Did that last minute bet make you win or you lost more and regretted the decision?
Had to? Gambling is not something that you "had" to do no matter what. Placing a bet at the last minute is never a good idea. This is not something a good gambler would do. In sports betting, you can not take a leap of faith and bet. There are data available and past performance of individual players or teams can give you a prediction. But I don't get the fact about why I have to place a bet if I am not ready. Can you explain your personal experience and why you did it?
I have never done that so I don't know that. I have no regrets or don't know how would I feel about it.