i need loan 0.08 , yes maybe for you has no real value
as i mentioned in op , i am not sell , only need hurry loan
Don't take Doamader wrong. It's not how others or you value the account; it's more about how much is the market value of your collateral. Lenders cannot rely on just your word, especially when you are not yet a trusted member of the community. This is the reason why we require collateral.
As much as we would like to sympathize with you, lenders cannot just give you more than what you offer as collateral. If you actually intend to repay the money loan to you, that's well and good. What if you were not able to pay? Not because you ran, but just because you can't produce the money. Here is where the collaterals come in. Lenders require higher valued collateral versus the loaned amount. Because we know that when the time comes you default (not saying you will), we would be able to cover our losses and pay for the time value of our money. Well, sometimes lenders lose more money when selling the collateral. Because this act also cost time and money to do.
I hope you understand the side of lenders.
Similar to Doamander, I can only value your collateral at 0.03-0.05BTC.