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Topic: How to save money. - page 167. (Read 345783 times)

full member
Activity: 172
Merit: 100
May 08, 2015, 07:34:22 AM
Saving is all about discipline. It's actually very easy to save once you set your mind to it but people often take comfort in material things and if they don't spend they feel like they don't have. You can also save money by budgeting and instead of going out every weekend and buying over price drinks go out once or twice a month and do if you must drink or party do it at home of friends where you can save money by buying alcohol from the store.
legendary
Activity: 3276
Merit: 2442
May 08, 2015, 07:08:03 AM
Stop gambling, smoking, drinking and f**king. You ll save a lot of moni.

Drinking and f***ing is fine. Since we need to feel that we re human beings once in a while, but don't over do it.
hero member
Activity: 952
Merit: 1000
May 08, 2015, 06:17:05 AM
Saving in a Bank or Bitcoin is the best possible options at present. Banks Will pay you interest and the money will be safe and can get access when & where required. Invest in small things and diversified products so at least you go through loss in one you can cover it up from other.
legendary
Activity: 1568
Merit: 1001
May 07, 2015, 11:30:13 PM
This thread is great and I hope that the long-time members that show up here will come and hang out in the speculation subforum.
hero member
Activity: 533
Merit: 500
May 07, 2015, 08:59:13 PM
If you want to save either you can open Saving's Bank A/c and transfer part of salary every month to that A/c which will also pay you interest annually. And that can be helpful at the time of emergencies as well. Another option is you can have piggy bank at your home which allows you to save small amount in it.
sr. member
Activity: 490
Merit: 255
May 07, 2015, 08:32:22 PM
You can also get a second job. And by the way having a goal is crucial, because otherwise saving will be meaningless.
How do you say that having a goal is crucial and savings is meaningless. Having a goal will added to your willingness to save. This would help your patient. But it will become meaningless if theirs something happened and you need to pull out a money like emergencies.
.
yeah better the deposit on bank or insurance. i think that's option for save he money

Insurance is not an option to save your money. With insurance you just spend some of your salary to it and you can directly cashout if one day you really need that money and you can't get all of it in 1 times. The pprocedure is to much when you want to cash it out

I think bank is the better option rather then insurance as insurance will pay you at the time of maturity. So what would you do in case of any emergencies. I think Fixed Deposit would be rather a better option as you can withdraw money whenever you want and bank doesn't charge for it.
If you dont know what you are going to do to save or to having insurance? Theres a company that required having an insurance mostly common is to have a life insurance so that if you are retired you can get a money every month or PENSION. Now every month your life insurance will be deducted to your salary every month and the left you can pay the bills or other payments or the rest you can now save.
sr. member
Activity: 344
Merit: 250
May 07, 2015, 07:28:28 PM
You can also get a second job. And by the way having a goal is crucial, because otherwise saving will be meaningless.
How do you say that having a goal is crucial and savings is meaningless. Having a goal will added to your willingness to save. This would help your patient. But it will become meaningless if theirs something happened and you need to pull out a money like emergencies.
.
yeah better the deposit on bank or insurance. i think that's option for save he money

Insurance is not an option to save your money. With insurance you just spend some of your salary to it and you can directly cashout if one day you really need that money and you can't get all of it in 1 times. The pprocedure is to much when you want to cash it out

I think bank is the better option rather then insurance as insurance will pay you at the time of maturity. So what would you do in case of any emergencies. I think Fixed Deposit would be rather a better option as you can withdraw money whenever you want and bank doesn't charge for it.
legendary
Activity: 1834
Merit: 1008
May 07, 2015, 08:16:05 AM
You can also get a second job. And by the way having a goal is crucial, because otherwise saving will be meaningless.
How do you say that having a goal is crucial and savings is meaningless. Having a goal will added to your willingness to save. This would help your patient. But it will become meaningless if theirs something happened and you need to pull out a money like emergencies.
.
yeah better the deposit on bank or insurance. i think that's option for save he money

Insurance is not an option to save your money. With insurance you just spend some of your salary to it and you can directly cashout if one day you really need that money and you can't get all of it in 1 times. The pprocedure is to much when you want to cash it out
sr. member
Activity: 490
Merit: 255
May 07, 2015, 07:23:40 AM
Well look there are 2 assets that humans can have:   time & money!

If you dont have 1 you definitely have the other:

Work 9-5 job and over-hours, you have money but you dont have time!

Jobless, and on welfare, you got all time but no money!

Find the perfect balance between and you will be happy  Cheesy
Good explanation. good health having a 1 or more jobs giving you a money. Divide your time equally so that you can manage your jobs and you dont have any trouble on your job.
sr. member
Activity: 1148
Merit: 252
Undeads.com - P2E Runner Game
May 07, 2015, 05:36:14 AM
Well look there are 2 assets that humans can have:   time & money!

If you dont have 1 you definitely have the other:

Work 9-5 job and over-hours, you have money but you dont have time!

Jobless, and on welfare, you got all time but no money!

Find the perfect balance between and you will be happy  Cheesy
newbie
Activity: 42
Merit: 0
May 07, 2015, 04:33:35 AM
You can also get a second job. And by the way having a goal is crucial, because otherwise saving will be meaningless.
How do you say that having a goal is crucial and savings is meaningless. Having a goal will added to your willingness to save. This would help your patient. But it will become meaningless if theirs something happened and you need to pull out a money like emergencies.
.
yeah better the deposit on bank or insurance. i think that's option for save he money

Insurances are not a very good option in my opinion.
sr. member
Activity: 490
Merit: 255
May 07, 2015, 04:06:44 AM
depends what you want to do with your life.

1) utilize even your "free time" to earn money (no time for recreation - theres money to be made).

2)  setup a budget and limit your spending to minimal absolute necessities.

3) redefine absolute necessities to mean bread, water, pasta and a homeless shelter.
Good idea and you can also less your wants and focus on your need this will help you to save example in office you need a office appliances and you want to buy a shoes. Now your going to buy office appliances instead of shoes.
sr. member
Activity: 266
Merit: 250
May 07, 2015, 01:30:02 AM
depends what you want to do with your life.

1) utilize even your "free time" to earn money (no time for recreation - theres money to be made).

2)  setup a budget and limit your spending to minimal absolute necessities.

3) redefine absolute necessities to mean bread, water, pasta and a homeless shelter.
sr. member
Activity: 490
Merit: 255
May 07, 2015, 12:46:02 AM
When consumption comprises 70% of the US economy, economists and the government view savings as exrtemely negative. They actively try to get every American to spend every dollar they have. It's one of the great moral bankruptcies of economists and the US government. They encourage people to be in a situation where "retirement" means a cardboard box and dog food.
They not importance the retired people. They want that every american spend they money and they not keeping it. So that the money in circulation will the same so that it may avoid the bankruptcies.
sr. member
Activity: 490
Merit: 255
May 06, 2015, 08:09:09 PM
Utilize your free time and not to consume every penny what you earn.

You always need to spend of your money at least at little bit for your personal things and you really need it. No matter what you can't cut your personal things you just need to find more jobs or make more profit so you can save some penny
Yaeah thats right spend a little bit of your salary,dont stint yourself you saving your personal sake your saving will spend what you ever like so dont stint so that you can save.

if you think about it, buying healthy things(like better foods, supplements, better stuff for personal care ecc...), will make you earn more actually, because staying in good shape will help your body's stamina, thus becoming stronger and more resilient to fatigue, and this will bring the possibility to do more than 1-2 jobs, eventually you earn more...

yeah if your job is only sitting on your office chair and doing a office work and you dont have any idea about exercise you would have weak body and also many sick will come to you. Having a good body will allow you to have more than 1-2 jobs with a minimum salary and also you can do physical activities.
hero member
Activity: 546
Merit: 500
May 06, 2015, 03:38:08 PM
At present youngsters don't believe in  saving they just believe in spending. And sometimes the situation arise that they need to spend due to pressure from friends at the time of parties or movies so that should be avoided and should make a schedule and follow it.
legendary
Activity: 3248
Merit: 1070
May 06, 2015, 03:28:56 PM
Utilize your free time and not to consume every penny what you earn.

You always need to spend of your money at least at little bit for your personal things and you really need it. No matter what you can't cut your personal things you just need to find more jobs or make more profit so you can save some penny
Yaeah thats right spend a little bit of your salary,dont stint yourself you saving your personal sake your saving will spend what you ever like so dont stint so that you can save.

if you think about it, buying healthy things(like better foods, supplements, better stuff for personal care ecc...), will make you earn more actually, because staying in good shape will help your body's stamina, thus becoming stronger and more resilient to fatigue, and this will bring the possibility to do more than 1-2 jobs, eventually you earn more...
hero member
Activity: 952
Merit: 1000
May 06, 2015, 02:09:09 PM
Easy Question but Difficult to implement. Transfer part of salary into Fixed Deposits. Spend less that only on necessary things Discipline is needed when it comes to saving money keep some savings at home at the time of emergency so that you don't get panic.
sr. member
Activity: 490
Merit: 255
May 06, 2015, 10:10:53 AM
Utilize your free time and not to consume every penny what you earn.

You always need to spend of your money at least at little bit for your personal things and you really need it. No matter what you can't cut your personal things you just need to find more jobs or make more profit so you can save some penny
Yaeah thats right spend a little bit of your salary,dont stint yourself you saving your personal sake your saving will spend what you ever like so dont stint so that you can save.
legendary
Activity: 1834
Merit: 1008
May 06, 2015, 07:56:34 AM
Utilize your free time and not to consume every penny what you earn.

You always need to spend of your money at least at little bit for your personal things and you really need it. No matter what you can't cut your personal things you just need to find more jobs or make more profit so you can save some penny
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