fun - Crypto Sportsbook
I target anything with a limited supply, but gold and Bitcoin are among my first choices. We need to keep the portfolio broad because we should not put all our eggs in one basket. I've always seen Bitcoin as an asset that has qualities very close to store of value like gold and silver. I also put some of the major altcoins like Ethereum closer to this category, but I'm more cautious with them. Also, if I had a lot of money, I would definitely buy land. Unless we succeed in colonizing Mars, it will continue to be the asset with the most limited supply unless we succeed in making solid fillings in the sea...
hero member
Activity: 2352
Merit: 905
Metawin.com - Truly the best casino ever
People who don't have a lot of money are even more concerned about inflation because if we still don't find a way to solve the inflation problem , our lives will become even worse as that little amount of money is increasingly lost more valuable . That is also the reason why many poor , not yet rich people like us are looking for a solution to increase their assets and investing in bitcoin is the solution we are choosing.

In my opinion , rich people are people who don't care much about inflation because the amount of money they earn is greater than inflation , they have a lot of money so they don't face as many difficulties as we do when inflation rises . Do you see rich people, billionaires, and millionaires talking about inflation ? Most are just poor people like us.
I speak exclusively from my experience. People who don't have a lot of money, e.g. poor people, don't know what inflation is. I know many poor and middle-class families that sell local currency and buy USD. Our local currency often depreciates against USD and people think that by holding USD, they beat inflation. They don't understand that USD gets inflated every year. There are even categories of people in my country, those who receive money from family members who work overseas. I know a person who receives Euro from his family member who works in Europe and he thinks that if the local currency devalues against the Euro, he will have more local currency in his pocket and will be able to buy more things. Does this really make sense to anyone?
sr. member
Activity: 630
Merit: 404
Cryptocurrency is really a volatile one. But I am not expecting anyone to put all their money in it. What’s a great idea would be to split your money into many of them. So you don’t have all your eggs in basket (just incase the basket were to fall tomorrow). Real Estate is one to invest more in, it is a locative one and people who deal with houses and land are averagely rich. It’s a way to store value for even a long while, yet a way to make money.
I also like property to invest in because property investment is safe and I like rental properties because that give monthly fare and we can easily manage our system and we can take liabilities from that money. Many people are confused about liabilities and assets ,they think their house is an asset but house in which they are living,that is liability. So invest in a rental property and get fare from the tenant. Also commercial land is helpful in many cases but it requires a multiple times investment than in rental properties. Plot are benecial if you want to invest in a long term but location of land matters a lot and everything depends on location. If you bought property on a best location,you will be rich in future.
hero member
Activity: 1974
Merit: 539
Leading Crypto Sports Betting & Casino Platform
Hi everyone,

I've been thinking a lot about how to effectively store value, especially in ways that can offset the effects of inflation. With the rising concerns over inflation and the potential devaluation of traditional currencies, I'm curious about the strategies that others in this community are using.

Personally, I've been exploring a few options, including:

Cryptocurrencies、Precious Metals、Real Estate、Stocks and Bond、Commodities。
What about you? How are you managing your investments to combat inflation? Do you think Bitcoin and other cryptocurrencies are effective in this regard? I'd love to hear your thoughts and any strategies that have worked for you.
I don't have enough money to care about how inflation will affect my savings, assuming I only own USD but if you want to hear opinions, here am I. If money is much and it's not an issue, then I would save some part of my money into cryptocurrencies (Bitcoin, ETH, BNB, Matic, SOL) and another part in real estate. Real Estate is the most stable way to combat inflation if rent prices aren't regulated by the government in your country.
I don't know Stock and Bond games well, so I would ignore them, especially since they aren't as profitable as cryptos. Precious metals aren't a good way to invest in my country because it will be very expensive to buy them in real life where I live but gold bar certificates can be a good option if you want to keep a stable metal and exchange when you wish.

People who don't have a lot of money are even more concerned about inflation because if we still don't find a way to solve the inflation problem , our lives will become even worse as that little amount of money is increasingly lost more valuable . That is also the reason why many poor , not yet rich people like us are looking for a solution to increase their assets and investing in bitcoin is the solution we are choosing.

In my opinion , rich people are people who don't care much about inflation because the amount of money they earn is greater than inflation , they have a lot of money so they don't face as many difficulties as we do when inflation rises . Do you see rich people, billionaires, and millionaires talking about inflation ? Most are just poor people like us.
member
Activity: 392
Merit: 71
Axioma Holding - Axioma Pay Crypto Card

Personally, I've been exploring a few options, including:

Cryptocurrencies、Precious Metals、Real Estate、Stocks and Bond、Commodities。
What about you? How are you managing your investments to combat inflation? Do you think Bitcoin and other cryptocurrencies are effective in this regard? I'd love to hear your thoughts and any strategies that have worked for you.

You already have a good choice @shanhaigamefi,  I am considering to hold my assets in Bitcoin and real estate to hedge inflation. Altcoins is not a real asset to use as a store of value because it is not an asset that you can predict the price. Altcoins pumps and dumps, so choose Bitcoin instead.
sr. member
Activity: 728
Merit: 252
Enterapp Pre-Sale Live - bit.ly/3UrMCWI
Hi everyone,

I've been thinking a lot about how to effectively store value, especially in ways that can offset the effects of inflation. With the rising concerns over inflation and the potential devaluation of traditional currencies, I'm curious about the strategies that others in this community are using.

Personally, I've been exploring a few options, including:

Cryptocurrencies、Precious Metals、Real Estate、Stocks and Bond、Commodities。
What about you? How are you managing your investments to combat inflation? Do you think Bitcoin and other cryptocurrencies are effective in this regard? I'd love to hear your thoughts and any strategies that have worked for you.

For me , invest in gold and rental properties is the best way to fight inflation, because my location is quite strategic and the demand is quite high but I'm still exploring other option. As for crypto, I believe only bitcoin is relatively reliable . Other crypto are higher risk due to their volatility . Anyway I think having more options is always better and not put all my eggs in one basket.
hero member
Activity: 2352
Merit: 905
Metawin.com - Truly the best casino ever
Hi everyone,

I've been thinking a lot about how to effectively store value, especially in ways that can offset the effects of inflation. With the rising concerns over inflation and the potential devaluation of traditional currencies, I'm curious about the strategies that others in this community are using.

Personally, I've been exploring a few options, including:

Cryptocurrencies、Precious Metals、Real Estate、Stocks and Bond、Commodities。
What about you? How are you managing your investments to combat inflation? Do you think Bitcoin and other cryptocurrencies are effective in this regard? I'd love to hear your thoughts and any strategies that have worked for you.
I don't have enough money to care about how inflation will affect my savings, assuming I only own USD but if you want to hear opinions, here am I. If money is much and it's not an issue, then I would save some part of my money into cryptocurrencies (Bitcoin, ETH, BNB, Matic, SOL) and another part in real estate. Real Estate is the most stable way to combat inflation if rent prices aren't regulated by the government in your country.
I don't know Stock and Bond games well, so I would ignore them, especially since they aren't as profitable as cryptos. Precious metals aren't a good way to invest in my country because it will be very expensive to buy them in real life where I live but gold bar certificates can be a good option if you want to keep a stable metal and exchange when you wish.
sr. member
Activity: 1680
Merit: 288
Eloncoin.org - Mars, here we come!
Cryptocurrency is really a volatile one. But I am not expecting anyone to put all their money in it. What’s a great idea would be to split your money into many of them. So you don’t have all your eggs in basket (just incase the basket were to fall tomorrow). Real Estate is one to invest more in, it is a locative one and people who deal with houses and land are averagely rich. It’s a way to store value for even a long while, yet a way to make money.
hero member
Activity: 1484
Merit: 608
Vave.com - Crypto Casino
Bitcoin is the only coin that holds inflation value. Bitcoin is the only suitable hedge against inflation in cryptocurrencies, as no other coin can hedge against inflation. If you imagine any coin other than Bitcoin, gold must be preferred. Only gold can lower the price level. A few years ago, the price of gold was so low that if you imagine it now, it would have been very profitable to buy and hold gold back then. This kind of Bitcoin looks promising in the future of Bitcoin.
hero member
Activity: 2828
Merit: 611
frankly speaking bitcoin is great for investment but only if you are investing from when the price were still low and heavily discounted meaning you invest in bearish cash out at bullish rinse and repeat.
therefore you need the flexibility and lesiure of spending as much time as you can to wait for the right timing.

if I were to fight the inflation though I could just easily invest money to be a landlord so far its the most lucrative way of beating the inflation since the house pricing keep rising but that without taking into account housing bubble which i don't know if it gonna happens anyway.
If a man has money he can make money out of money because if he has money it is not difficult to make money but there is a big difference between making wise decisions and just hoarding money. If I have to go somewhere else or suddenly the situation in the country deteriorates or something like that happens, then what kind of investment is there that I can take with me everywhere? Even if one has accumulated gold, it becomes difficult to carry and protect it from one place to another, unlike if one has invested in Bitcoin or other cryptocurrencies.

So, he can take all his money in his pocket and go to any corner of the world and use it at any time. Also cryptocurrencies I think are the best in modern times as compared to the old way of collecting gold and silver and building properties.

As you said, losses happen, it is true, losses happen, and one of the biggest facts is that a person has to die. But man still builds properties, strives for his better future, because hope is the name of that thing, and we do and should do everything we can to improve our present and future.
sr. member
Activity: 2618
Merit: 439
What you say is very correct to be able to maintain the value of the assets we have. It would be better if we could invest in crypto and I think this makes it a little easier for us because we can start with whatever funds we have to be able to maintain the value of the assets we have from inflation
What I really like about bitcoin is that it is not exclusive to an investment option.

It is essentially a way for you to store your money in a way that fights off inflation all at the same time. Ofcourse there are risks associated but it being accessible allows for more control and flexibility from our side.

bitcoin having a smaller unit of its currency in the form of Satoshis has allowed everyone and anyone to buy and hold their money in bitcoin.
legendary
Activity: 3164
Merit: 1069
Hi everyone,

I've been thinking a lot about how to effectively store value, especially in ways that can offset the effects of inflation. With the rising concerns over inflation and the potential devaluation of traditional currencies, I'm curious about the strategies that others in this community are using.

Personally, I've been exploring a few options, including:

Cryptocurrencies、Precious Metals、Real Estate、Stocks and Bond、Commodities。
What about you? How are you managing your investments to combat inflation? Do you think Bitcoin and other cryptocurrencies are effective in this regard? I'd love to hear your thoughts and any strategies that have worked for you.

Metals/commodities investment needs too much paperworks here so I have limited investment opportunity. Crypto surely comes first but the current drop has shattered my investments and I'm not willing to make any new soon. I have a good investment on stocks and bonds. Stocks too are risky and fluctuating. Bonds provides some security but they are generally long term and as the bank rate fluctuates, are mostly below the fixed deposit rates provided by the bank. The bank rates were higher a year ago and are now gradually decreasing, that's why I had placed a few fixed deposits for short terms  (6 months) in order to get better rate on interest decreasing market. When they matures, I plan to put them on crypto or stocks depending on the market situation.
full member
Activity: 1190
Merit: 212
★Bitvest.io★ Play Plinko or Invest!
Hi everyone,

I've been thinking a lot about how to effectively store value, especially in ways that can offset the effects of inflation. With the rising concerns over inflation and the potential devaluation of traditional currencies, I'm curious about the strategies that others in this community are using.

Personally, I've been exploring a few options, including:

Cryptocurrencies、Precious Metals、Real Estate、Stocks and Bond、Commodities。
What about you? How are you managing your investments to combat inflation? Do you think Bitcoin and other cryptocurrencies are effective in this regard? I'd love to hear your thoughts and any strategies that have worked for you.
Cryptocurrency is my best inflation proof asset that needs to be increased in size but I need more time on this. Bitcoin is of course very effective on that regard as it is not affected by inflation. Real estate is good second option for me but I am not into it as of the moment since it needs good capital for it to make it profitable and best back-up asset is the precious metals as they are way more stable than crypto itself.
What you say is very correct to be able to maintain the value of the assets we have. It would be better if we could invest in crypto and I think this makes it a little easier for us because we can start with whatever funds we have to be able to maintain the value of the assets we have from inflation, yes of course it requires a lot of capital to be able to invest in real assets and we can combine the two investments and we can start with crypto first and after making a profit then we can develop the investment we make in real assets of course this will really helps us to protect the assets we own from inflation.
sr. member
Activity: 1736
Merit: 357
Peace be with you!
Hi everyone,

I've been thinking a lot about how to effectively store value, especially in ways that can offset the effects of inflation. With the rising concerns over inflation and the potential devaluation of traditional currencies, I'm curious about the strategies that others in this community are using.

Personally, I've been exploring a few options, including:

Cryptocurrencies、Precious Metals、Real Estate、Stocks and Bond、Commodities。
What about you? How are you managing your investments to combat inflation? Do you think Bitcoin and other cryptocurrencies are effective in this regard? I'd love to hear your thoughts and any strategies that have worked for you.
Cryptocurrency is my best inflation proof asset that needs to be increased in size but I need more time on this. Bitcoin is of course very effective on that regard as it is not affected by inflation. Real estate is good second option for me but I am not into it as of the moment since it needs good capital for it to make it profitable and best back-up asset is the precious metals as they are way more stable than crypto itself.
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